I like the bold parts

This post has been edited by cklimm: Jan 7 2016, 08:12 PM


Attached thumbnail(s)

Actually I was aiming for 4.5% for 2 year... I feel 1 year too fast... a bit tired of running around.
I like HLB 4.5% for 6mth too... I have used their eFD...very convenient and monthly interest too, but 6mth a bit short for me.

Tested BR for the past 4 years and love their monthly interest crediting into SA, very efficient and like clock work. With monthly interest, the effective rate should be higher than 4.45%.
BR only allow nego on board rate, which I din bother to nego with them. As for promo rate, cannot nego.

Avoided MBB 4.5% cause scared of the part "capital not guaranteed"...

I have AmBank FD for their last promo at 4.5% still not matured. Not bad . Was waiting for them to release their CNY FD promo, until today still no news. Can't afford to keep waiting and wasted interest.

Don't keep all the eggs (1 million eggs) under the pillow. It may crack !

I used to be big fans of BR. But their rates are not keeping up with times. Still have quite some eggs there but no new FD's for quite a while.

This post has been edited by bbgoat: Jan 7 2016, 08:37 PM

You mean RHB Asian Total Return Fund? Got interest rate of 3.7%?

Ignore it.

MBB Gi-A , yeah i got RMX34.69 instead of RMX35.07 (my calculation)

oops. rugi 1 piece of currypuff

Lets wait for more people to report what they are getting for Dec month.

New to this thread.

Saw this at the first page

RHB Bank. Minimum Fresh Fund RM10K. - Contributed by Avangelice

3 Months - 4.2% p.a. - Valid until 31 January 2016
15 months - 4.4% p.a. - Valid until 31 March 2016

Couldnt find more info at RHB's website. Must go to branch is it?

0.38 cents can buy currypuff?
I think rugi ais kosong more suitable.

yes, over the counter placement only.

Is this your first interest payment ?

Mine is the third so I can compare between the 30 days and 31 days interest.

The interest calculation for FD placed last year and maturing this year should be

Total Interest = (No. of days in 2015)/365 x Rate p.a. + (No. of days in 2016)/366 x Rate p.a.

This applies to monthly interest & half-yearly interest calculation as well.

This post has been edited by Nom-el: Jan 8 2016, 10:08 AM

Just withdraw FD from PBB. I did not aware that they have been raising the banker check's commission from RM2.00 to RM 5.00. This is gow lat !!!! Check + commission + processing fee + stamp duty + GST is nearly RM 6.00 !!!When it has commenced ? Hopefully some of FD experts here can share your thought

We are just monitoring the interest la, dudes, not saying rugi a few sen or not Uncle here not that kiamsiap Ok..lol





second month , the first one was on the dot .

Fixed Deposit (FD) NEW YEAR 3 MONTHS Campaign [ MBB | T&Cs ]
4 January 2016 - 31 January 2016

Month 1-2: 3.80% p.a. | Month 3: 4.50% p.a. | 4.03% p.a. effective rate | min RM25k

Available for placements made over the counter only. Customer must have a current or savings account with Maybank.

bbgoat
I called HLB CS today regarding reactivating my Money Box account. They say they have little information about the Money Box account and the best advice is that I go to the nearest branch to reactivate it.

Anyway, I'm going to the mall this weekend so will just do it at Mach branch la. Sigh.

yup! maybe they trying to make us use IBG ~rm2. iirc if b4 11am can get by 5:30pm, else by midnight

I guess I was lucky then. My acct re-activated with a call from their CS. Happily placed online one MACH FD few days ago. Have to be careful later after 6 mths or rather <1 years time as there would be monthly interest crediting (counted as activity ??).

Went to UOB PB centre (no leng lui RM there ). Need new funds to get the current promo 4.4%. Cannot even top up 10k, 10% or 20% also. The RM said it depends on the HQ instruction. Current promo does not allow that.

Unlike our Captain. Salute to him !

Anyway the current 4.4% promo will end 31/1. On Monday the PB centre told me will end by 15/1. Looks like the ending date is dynamic and may change depending on the situation.

So, anyway moved to HL to get the 6 mth 4.5%. But too much eggs in HL except this is 6 mths so still OK in a way.

This post has been edited by bbgoat: Jan 8 2016, 05:20 PM