Terms and Conditions

4.2 Interest / Profit earned will be credited to the Eligible Customer’s designated Conventional or Islamic Current Account or Savings Account (CASA/CASA-i) maintained with the Bank.

4.4 The Eligible Customer will not be entitled for any interest/profit whatsoever if the Eligible Customer makes an early withdrawal before the completion of three (3) months from the date of placement. If the Eligible Customer makes an early withdrawal after completion of three (3) months from the date of placement, the interest/profit payable will be half (50%) of the Bank’s contracted rate based on completed months on the principal amount only.

For TD Account, the Eligible Customer agrees to provide ibra’ (rebate) to the Bank in the event of early or partial withdrawal in accordance with the Specific Terms and Conditions for Commodity Murabahah-based Term Deposit as published in our website at

For FD Account, this Terms and Conditions are to be read together with the General Terms and Conditions of Accounts and Services available at

This post has been edited by cj7lee: Oct 8 2015, 01:25 PM

IBG is managed by MyClear, charges RM 0.11
IBFT is provided by MEPS, fee waived until end of the year but UOB is not in the list.

MEPS AND MEMBER BANKS TO OFFER FREE INSTANT TRANSFER SERVICES!

This post has been edited by cj7lee: Oct 8 2015, 03:26 PM

Anyone received call from OCBC for the collection of 28" trolley bag given out during the Merdeka promotion?

Thanks!

My experience, OCBC staff service attitude is not as good as UOB and the OCBC online feedback/enquiry hardly replied in time.

Just put all eggs into MBB GIA-i

Need to decide between 12 mths 4.5% and 24 mths 4.6%....

Thanks for the calculation

I went to UOB two days ago to place FD and was served by a young lady. Throughout the account opening process, I just need to sit in front of her desk and passed her the cheque only. She helped me to open a Savings Account, and a FD account at her desk, not even needed to go to other counter except made the initial deposit at ATM.

My experience: UOB lenglui is more friendly and professional that OCBC lenglui.

oh ya, that is true. Haha, actually I hope OCBC can transfer its Penang lengluis to my branch

An article on this topic: What Happens When You Terminate A Fixed Deposit Early?

Just received the first monthly 4% dividend in my Maybank GIA-i I have opted for principal+interest rollover.