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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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sandkoh
post Oct 29 2015, 10:44 AM

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anyone check with cimb on the 12month 4.3% someone said yesterday?

not genuine pure fd?
xiaohui_214
post Oct 29 2015, 10:45 AM

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QUOTE(Ramjade @ Oct 28 2015, 03:01 PM)
If you are going for Samsung phone not worth.
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din look for samsung phone but looking for best rate for fresh fun 20k for short term.
any recommendation?

xiaohui_214
post Oct 29 2015, 10:47 AM

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QUOTE(hwachong @ Oct 28 2015, 09:08 PM)
I placed ambank 4.6% fd with quarterly interest
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got mentioned minimum amount for this? saw the rate is quite high..
ts1
post Oct 29 2015, 10:48 AM

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QUOTE(xiaohui_214 @ Oct 29 2015, 10:47 AM)
got mentioned minimum amount for this? saw the rate is quite high..
*
6mths 4.15% and 12mths 4.25%

i just placed a bit on 6mths tongue.gif
xiaohui_214
post Oct 29 2015, 10:52 AM

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QUOTE(ts1 @ Oct 29 2015, 10:48 AM)
6mths 4.15% and 12mths 4.25%

i just placed a bit on 6mths  tongue.gif
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minimum amount is how much? hmm.gif
ts1
post Oct 29 2015, 10:53 AM

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QUOTE(xiaohui_214 @ Oct 29 2015, 10:52 AM)
minimum amount is how much? hmm.gif
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i think i heard is 10k
Ramjade
post Oct 29 2015, 10:54 AM

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QUOTE(xiaohui_214 @ Oct 29 2015, 10:47 AM)
got mentioned minimum amount for this? saw the rate is quite high..
*
RM10k only. How long you want to lock your money? Decide then refer to front page for more info. I think best rate is cimb efd 3 months at 4%

This post has been edited by Ramjade: Oct 29 2015, 10:55 AM
xiaohui_214
post Oct 29 2015, 10:55 AM

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QUOTE(ts1 @ Oct 29 2015, 10:53 AM)
i think i heard is 10k
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if want find put for 6 months u will choose this? i quite hesitate as market got too much choices make me confuse.. yawn.gif
xiaohui_214
post Oct 29 2015, 10:56 AM

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QUOTE(Ramjade @ Oct 29 2015, 10:54 AM)
RM10k only. How long you want to lock your money? Decide then refer to front page for more info. I think best rate is cimb efd 3 months at 4%
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if for 6 months? i saw got people post is 4.6% at ambank?
ts1
post Oct 29 2015, 10:56 AM

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QUOTE(xiaohui_214 @ Oct 29 2015, 10:55 AM)
if want find put for 6 months u will choose this? i quite hesitate as market got too much choices make me confuse.. yawn.gif
*
u can choose 3mths which are 4%+


if 10k placement mk no much diff also la..all fractional only...most important.convenient for u to do
ts1
post Oct 29 2015, 10:58 AM

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QUOTE(areankim @ Oct 29 2015, 07:47 AM)
4.55% 60 months wooo
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this one
Ramjade
post Oct 29 2015, 11:02 AM

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QUOTE(xiaohui_214 @ Oct 29 2015, 10:56 AM)
if for 6 months? i saw got people post is 4.6% at ambank?
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That one need to lock money for 2 years. If you withdraw early, sure ambank will deduct some of your principal to cover their loss. You can put 3 month efd then after that, go for another 3 months promos. Don't forget to place principal including with the interest so that your interest compound. Hence your effective rates will be more than place one shot 6 months.

If you are lazy to run around, choose one shot 6 months. Can pick the bank with the highest interest. Or just a bank nearer to your house/work place.
xiaohui_214
post Oct 29 2015, 11:02 AM

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QUOTE(ts1 @ Oct 29 2015, 10:56 AM)
u can choose 3mths which are 4%+
if 10k placement mk no much diff also la..all fractional only...most important.convenient for u to do
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yaya, maybe not make much different for the 20k
just confuse coz newbie here ^^
ts1
post Oct 29 2015, 11:04 AM

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QUOTE(xiaohui_214 @ Oct 29 2015, 11:02 AM)
yaya, maybe not make much different for the 20k
just confuse coz newbie here ^^
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if got cimb click.just try their eFD...sit at hm or office..tsf la
xiaohui_214
post Oct 29 2015, 11:05 AM

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QUOTE(ts1 @ Oct 29 2015, 11:04 AM)
if got cimb click.just try their eFD...sit at hm or office..tsf la
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but the money is fresh fun, i guess need to go counter to do it first right?
Ramjade
post Oct 29 2015, 11:17 AM

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QUOTE(xiaohui_214 @ Oct 29 2015, 11:05 AM)
but the money is fresh fun, i guess need to go counter to do it first right?
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I don't think cimb needs fresh fund. If really need. Just ibft to another bank, then ibft back. Ibft is free for now. And what's with going to counter? Is efd.
ts1
post Oct 29 2015, 11:42 AM

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QUOTE(xiaohui_214 @ Oct 29 2015, 11:05 AM)
but the money is fresh fun, i guess need to go counter to do it first right?
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this one no need fresh fund


wil-i-am
post Oct 29 2015, 12:01 PM

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QUOTE(sandkoh @ Oct 29 2015, 10:44 AM)
anyone check with cimb on the 12month 4.3% someone said yesterday?

not genuine pure fd?
*
U prefer pure or not pure? brows.gif
familyfirst
post Oct 29 2015, 12:07 PM

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QUOTE(sandkoh @ Oct 29 2015, 10:44 AM)
anyone check with cimb on the 12month 4.3% someone said yesterday?

not genuine pure fd?
*
I just walked into CIMB to ask abt this. She said dont have. 12-mths is only 4.2%. So I asked her to check again with HQ and call me if got 4.3% pure FD. Hopefully ada.
sandkoh
post Oct 29 2015, 12:40 PM

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QUOTE(wil-i-am @ Oct 29 2015, 12:01 PM)
U prefer pure or not pure?  brows.gif
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brows.gif brows.gif

QUOTE(familyfirst @ Oct 29 2015, 12:07 PM)
I just walked into CIMB to ask abt this.  She said dont have.  12-mths is only 4.2%.  So I asked her to check again with HQ and call me if got 4.3% pure FD.  Hopefully ada.
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4.2% more likely. 4.3% is "up to", something there. laugh.gif

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