Bro, can share which branch give gift?

Thanks for your speedy reply. Went to RhB, but was too late. Bank closd. Walked over to Ocbc, was told promo rate
6 months 4.3%
12 months 4.5%

Signed up the document ready for Monday placement. Promo ends Dec.
Ocbc is best rate so far.

Private wealth.. rm 3m and aboce only can get...

Hnwi spotted.

After much consideration on bank fighting of rates and possible rate hike from US in dec.. i decided to go monthly FD for december.. gonna wait for a better rate.. haha

Wont regret when next year other bank go 5% ?

spotted who?

The one who got thrle watch n compass lor.. from maybank PW.. private wealth 3m eligibility

OCBC FD rates 4.5% for 1 yr

Wah.. Nice! Alot of noney you put in ya

MBB has FD 4.5%? Or is it GIA?

U keen too as I tot u prefer FSM?

Maybank is GIA-i product

Not keen, as my emergency I put into Flexi home loan which is also arounf this rate..

Just my mum told me about this UOB rate yesterday..

must be useful when travelling, holds picture of loved ones, when telling you time and direction

I merely use the 4.6% FD as the yardstick to ditch PAV reit.
I personally don't see promo FD rate can go as high as 5% next year if the OPR remain as it is. 4.6% FD promo rate for mid term deposit has exceeded the average housing loan lending rate and this phenomenon is extremely rare. I don't recall if such occurrence happened in the past even during the last financial crisis 17 years ago.
I do hope OPR remain as it is but promo FD rate raise above 5% By that time, every one start ditching ASX, Bonds, reits for better security.

Did you made the online appointment prior for ocbc FD placement? Is the promo rate available for walk-in customer & immediate placement? :-P

Earlier you asked about RHB 3 mths rate, so I tot you are going for short term. Now changed to OCBC 12 mth ?

I have even terminated my FD with CIMB (12 mth 4.35%) and moved to OCBC on 5/11, lose 3 days interest but still worth it due to the amt involved.

Walk in customer no issue, can do placement as usual.

please go to their website and check for yourself or you may go savings account thread and ask, this is fixed deposit thread

This post has been edited by Ah SiAnG: Nov 7 2015, 01:47 PM

Didnt make any online appointment. Just walked and was informed the promo. Placement is immediate. Need fresh fund.
Last Friday I didnt plan to place with Ocbc coz not aware the promo and didnt bring cheque book. So only signed the document ready and Monday just need to pass the cheque.

am bank 4.25% - 6 mth + mth int to true sa
ocbc 4.3 % - 6 mth
which bank better promo 6 mth ?

This post has been edited by poor man: Nov 7 2015, 05:18 PM