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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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Plutoman
post Nov 6 2015, 04:35 PM

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QUOTE(Vincent9696 @ Nov 6 2015, 01:23 PM)
Yes pure FD with minimum fresh fund 10k
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Damn!! 3 month 4.2%!! I just put RHB 6 months 3.95% last month. Putting 6 months expecting interest rate going up early next year, who know competition got so intense so quickly cry.gif
mohdyusof
post Nov 6 2015, 04:41 PM

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QUOTE(Plutoman @ Nov 6 2015, 04:35 PM)
Damn!! 3 month 4.2%!! I just put RHB 6 months 3.95% last month. Putting 6 months expecting interest rate going up early next year, who know competition got so intense so quickly  cry.gif
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you can calculate to see worth to stop the fd and change. if not, then no rugi as the 3.95% already earn interest for you.
Plutoman
post Nov 6 2015, 04:50 PM

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QUOTE(mohdyusof @ Nov 6 2015, 04:41 PM)
you can calculate to see worth to stop the fd and change. if not, then no rugi as the 3.95% already earn interest for you.
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Will rugi more if I withdraw because i put early last month. Next month go maturing FD, hope the competition get more and more intense rclxm9.gif
Vincent9696
post Nov 6 2015, 04:56 PM

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QUOTE(Plutoman @ Nov 6 2015, 04:50 PM)
Will rugi more if I withdraw because i put early last month. Next month go maturing FD, hope the competition get more and more intense  rclxm9.gif
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Nx year maybe 4.7+
mohdyusof
post Nov 6 2015, 04:58 PM

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QUOTE(Plutoman @ Nov 6 2015, 04:50 PM)
Will rugi more if I withdraw because i put early last month. Next month go maturing FD, hope the competition get more and more intense  rclxm9.gif
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so be happy. still earn!

if the rate goes down, then you would be even happier! brows.gif
mohdyusof
post Nov 6 2015, 05:02 PM

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QUOTE(Vincent9696 @ Nov 6 2015, 04:56 PM)
Nx year maybe 4.7+
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pipu with loan will cry! cry.gif
Bonescythe
post Nov 6 2015, 05:13 PM

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next year is 5% already lor
Vincent9696
post Nov 6 2015, 05:43 PM

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QUOTE(mohdyusof @ Nov 6 2015, 05:02 PM)
pipu with loan will cry! cry.gif
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I wonder why my housing loan still show 4.45%????so it is god news to me not to dump housing loan , go for FD....haha

This post has been edited by Vincent9696: Nov 6 2015, 05:50 PM
mohdyusof
post Nov 6 2015, 06:00 PM

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QUOTE(Bonescythe @ Nov 6 2015, 05:13 PM)
next year is 5% already lor
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inflation up

pipu with fd rclxm9.gif

pipu with loan cry.gif cry.gif
wil-i-am
post Nov 6 2015, 07:48 PM

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QUOTE(Bonescythe @ Nov 6 2015, 05:13 PM)
next year is 5% already lor
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MRETIS will drop badly sweat.gif
TSAh SiAnG
post Nov 6 2015, 07:56 PM

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Attached Image

Attached File  tnc_Local_Deposit2_43_45_en.pdf ( 386.08k ) Number of downloads: 254


This post has been edited by Ah SiAnG: Nov 7 2015, 12:18 AM
cklimm
post Nov 6 2015, 07:59 PM

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QUOTE(Ah SiAnG @ Nov 6 2015, 07:56 PM)
OCBC FD Promotion

they mentioned OCBC Online Fixed Deposit Exclusive?  hmm.gif

can place online?  drool.gif
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i tried it, its more like making appointment online.
Someone will call you upon filling the forms
TSAh SiAnG
post Nov 6 2015, 08:01 PM

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QUOTE(cklimm @ Nov 6 2015, 07:59 PM)
i tried it, its more like making appointment online.
Someone will call you upon filling the forms
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I see, was hoping it to be something like their e-SmartSavers account tongue.gif
mohdyusof
post Nov 6 2015, 08:14 PM

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QUOTE(cklimm @ Nov 6 2015, 07:59 PM)
i tried it, its more like making appointment online.
Someone will call you upon filling the forms
*
you fill up the form or tried ocbc online account?
Bonescythe
post Nov 6 2015, 08:59 PM

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QUOTE(wil-i-am @ Nov 6 2015, 07:48 PM)
MRETIS will drop badly  sweat.gif
*
Fd become reits now
aeiou228
post Nov 6 2015, 09:09 PM

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QUOTE(Bonescythe @ Nov 6 2015, 08:59 PM)
Fd become reits now
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I throw PAV reit at 1.52 per share because of AmBank 4.6%.
michaelho
post Nov 6 2015, 09:25 PM

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done FD MBB 4.5% 12 months. Got this as gift. Quite useless though, they give, just take la tongue.gif Attached Image
cklimm
post Nov 6 2015, 09:32 PM

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QUOTE(michaelho @ Nov 6 2015, 09:25 PM)
done FD MBB 4.5% 12 months. Got this as gift. Quite useless though, they give, just take la  tongue.gif Attached Image
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wow, barometer? clock? compass?
Vincent9696
post Nov 6 2015, 09:50 PM

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QUOTE(michaelho @ Nov 6 2015, 09:25 PM)
done FD MBB 4.5% 12 months. Got this as gift. Quite useless though, they give, just take la  tongue.gif Attached Image
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MBB have gave gift??wow...much be big player...
michaelho
post Nov 6 2015, 09:59 PM

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QUOTE(cklimm @ Nov 6 2015, 10:32 PM)
wow, barometer? clock? compass?
*
Photo frame, clock cum compass.


QUOTE(Vincent9696 @ Nov 6 2015, 10:50 PM)
MBB have gave gift??wow...much be big player...
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Not big lar, I very thick-skinned. I ask for gift.

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