Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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 Nov 6 2015, 04:35 PM
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#1
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Junior Member
145 posts Joined: Dec 2013  
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QUOTE(Vincent9696 @ Nov 6 2015, 01:23 PM) Yes pure FD with minimum fresh fund 10k Damn!! 3 month 4.2%!! I just put RHB 6 months 3.95% last month. Putting 6 months expecting interest rate going up early next year, who know competition got so intense so quickly   |
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Nov 6 2015, 04:50 PM
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#2
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Junior Member
145 posts Joined: Dec 2013
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QUOTE(mohdyusof @ Nov 6 2015, 04:41 PM) you can calculate to see worth to stop the fd and change. if not, then no rugi as the 3.95% already earn interest for you. Will rugi more if I withdraw because i put early last month. Next month go maturing FD, hope the competition get more and more intense  |
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Nov 15 2015, 06:48 PM
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#3
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Junior Member
145 posts Joined: Dec 2013
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QUOTE(Chili_90 @ Nov 13 2015, 01:20 PM) seems like no 1 willing to go for maybank 4.5% instead of ocbc 4.5% Actually for Maybank GIA FD, if you choose to roll over your monthly interest into your principle, you will be getting close to 4.6% pa. Of course only risk is principle/capital not guaranteed. Interest rate subject to OPR changes, I dont expect OPR to drop in near future, but if increase and maybank increase the FD rate will be bonus! |
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Dec 4 2015, 03:20 PM
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#4
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Junior Member
145 posts Joined: Dec 2013
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Guys, do you know for Public bank, if I am going to uplift my FD, do I need to go back to the branch that i placed my FD or any branch can uplift and withdraw?
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Dec 4 2015, 04:09 PM
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#5
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Junior Member
145 posts Joined: Dec 2013
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QUOTE(Ramjade @ Dec 4 2015, 03:24 PM) Yes. Need to go back to branch. Happen to me before. But that was > 5 years ago. Things could have changed by now. Thanks for the info  |
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