My fren working in insurance company oso bought his personal insurance,

Reason -

Eventually u leave the company, at the end u still need one, and more exp when u grow older

Company insurance not fully cover, need to be careful, sometimes it oni cover job related

When u retired ? Tats the time u need the insurance most as ur sickness start coming in, while company insurance no more cover u

Buy something tat cover u wholelife , means 99 y.o the best, most insurance cover till 70+ or 80+ y.o oni, so becareful when u buy it. But of coz tis kind of insurance is more expensive

For illness coverage, buy something tat cover early-illness than critical illness, the critical illness list normally means, u r sure dying , even u heal up oso half die. For example, critical illness may not cover ur early stage cancer, it need to be at certain critical stage for u to claim for the insurance.
So, wat to do, buy early illness, as long as u do a yearly check up, u should able to find out whether u got some serious illness at early stage , then u can claim insurance for medical , instead of waiting for it to get worse so tat u can claim insurance

finally buy a life insurance tat cover u till 99 y.o, no matter u die frm illness, or u die at natural, or u suicide . U still leave some money for ur family,p. And tell u tis is really cheap compare to the amount insured, but carefull ur family may kill u for the money

My 2cent on insurance after discussion with my fren work in insurance company

Too old to get insurance already..

That's why advised to buy early I think you can probably still go for some kinds of insurance but with higher premium

allowance is taxable.


go to Community Center?
Sg resident includes employment pass holder staying in SG.

If you're a PR, just add the IP premium to your medishield

Maybe it is better off go back to Malaysia to work.. Will be cheaper if falling sick in Malaysia I guess

Lucky gf and me got covered with health insurance as she was admitted to hospital after few months later for a surgery. Cost about 25K plus and can able to claim back....damn relief lol.

Yes, This I have to agree

What kind of surgery? Sing 25k?

just now called ICA, confirm that the entry permit and re-entry permit for PR are difference

they cant reissue the "entry permit" as it only issue one time when your PR is approved

so advise is,
1) file the original copy properly
2) make a softcopy as back-up,
3) make a photostate copy, if you want to bring it with you all the time

they tell me to make police report, nothing else can do , lol

anyone knows anyone looking for business analyst or it consultant to fill? i need a change of job

update your LinkedIn lo, if your profile attractive enough then recruiters will contact you.

updated d but... i can't help to feel like a big time loser, ppl around me travelling for work and doing things that matter, im stuck in this role

pompuan punya benda. Gov hospital fee. imagine private hospital fee haha

is that important to have insurance in Singapore since I got Malaysia insurance?

if u stay long term here or even conver to singaporean in future, then yes. just imagine , even ur malaysia insurance allow you to claim for the expenses in SGD, ur insurance coverage amount divide by 3 , not enough to cover SGD hospital bill

Hi everyone, I am moving to SG soon for work and I was wondering what documents is required for me to open a bank account there? Or can I apply for a OCBC account here in Malaysia since SG also have it?

1. Passport
2. Permit Card
3. Malaysia IC

Minimum require to have SGD1000 in the deposit. If lesser, every month will deduct SGD2.

They wont ask u to put money inside in order open the account for first time.

Alright thanks a lot. But can I open an OCBC account here in Malaysia and use the same account in SG?

Cannot. U require to open account in Singapore too.