Actually bsn FD is good. If you look at it for the past years, no banks managed to surpass mbsb 5 years 4.7% rates.

mbsb got pidm protection? or no?

no wonder mbsb can give out personal loans up to 300k hahaha... at low rates compare to other banks

Mbsb, BR don't have PIDM. Besides PIDM offer protection up to RM250k only. People like unker goat, unker lim, unker bones all put >RM250k so PIDM protection is not really a concern for thrm.

Today last day for HLB FD. Planning to withdraw cash over the counter and put into the FD as "fresh fund" in the same branch

Walk in HLB and ask. Offer extended until 5-Feb-16

can we go to hl branch instead of mach? hl and mach is same right? if i walk in to HL branch i can open money box account and get 4.5% FD right?

Compare this:

1)RM1million, dump there once, sit back and shake leg 5 yrs..

2)Visit 10 banks or move FD every few weeks/months,
sure spend many more 2hours in 5 yr ,yet not earning more.

which one you choose??

True option 1 is better. But I choose Option 3. Dump into ASX FP. Earn 6.x% and don't need to run around until one needs the money

This post has been edited by Ramjade: Jan 29 2016, 01:44 PM

edit: already reported

This post has been edited by Human Nature: Jan 29 2016, 01:47 PM

Enough of your nonsense okay? You have been out of topic most of the time.

If you want to promote ASX, you please go to the respective thread. Don't come and spam here.

Sorry. What I am saying people should lock in long term if they have no use for the money. (a similar anology). No need to keep going to bank.

This post has been edited by Ramjade: Jan 29 2016, 02:14 PM

Anybody here go for the 4.75% promotion ?

hl and mach diff! both under hl but separate identity. have to go to mach branch to open money box acct. then can place online mach fd.

unfortunately mach branch are lesser.

This post has been edited by yygo: Jan 29 2016, 07:51 PM

I may give it a go, if got signup gift from Ringgit Plus

If no gift? Is still a good FD as guy said go wait few hours at BSN, no need to run here and there for FD every 6, 12 months. Beside it is better than old mbsb 4.7%

LakeEdger McFD2R Bonescythe bbgoat

sorry to summon so many bosses.

is there any charges (ATM/Debit card or other) to open Mach money box account?

I can wait for another 2 weeks

If u have existing HLB acc, mach is Foc.. just go to mach branch and open money box. Ur atm / debit card from hlb conventional can access money box. So consider free.

If u dun have existing hlb acc, then i think it is compulsory to take their debit card.
As for annual fee, i am not so sure. Maybe u use 12time and annual fee waive ? Haha

thanks for the reply!

no CASA with HLB /Mach.

can't seems to find Mach offering basic saving account, guess I have to visit HLB first, then only mach..

oh 11/2 is the big day. so decided to bsn fd with mil eggs?

This post has been edited by yygo: Jan 29 2016, 10:05 PM