Ah SiAnG, you forget to add cimb efd 3 months at 4%. Min rm10k. Don't know until when.

Wa, you guys are fast. Anyway today I did go into the MBB 12 mth 4.5% deal. 

It is a new account. But can deposit the monthly interest into my Wadiah account. Yes a cert was given. No profit rate shown just profit ratio of 30/70 shown. 

Those that are scare of this one, still can go into ASNB.

If MBB or its Islamic subsidiary can get into problem, what of other banks in M'sia. Ha ha ha !

Is the 5 years one for priority customer the rates?

If only 1 joint account holder is above 50 years old, still can get monthly interest?

I did mention that one of the branch told me capital guaranteed by MBB.  But another branch's manager told me it is not. Anyway it shows how diff branch sometimes interpret promotions differently.

They have a 4 or 5 page "internal use only" document and some MBB staff may interpret it differently. I showed one page 2 days ago. 

Cimb eFD 3 months 4%, anyone have the full tnc?

Gonna park some money with CIMB, eFD hassle free too...

T&C below:
The Promotional Rate is applicable for one (1) cycle of 3 Month eFD placement only.

I assume this means i can only place one time irregardless of the amount... is my interpretation correct?

Can we set the instructions to auto credit to our account upon maturity?

More good news for FD depositors in the future.
http://www.themalaysianinsider.com/malaysi...leeing-deposits

Last year received 3 tier food container from HL.

Last week AmBank gave me an umbrella & water tumbler for the 12 mth 4.2%. I think the HL one is better. 

Very keen to investigate further on  5 years 4.55% with semi annual interest - end Oct

Capital guarantee and PIDM covered?

Seems better than MBSM..

Bank Rakyat is giving a step up FD promo,
up to 6.88%pa, effective rate 4.15% p.a.....weak

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read T/C here
https://s3-ap-southeast-1.amazonaws.com/ban...-iberjangka.pdf

Minimum amount is RM50 per transaction, max = RM60k yearly.

Have to keep your deposit for at least 1 day since the dividend is calculated on daily balance.

Not yearly basis meh?

Can we self top up to epf fund??

What is the best FD rate right now? AMbank? If I do not have any account with ambank can I do the online FD with them?

Hang out too much at the forum.

study hard in the forum?