QUOTE(bbgoat @ Nov 5 2015, 10:37 AM)
Called OCBC PB centre, confirmed the FD promo !!
No cap to it yet. So no worry that we will take it away from you !
Monday going there !!
Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
|
|
 Nov 5 2015, 10:52 AM
|
 
Senior Member
2,543 posts Joined: Jan 2003 
|
Called OCBC PB centre, confirmed the FD promo !! No cap to it yet. So no worry that we will take it away from you ! Monday going there !! |
Quote|
|
|
|
|
Nov 5 2015, 11:02 AM
|
|
Senior Member
6,614 posts Joined: Mar 2011
|
QUOTE(bbgoat @ Nov 5 2015, 10:37 AM) Called OCBC PB centre, confirmed the FD promo !! No cap to it yet. So no worry that we will take it away from you ! Monday going there !!  This post has been edited by bbgoat: Nov 5 2015, 11:03 AM |
|
|
Nov 5 2015, 11:04 AM
|
|
Senior Member
10,001 posts Joined: May 2013
|
QUOTE(bbgoat @ Nov 5 2015, 10:39 AM) The promo is for all. I called PB centre to confirm the rate. Go for it ! Now everyone can save n place FD  |
|
|
Nov 5 2015, 11:06 AM
|
|
Senior Member
6,614 posts Joined: Mar 2011
|
QUOTE(wil-i-am @ Nov 5 2015, 11:04 AM) Now everyone can save n place FD Fierce competition, good for us !! |
|
|
Nov 5 2015, 11:07 AM
|
Senior Member
5,272 posts Joined: Jun 2008 
|
I still remember back in the days 4.0 was something to scream about. now we have 4.5%. wonder it is a bad thing or good thing that banks now are offering this rates because they have lack of funds
|
|
|
Nov 5 2015, 11:10 AM
|
|
All Stars
24,354 posts Joined: Feb 2011
|
Ocbc rates are good.
 even me who don't do FD promo anymore thinks it's good. |
|
|
|
|
|
Nov 5 2015, 12:04 PM
|
Junior Member
99 posts Joined: Oct 2007 From: Penang
|
Wow OCBC really heat things up!
|
|
|
Nov 5 2015, 12:48 PM
|
|
Senior Member
1,962 posts Joined: Nov 2011
|
QUOTE(familyfirst @ Nov 5 2015, 10:28 AM) Super deal from OCBC. Pure FD. No string attached and no investment linked. This time no gift? OCBC previously give good rates and also good gift, Hugo boss pen, trolley bag, air purifier6m @ 4.3% 12m @ 4.5% !!!! Valid for fresh funds min 10k. Valid till 31 Dec or when quota reached. Please guys, keep some quota for me cos I will only have fresh funds early Dec. Hope got chance then. But good news have to share here. Now go run there everyone. Got this info thru the RM via whatsapp. |
|
|
Nov 5 2015, 12:53 PM
|
Senior Member
4,897 posts Joined: Aug 2005 
|
Going to OCBC alam damai later.
 |
|
|
Nov 5 2015, 01:09 PM
|
|
Senior Member
1,962 posts Joined: Nov 2011
|
QUOTE(Avangelice @ Nov 5 2015, 10:14 AM) This was sent to me by a friend. Any penalty for withdrawal less than 15months for the step up FD?[attachmentid=5243044] What do you guys think? |
|
|
Nov 5 2015, 01:29 PM
|
|
Senior Member
5,272 posts Joined: Jun 2008
|
QUOTE(tonytyk @ Nov 5 2015, 01:09 PM) Any penalty for withdrawal less than 15months for the step up FD? as far as i know my friend who works in rhb said theres no T&C |
|
|
Nov 5 2015, 01:32 PM
|
|
Senior Member
1,311 posts Joined: Oct 2012
|
QUOTE(bbgoat @ Nov 5 2015, 11:02 AM) After some calculation, worth to terminate my CIMB conventional one 4.35% placed on Monday and go to OCBC. Lose some but gain back RMx00. Not bad deal. But though can also terminate the one I placed on Tuesday, Islamic one, but keep there for security sake and monthly interest. I also feel like terminating my CIMB placed yesterday, LOL! Shall I do it? |
|
|
Nov 5 2015, 01:43 PM
|
Senior Member
28,187 posts Joined: Mar 2007 From: Underworld 
|
Wow.. my wish came thru so early... i tot next year only will see 1 year 4.5%
Now ocbc started it at November. Earlier than i had thought. Not bad... Like this next year i will be looking at 5% already |
|
|
|
|
|
Nov 5 2015, 01:44 PM
|
|
Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
|
QUOTE(familyfirst @ Nov 5 2015, 01:32 PM) I also feel like terminating my CIMB placed yesterday, LOL! Shall I do it? If amout is big.. just do it  |
|
|
Nov 5 2015, 01:47 PM
|
Senior Member
5,867 posts Joined: Feb 2006
|
QUOTE(tonytyk @ Nov 5 2015, 01:09 PM) Any penalty for withdrawal less than 15months for the step up FD? As long as you withdraw after completion of any of the 4 steps, you will be paid accordingly to the contracted interest rate on each step.Good for depositor who doesn't want to tie up fund for 15 mths. |
|
|
Nov 5 2015, 01:55 PM
|
|
Junior Member
83 posts Joined: Jul 2013
|
Generally all FD early withdrawals would just waive the latest month interest if full month unfulfilled unless T&C practises prorated interest |
|
|
Nov 5 2015, 02:16 PM
|
Junior Member
66 posts Joined: Mar 2014
|
QUOTE(thingamagic @ Nov 5 2015, 01:55 PM) Generally all FD early withdrawals would just waive the latest month interest if full month unfulfilled unless T&C practises prorated interest An article on this topic: What Happens When You Terminate A Fixed Deposit Early? |
|
|
Nov 5 2015, 02:28 PM
|
|
Senior Member
5,867 posts Joined: Feb 2006
|
QUOTE(thingamagic @ Nov 5 2015, 01:55 PM) Generally all FD early withdrawals would just waive the latest month interest if full month unfulfilled unless T&C practises prorated interest Bro, I never heard of such gooding premature withdrawal policy. Your bank is indeed very generous. Can share with us which bank is practising this type of policy ?  |
|
|
Nov 5 2015, 02:43 PM
|
|
Junior Member
637 posts Joined: Jul 2012
|
QUOTE(Ramjade @ Nov 5 2015, 10:45 AM) Nope. Now for 6 months is ocbc at 4.3% oh no, just placed 4.25% 6-mth at ambank before reading this!!was told no more luggage bag gift. still a lot of $$ floating around!! This post has been edited by harmonics3: Nov 5 2015, 02:49 PM |
|
|
Nov 5 2015, 03:03 PM
|
|
Senior Member
1,311 posts Joined: Oct 2012
|
Has anyone done any research if the interest rates are better of at the beginning or end of the year for the past few years? Just curious.
FDs maturing Dec dunno wanna wait till Jan or just place with 4.5% in Dec. |
|
Topic ClosedOptions
|
| Change to: |  0.1208sec
 0.42
 6 queries
 GZIP Disabled
Time is now: 9th December 2025 - 01:16 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.