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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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Ramjade
post Oct 29 2015, 06:57 PM

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Just want to ask, can example if one have hong leong basic savings account, can he use hong leong connect?
gsc
post Oct 29 2015, 07:17 PM

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QUOTE(hwachong @ Oct 28 2015, 10:08 PM)
what is amquantum?
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Deleted

This post has been edited by gsc: Oct 29 2015, 07:18 PM
wil-i-am
post Oct 29 2015, 07:20 PM

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QUOTE(cklimm @ Oct 29 2015, 05:53 PM)
I never thought to calculate how many CASA I have, until familyfirst asked, lets see...

Ambank: Everyday SA, TrueSavers, TrueTransact
Affin Bank: Basic Savings Account
Alliance Bank: e-account
CIMB: AirAsia Savers, Basic Savings, Kwik Account
Hong Leong: Basic Savings i, Pay N Save current acc, Mach money box, Mach Dreamjar
HSBC: Basic Savings, Advance account, Advance Easigrow
Kasikorn Bank: K-Max Debit Card Acc
Kuwait Finance House: Basic Savings Acc
Maybank: Basic Savings Acc, M2u Savers
OCBC: E-smart Savers
Public Bank: Basic Savings Acc
RHB: Statment Savings Acc
SCB: Just One SA, Just One CA, Saadiq SA, Saadiq CA
UOB: Basic Savings Acc, E-account

Correction: 28 actually, including Kasikorn Bank
So far I remembered these.
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King of CASA rclxms.gif
gsc
post Oct 29 2015, 07:25 PM

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QUOTE(BoomChaCha @ Oct 28 2015, 09:38 PM)
Am Bank 4.6% for 2 years FD promo on The Star today:

[attachmentid=5202942]
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Just made a FD placement today at Am bank for 2 years. Interest credited into truesaver

UOB 12 months 4.2%
Ambank 2 years 4.6%.
Ocbc 13 months 4.2%.

Have placed into all these banks.

gsc
post Oct 29 2015, 07:27 PM

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QUOTE(ts1 @ Oct 29 2015, 10:48 AM)
6mths 4.15% and 12mths 4.25%

i just placed a bit on 6mths  tongue.gif
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Ambank gave you 4.25% for 12 months. Was at Ambank today and the brochure written 4.2%
cklimm
post Oct 29 2015, 07:35 PM

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QUOTE(Bonescythe @ Oct 29 2015, 06:52 PM)
Wow u also banyak hebat ooo... you can become PB of bank acc holder.. haha

I got all of the bank also except..
Ambank affin kasikorn Kuwait ocbc hsbc
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to become PB of one bank, i will have to deplete most banks, i wonder if this worth it
gsc
post Oct 29 2015, 07:36 PM

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QUOTE(Ramjade @ Oct 26 2015, 07:07 PM)
Alright, I will give you few examples.
These examples are ways people are giving free money to banks.
One may argue that different banks give different rates. Yes that's true. But what's stopping them from giving the same rate as their competitor? Nothing. They are just keeping the money for themselves (making banks richer as they do not need to pay out more interest). The end user is the loser as one gets lesser interest from the banks. mad.gif vmad.gif
Banks do not reward you with gold bars even if you are loyal to them for 20+ years. Hence one's loyalty should not be with the banks but to the no in one's account. smile.gif

I won't mentioned names of bank but I think you guys know which bank is that in the example given. whistling.gif laugh.gif
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Today went to Citi bank withdraw my mature FD.

The counter girl asked why want to withdraw.
I said because your bank robbed my money
She said "I beg my pardon"
I said i dont want to give Citi bank free money. whistling.gif

Milo at Giant sold at 33 and Tesco sold at 31. Giant robbed me rm2? Or I give Giant rm2?

This post has been edited by gsc: Oct 29 2015, 07:37 PM
gsc
post Oct 29 2015, 07:44 PM

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QUOTE(bbgoat @ Oct 23 2015, 09:04 AM)
The PB centre upstairs, did you encounter this problem ? You and I may have rub shoulders without knowing it.  tongue.gif

I do like CB PB centre for its service. Like OCBC PB centre for the leng lui and the decoration. UOB PB centre kind of clamped and old (same as SCB PB centre). But have not been there (UOB PB centre) for quite some months.  biggrin.gif
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I only go to the one at Kelawai rd because the one in town is practically impossible to find the car park
Ramjade
post Oct 29 2015, 07:45 PM

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QUOTE(gsc @ Oct 29 2015, 07:36 PM)
Today went to Citi bank withdraw my mature FD.

