Outline ·
[ Standard ] ·
Linear+
Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only
|
wjchay
|
Jan 15 2016, 09:33 AM
|
|
QUOTE(Pinnacle1295 @ Jan 15 2016, 10:23 AM) But having the TAC code SMS to you is a another layer of security, no? Just sharing, maybank Singapore also sends tac for login. They can even take this further to allow you to use a physical token generator. I believe most banks, if not all, in sg does this out of regulation. It's extra security.
|
|
|
|
|
|
wjchay
|
Jan 28 2016, 05:15 PM
|
|
QUOTE(Frostlord @ Jan 28 2016, 06:05 PM) hi all im new to FD but im interested to put some cash to FD im looking at this promo http://www.maybank2u.com.my/WebBank/fdcny260116_tnc.pdfthere's some terms that i dont quite understand 1) fresh funds : this means that this funds cannot be from existing FD? 2) board rate : the usual FD rate? other than the rate offered, is there anything else that i should take note before deciding which bank? fresh funds: money NOT from MBB board rate: yes, the normal publised rates that you can find on website
|
|
|
|
|
|
wjchay
|
Jan 29 2016, 08:11 AM
|
|
QUOTE(ikanbilis @ Jan 28 2016, 11:11 PM) Ya...5 yrs such a long period. If interest 5% and payable every 6 months then can consider...  I locked in 5 years @5% about 8 years ago, interest every 6 mth. Then about 3 years ago, it matured and renewed to 4.75% for 5 years, interest every 6 mths. The so institution is MBSB. I just checked their website, there's no more 5 years FD anymore
|
|
|
|
|
|
wjchay
|
Jan 30 2016, 11:25 PM
|
|
i just opened a Mach moneybox account. My old ATM card was like too old, e.g. 6 years ago, so somehow it cannot be used to open Mach. So now I have a new Mach debit card, but this card cannot see my HLB CA. So I have to use both the old ATM card and the new Mach card now. It's ok for me because I am going to close my CA account soon, which is also my housing loan CA.
Another thing to note is that fresh funds thingy.....if you have funds in other HLB accounts, you can just use HLconnect to transfer to Mach money box, then create FD from there.
I just hope they extend the 4.5% promo. Need some more time for funds to come in.
|
|
|
|
|
|
wjchay
|
Jan 30 2016, 11:33 PM
|
|
QUOTE(Bonescythe @ Jan 31 2016, 12:26 AM) Because money box comes with 2 function Either select 1. Sky high saving 2. Free 5 time IBG a month (i think is 5.. if i m not wrong) I use sky high savings. Forgot how much, but is higher than hlb conventional saving acc. https://www.machbyhongleongbank.com/frequen...sked-questions/In my opinion, both also not good. 1. Free IBG comes with condition, e.g. RM1000 balance. 2. sky high 1.8% only for RM10k above balance. Better create a junior account (if you have a junior), transfer there.
|
|
|
|
|
|
wjchay
|
Feb 1 2016, 07:41 AM
|
|
No more HLB Mach 6 mths @4.5%
|
|
|
|
|
|
wjchay
|
Feb 1 2016, 08:45 AM
|
|
I logged in to check, no more 4.5% option.
|
|
|
|
|
|
wjchay
|
Feb 2 2016, 05:10 PM
|
|
QUOTE(LNYC @ Feb 2 2016, 04:52 PM) i called to hong leong last friday. the 6months 4.5% fd promo extended till 5th feb. min fresh fund 10k I have checked HL connect, there's no 4.5% FD.
|
|
|
|
|
|
wjchay
|
Feb 12 2016, 02:45 PM
|
|
Anyone placed FD at Mid Valley? Is it a full fledged branch that accepts FD? I am thinking of going there this weekend to place 4.5% FD.
Thanks.
EDIT: Mid Valley ground floor branch
This post has been edited by wjchay: Feb 12 2016, 02:46 PM
|
|
|
|
|
|
wjchay
|
Feb 14 2016, 01:36 PM
|
|
I just done 4.5% 6mths with hlb mv, no queue. Gave them a check from mbb, maturity on 15 Aug, I can see immediately in hongleongconnect.
|
|
|
|
|
|
wjchay
|
Feb 14 2016, 01:50 PM
|
|
QUOTE(yygo @ Feb 14 2016, 02:47 PM) did u ask them the fd promo is until when? it was mentioned first wk of feb now until when? Sorry didn't ask, I'm sure they will tell you if you call them up.
|
|
|
|
|