For security reasons, most banks don't allow auto-crediting of FD principal amount into CASA upon maturity date.  The normal SOP of a FD withdrawal requires depositor to present at the bank for finger print biometric scanning, identity card and real time signature ie 4 layers of security protections. If your FD principal can be simply withdrawn by a mere instruction in the FD system, then it will be defeating the purpose of the 4-layer protections mentioned above.
Some may argue that the auto-crediting goes to own CASA, what's the problem ? don't forget that FD also has joint account type and joint account can have different withdrawal conditions. to make things more complicated, interest crediting CASA also have joint account type. Therefore, to prevent security breach and loopholes, most banks don't allow it.   
But I read from this forum that some forumers here managed to instruct the bank to auto-credit principal + interest to CASA account upon FD maturity in order to counter the non interest payment on non banking day. Those who have done it before may want to share his view on this matter.

interesting, MBB officer allowed me to sign an instruction form requesting all my GIA FDs (4 on single name, 6 with 2 names) upon maturity, automatically credited into MBB saving account SINGLE name. The 2 names FD , either 1 to sign,
also can !.

Reason: MBB SA can easily IBFT out at maturity, no need go bank again.

effective 4.4% only,step up to 4.8%

Oh, so confirmed that OCBC BC is free ? 

You guys have long discussion on using of cheque.  I use combination of cheque, ibg, IBFT, Rentas depending on the situation. Rentas fee is typically higher than BC. But it has the use when not all the fund will go into next FD. i.e. half to FD, half stay in the acct for other use.

Anyway I think we use what suits us most. Just like we place FD in particular banks not necessary because it has the highest rate. 

not true. in fact for leap year, per day interest is div 366 days instead of normal 365 days. interest still count by days.
  consume part of 1 mil   

not div 366 X x days? if like wat u said, we gain.  

unkle magic, which bank u put fd nowadays?

unkle magic, are u sure bank giving extra money? instead of we not giving free money to bank, they are giving us free money?
wa, unkle also bank in to kwsp.