The counter girl asked why want to withdraw.
I said because your bank robbed my money
She said "I beg my pardon"
I said i dont want to give Citi bank free money.  whistling.gif

Milo at Giant sold at 33 and Tesco sold at 31. Giant robbed me rm2? Or I give Giant rm2?
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Same thing. Rob/give. You really said that to the bank or you are pulling my leg? Most likely joking only. sad.gif
edwardccg
post Oct 29 2015, 07:48 PM

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Hi,
I just make a rm5000 Islamic Fixed Deposit-i placement in m2u for 1 month (3.25%p.a)
But the the profit rate is written : "Rate as declared on maturity date"
What does this mean? I was expecting 3.25% p.a as stated from their website.
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
Ramjade
post Oct 29 2015, 07:52 PM

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QUOTE(edwardccg @ Oct 29 2015, 07:48 PM)
Hi,
I just make a rm5000 Islamic Fixed Deposit-i placement in m2u for 1 month (3.25%p.a)
But the the profit rate is written : "Rate as declared on maturity date"
What does this mean? I was expecting 3.25% p.a as stated from their website.
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
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Don't worry. You will get your 3.25% once it matures.
edwardccg
post Oct 29 2015, 07:53 PM

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QUOTE(Ramjade @ Oct 29 2015, 07:52 PM)
Don't worry. You will get your 3.25% once it matures.
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all right, thanks for confirming biggrin.gif
Bonescythe
post Oct 29 2015, 07:55 PM

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QUOTE(cklimm @ Oct 29 2015, 07:35 PM)
to become PB of one bank, i will have to deplete most banks, i wonder if this worth it
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then try to bePB of all bank ?

Withdraw all.. go genting.. u just need to be correct 2 time..

2, 4, 8...
8 is enuf
drool.gif drool.gif

This post has been edited by Bonescythe: Oct 29 2015, 07:56 PM
sandkoh
post Oct 29 2015, 08:09 PM

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QUOTE(gsc @ Oct 29 2015, 07:25 PM)
Just made a FD placement today at Am bank for 2 years. Interest credited into truesaver

UOB 12 months 4.2%
Ambank 2 years 4.6%.
Ocbc 13 months 4.2%.

Have placed into all these banks.
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notworthy.gif notworthy.gif the 4 banks on the same day or within days? hmm.gif
sandkoh
post Oct 29 2015, 08:10 PM

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QUOTE(gsc @ Oct 29 2015, 07:36 PM)
Today went to Citi bank withdraw my mature FD.

The counter girl asked why want to withdraw.
I said because your bank robbed my money
She said "I beg my pardon"
I said i dont want to give Citi bank free money.  whistling.gif

Milo at Giant sold at 33 and Tesco sold at 31. Giant robbed me rm2? Or I give Giant rm2?
*
tun ram, he used your tagline. brows.gif brows.gif
Ramjade
post Oct 29 2015, 08:12 PM

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QUOTE(sandkoh @ Oct 29 2015, 08:10 PM)
tun ram, he used your tagline. brows.gif  brows.gif
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I don't believe. I think he's joking with those words.
sandkoh
post Oct 29 2015, 08:14 PM

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QUOTE(Ramjade @ Oct 29 2015, 08:12 PM)
I don't believe. I think he's joking with those words.
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the most quotable quote in this thread! brows.gif rclxms.gif tongue.gif
cybpsych
post Oct 29 2015, 09:08 PM

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QUOTE(edwardccg @ Oct 29 2015, 07:48 PM)
Hi,
I just make a rm5000 Islamic Fixed Deposit-i placement in m2u for 1 month (3.25%p.a)
But the the profit rate is written : "Rate as declared on maturity date"
What does this mean? I was expecting 3.25% p.a as stated from their website.
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
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After placement, you can save the PDF [Receipt] as reference. You can also retrieve the copy inside SA > M2U History.

This receipt will tell you exactly the % rate and profit.

It's now classified as "Islamic FD" (f.k.a "Term Deposit-i") whereby the profit rate is fixed upfront during placement and the profit is guaranteed.

Nom-el nicely explained the definitions here.

user posted image

This post has been edited by cybpsych: Oct 29 2015, 09:12 PM
wil-i-am
post Oct 29 2015, 09:21 PM

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QUOTE(Ramjade @ Oct 29 2015, 08:12 PM)
I don't believe. I think he's joking with those words.
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I suggest u quickly register your tagline as Trademark
knwong
post Oct 29 2015, 09:33 PM

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QUOTE(Ramjade @ Oct 29 2015, 07:45 PM)
Same thing. Rob/give. You really said that to the bank or you are pulling my leg? Most likely joking only. sad.gif
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Rob is a strong word. They 'short changed' you

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