Downside is you would have any FD slip with you when you place a deposit like you do with other conventional banking methods. Im sure older people like your parents will freak out when they dont get the Fixed Deposit certificates that comes with the FD placement. 

You can screenshot and print out your online account for them to view.

RHB normally do not pay interest over Sat/Sun and holidays. But this time as the amt is big, have asked them last week. Today went to see the officer. She calculated and paid me the 3 days interest. Thanks to our lady. 

just so share. you may actually open a GIA-i account via Maybank2u. No promo rate of 4.5% but 4% instead. as usual minimum 5k for 1 month and 1k for the rest. still higher than normal board fd rate for those who don't mind regarding PIDM

So, the FD 4.5% for HLBB for 6mths if RM 10,000 = RM 450 per month?

2 of my RMs from different banks say they are expecting rates to go up.
Don't know what to make of the current market liao so not going to double guess and just place at whatever highest rate available

5 yrs fd?

Second, people in USD/MYR thread have already shown that putting in malaysia FD for 10 years will match the decline in MYR against the USD. Unless of course if one were to change last year, is a different story. So moral of the story is those people who have been putting  in malaysia FD for 10 years gain the same amount as those people who change RM-USD 10 years ago and hold USD cash.

hello, I need some professional advice from forumers here.

I wan to open a FD account with HLB under their promotion with 4.5% p.a., 6 months, but also considering Foreign current account in maybank which min deposit is USD 1k.

Was thinking since MYR is depreciating, perhaps foreign current account can help to keep the cash as long term.

what is the best to go to? I can only go for one ><

thank you very muchieee ~~