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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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Avangelice
post Nov 5 2015, 10:41 AM

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QUOTE(bbgoat @ Nov 5 2015, 10:39 AM)
The promo is for all. I called PB centre to confirm the rate. Go for it !  biggrin.gif
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thank you. i will call them to park in terus.
thingamagic
post Nov 5 2015, 10:42 AM

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BSN having promo now ... 12 months FD 4% get free ipod shuffle, min. 50k
Ramjade
post Nov 5 2015, 10:43 AM

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QUOTE(thingamagic @ Nov 5 2015, 10:36 AM)
Good effort there  rclxms.gif

To put it into perspective, the difference between ambank and PBB is RM1294.06 (RM4649.45 - RM3355.39)

PBB advantage is enjoy the Note 5 immediately (depend on delivery or stock availability) instead of waiting for 6 months interest to buy, so it all depends on phone urgency.

To add more reality to the comparison, Note 5 can get cheaper than retail price in the market eg. 1800+ so that's more difference comparing with Ambank  laugh.gif
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If no stock? hmm.gif then you don't get anything by putting there? shocking.gif
Ramjade
post Nov 5 2015, 10:45 AM

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QUOTE(keyser soze @ Nov 5 2015, 10:34 AM)
OIC I though the note 5 is come with FD account. My bad didn't read carefully.
So far Ambank still give the best FD interest?
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Nope. Now for 6 months is ocbc at 4.3%
Avangelice
post Nov 5 2015, 10:46 AM

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just called Kuching OCBC. woo hoo! Thank you guys.
ikanbilis
post Nov 5 2015, 10:52 AM

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QUOTE(bbgoat @ Nov 5 2015, 10:37 AM)
rclxm9.gif

Called OCBC PB centre, confirmed the FD promo !!

No cap to it yet. So no worry that we will take it away from you !  tongue.gif

Monday going there !!  biggrin.gif
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Are we allowed to put for 15-month period instead of 12-month and enjoy the same rate 4.5%? Mind checking from your PB center?
bbgoat
post Nov 5 2015, 11:02 AM

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QUOTE(bbgoat @ Nov 5 2015, 10:37 AM)
rclxm9.gif

Called OCBC PB centre, confirmed the FD promo !!

No cap to it yet. So no worry that we will take it away from you !  tongue.gif

Monday going there !!  biggrin.gif
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After some calculation, worth to terminate my CIMB conventional one 4.35% placed on Monday and go to OCBC. Lose some but gain back RMx00. Not bad deal. But though can also terminate the one I placed on Tuesday, Islamic one, but keep there for security sake and monthly interest. rclxms.gif

This post has been edited by bbgoat: Nov 5 2015, 11:03 AM
wil-i-am
post Nov 5 2015, 11:04 AM

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QUOTE(bbgoat @ Nov 5 2015, 10:39 AM)
The promo is for all. I called PB centre to confirm the rate. Go for it !  biggrin.gif
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Now everyone can save n place FD icon_idea.gif
bbgoat
post Nov 5 2015, 11:06 AM

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QUOTE(wil-i-am @ Nov 5 2015, 11:04 AM)
Now everyone can save n place FD  icon_idea.gif
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Fierce competition, good for us !! rclxm9.gif rclxm9.gif
Avangelice
post Nov 5 2015, 11:07 AM

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I still remember back in the days 4.0 was something to scream about. now we have 4.5%. wonder it is a bad thing or good thing that banks now are offering this rates because they have lack of funds
Ramjade
post Nov 5 2015, 11:10 AM

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Ocbc rates are good. thumbup.gif even me who don't do FD promo anymore thinks it's good.
haur
post Nov 5 2015, 12:04 PM

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Wow OCBC really heat things up!
tonytyk
post Nov 5 2015, 12:48 PM

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QUOTE(familyfirst @ Nov 5 2015, 10:28 AM)
Super deal from OCBC.    Pure FD.  No string attached and no investment linked.

6m @ 4.3%
12m @ 4.5% !!!!

Valid for fresh funds min 10k.    Valid till 31 Dec or when quota reached.

Please guys, keep some quota for me cos I will only have fresh funds early Dec.  Hope got chance then. 
But good news have to share here.  Now go run there everyone.

Got this info thru the RM via whatsapp.
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This time no gift? OCBC previously give good rates and also good gift, Hugo boss pen, trolley bag, air purifier
feralee
post Nov 5 2015, 12:53 PM

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Going to OCBC alam damai later. drool.gif
tonytyk
post Nov 5 2015, 01:09 PM

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QUOTE(Avangelice @ Nov 5 2015, 10:14 AM)
This was sent to me by a friend.

[attachmentid=5243044]

What do you guys think?
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Any penalty for withdrawal less than 15months for the step up FD?
Avangelice
post Nov 5 2015, 01:29 PM

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QUOTE(tonytyk @ Nov 5 2015, 01:09 PM)
Any penalty for withdrawal less than 15months for the step up FD?
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as far as i know my friend who works in rhb said theres no T&C
familyfirst
post Nov 5 2015, 01:32 PM

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QUOTE(bbgoat @ Nov 5 2015, 11:02 AM)
After some calculation, worth to terminate my CIMB conventional one 4.35% placed on Monday and go to OCBC. Lose some but gain back RMx00. Not bad deal. But though can also terminate the one I placed on Tuesday, Islamic one, but keep there for security sake and monthly interest.  rclxms.gif
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I also feel like terminating my CIMB placed yesterday, LOL! Shall I do it?
Bonescythe
post Nov 5 2015, 01:43 PM

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Wow.. my wish came thru so early... i tot next year only will see 1 year 4.5%

Now ocbc started it at November. Earlier than i had thought. Not bad...

Like this next year i will be looking at 5% already
Bonescythe
post Nov 5 2015, 01:44 PM

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QUOTE(familyfirst @ Nov 5 2015, 01:32 PM)
I also feel like terminating my CIMB placed yesterday, LOL!    Shall I do it?
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If amout is big.. just do it smile.gif
aeiou228
post Nov 5 2015, 01:47 PM

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QUOTE(tonytyk @ Nov 5 2015, 01:09 PM)
Any penalty for withdrawal less than 15months for the step up FD?
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As long as you withdraw after completion of any of the 4 steps, you will be paid accordingly to the contracted interest rate on each step.
Good for depositor who doesn't want to tie up fund for 15 mths.

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