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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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okuribito
post Dec 17 2015, 07:08 PM

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QUOTE(Bonescythe @ Dec 16 2015, 11:36 PM)
Tonight FOMC then we will know ad
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0.25% only

But have a look at this write-up
okuribito
post Dec 18 2015, 07:20 AM

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QUOTE(gsc @ Dec 18 2015, 01:42 AM)

Internationally, USA as expected raised the rate and this will affect the money supply in Malaysia market. With RM depreciation and US interest rates on the uptrend, the money may flow out of the country, increase the money supply. Interestingly China has offer to buy the Bond from Malaysia. If this is true the money supply through selling the bond to China  will increaseve money supply

shocking.gif BNM implementing "QE" with china's help?

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Tan Sri Zeti will retire in April 2016, judging on current BN ministers quality, my personal opinion is no one is more capable than her. The OPR will be decided by bank negara - her successor and the team.
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There'll be 2 meetings in Jan & March before she goes

This post has been edited by okuribito: Dec 18 2015, 08:08 AM
okuribito
post Dec 19 2015, 01:40 AM

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QUOTE(matow @ Dec 19 2015, 01:27 AM)
The 3 month 4.3% is tied to the 15 mth 4.6% FD promo.
Let's say you have 100k, Affin's promo is that in order for you to enjoy this 4.6% rate, you have to place 20k in either a 1 mth (4.05%), 2 mth (4.10%) or 3 mth (4.30%) FD, the balance 80k gets to be placed in the 15 month 4.6% pa rate.
If you choose like me to place the 20k in the 3 mth bracket, after 3 months you can uplift the 20k + the 3 months interest @ 4.3% pa and place it on other banks FD. The the balance 80k will continue on until it matures after 15 months @ 4.6% pa interest.
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In the first place you chose 6 mths. And I guess you already decided not to lock in long term. Right or not?

So going for the affin option also falls in with your big picture. Your 3 mths portion will mature after the BNM OPR meeting in early march (iirc) ... I also think there's a chance that you might just get a little bonus smile.gif


okuribito
post Jan 8 2016, 02:10 PM

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QUOTE(FDInvestor @ Jan 8 2016, 11:25 AM)
Just withdraw FD from PBB. I did not aware that they have been raising the banker check's commission from RM2.00 to RM 5.00. This is gow lat !!!! Check + commission + processing fee + stamp duty + GST is nearly RM 6.00 !!!When it has commenced ? Hopefully some of FD experts here can share your thought smile.gif
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yup! maybe they trying to make us use IBG ~rm2. iirc if b4 11am can get by 5:30pm, else by midnight
okuribito
post Jan 28 2016, 01:17 PM

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Made a deposit at bsn yesterday, the 12m 4.5% deal. This morning recd sms saying
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RM0.00 BSN telah melakukan jual beli komoditi utk CM Deposit-i bagi pihak anda pd jam 1209&1225 bersamaan dgn jumlah deposit anda.Utk pertanyaan,Tel 1300881900

Haven't called them to ask wtf that is. Anyone place this fd too? Any idea what this is about?
okuribito
post Jan 28 2016, 01:27 PM

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QUOTE(yygo @ Jan 28 2016, 01:25 PM)
islamic fd will send out this type of sms, for some banks. hl has sent out "u have purchased xxx tons of resin ..............." for their islamic fd before.

cool, man. tongue.gif
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aiseh! 1st time i get this notification even though hv done islamic fd b4 doh.gif

tq

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