Wa, you guys are fast. Anyway today I did go into the MBB 12 mth 4.5% deal. 

guys, so now the best fd is MBB ?

Tun scare meh ?   

Tun still playing ASNB, not scare meh ?

ASNB risk will be higher than the MBB GIA-i. Ha ha ha. Then you will lose your student fees and have to work with the CD's. 

unkle goat, did u hear a kiddo saying u no scare meh?  

5 years 4.55%p.a with pidm, gonna beat the crap outta BR and BSN 

Tun, did you sense that I am scared ?? 

If you are a real student, which I doubt, you better go and do more study first. Ha ha ha. You have been spending too much time in forums !!   

5 years 4.55% + monthly interest means we can uplift anytime with very minimal loss on the interest (the most lose 1 month). This is better than SCB 4.5% promo!

If only 1 joint account holder is above 50 years old, still can get monthly interest?

Am Bank FD Promo
(1) 2 months 3.7% - end Nov
(2) 5 months 4.0% - end Nov
(3) 12 months 4.2% - end Nov
(4) 5 years 4.55% with semi annual interest - end Oct

All min RM 10k

For (3) & (4), 50 years old and above can get monthly interest

Unless there is a term specifying so 

No,
placed few with cimb eFD and they give 4%.
i think what they meant is the next renewal will return to normal rate.

The CIMB e-FD not necessary fresh fund. Can be taken from your own CIMB account to create the FD cert

since u always promote cimb efd @ 4% 3mth why not u try the page in cimb clicks?

the cimb wan a.. 3 month later can withdraw or need to put 1 year but only 1st 3 month is 4% there rest is 3.2%?

WHich branch have such gift ?

How much have to deposit to get the gift?

Anyone signed up for this yet?

5 years 4.55% with semi annual interest - end Oct

hope to see some of the rational of signing up and review of experience..

don't quite understand how it works.

say deposit of RM100k
1 year RM100k x 4.55% = 4550
if interest is paid semi annual, then 2275 paid half yearly?
so is 2275 being added back to RM100k for a slightly bigger payout end of the full year?

and what happen when the guy exit after say 2 years?
confusing with these promo.

1) 4.55% pa for 60 months
2) Campaign Period: 10/09/2015 till 31/10/2015 OR upon reaching RM500 million whichever comes first
3 )Minimum placement: RM10k - Individual, RM20k - Non Individual, RM250k - Wholesale Banking

For FD Am50Plus, the monthly interest must be credited to the Primary account holder's account.

http://www.ambank.com.my/ambank/SiteAssets...onthsTnCEng.pdf

4.4 The Eligible Customer will not be entitled for any interest/profit whatsoever if the Eligible
Customer makes an early withdrawal before the completion of three (3) months from the
date of placement. If the Eligible Customer makes an early withdrawal after completion of
three (3) months from the date of placement, the interest/profit payable will be half (50%) of
the Bank’s contracted rate based on completed months on the principal amount only.

how they calculate the deduction of premature uplifting?

if FD mature date is 27 Oct,can I withdraw it on that day or the nextday?

time to quit i-fd, convert back to ah-pek fd. shit with the few penny & % rate extras.

what my grand-dad said 3 years ago seems to make lots of sense now.