QUOTE(knwong @ Oct 29 2015, 09:33 PM)
Rob is a strong word. They 'short changed' you
Well most like voluntarily letting them rob one of additional interest.Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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 Oct 29 2015, 09:36 PM
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All Stars
24,333 posts Joined: Feb 2011  
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Oct 29 2015, 09:41 PM
Show posts by this member only | IPv6 | Post
#1202
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Senior Member
773 posts Joined: Oct 2008
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QUOTE(wil-i-am @ Oct 28 2015, 09:11 PM) Yo placement under AmQuantum? Apparently yes, i check my cert, it says fd quantum |
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Oct 30 2015, 12:29 AM
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Senior Member
546 posts Joined: Apr 2010
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QUOTE(Ramjade @ Oct 27 2015, 05:49 PM) You count the effective rates. It will be less than what their competitor give. do u have the details of the promo? I called Aman Suria no answer .This post has been edited by michaelho: Oct 30 2015, 12:38 AM |
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Oct 30 2015, 12:37 AM
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Senior Member
546 posts Joined: Apr 2010
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QUOTE(hwachong @ Oct 28 2015, 10:08 PM) I placed ambank 4.6% fd with quarterly interest that's great. I thought only upon maturity. This is the only time I wished I am 50years old  This post has been edited by michaelho: Oct 30 2015, 12:38 AM |
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Oct 30 2015, 07:45 AM
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All Stars
24,333 posts Joined: Feb 2011
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QUOTE(michaelho @ Oct 30 2015, 12:29 AM) do u have the details of the promo? I called Aman Suria no answer . What details? Already posted on first page. What I am saying is dont put pbb note promo. Not worth it. If you put another bank's FD promo for 6 months, the interest earned will be more than enough for a note + extras. |
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Oct 30 2015, 09:22 AM
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Senior Member
10,001 posts Joined: May 2013
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Saw 1/2 page of advertisement by MBSB in The Sun today title:
Mega Splendid Deals 4.50% pa Min RM1k for 18 mths |
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Oct 30 2015, 10:07 AM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(wil-i-am @ Oct 30 2015, 09:22 AM) Saw 1/2 page of advertisement by MBSB in The Sun today title: unkle out of date or memory fog? Mega Splendid Deals 4.50% pa Min RM1k for 18 mths  tis one has been reported few months back. discussed by several forumers alrdyinterest payment end of maturity only This post has been edited by sandkoh: Oct 30 2015, 10:09 AM |
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Oct 30 2015, 10:13 AM
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(sandkoh @ Oct 30 2015, 10:07 AM) unkle out of date or memory fog? I know long time ago but just share with newbies tis one has been reported few months back. discussed by several forumers alrdyinterest payment end of maturity only |
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Oct 30 2015, 10:19 AM
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All Stars
65,272 posts Joined: Jan 2003
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QUOTE(sandkoh @ Oct 30 2015, 10:07 AM) unkle out of date or memory fog? tis one has been reported few months back. discussed by several forumers alrdyinterest payment end of maturity only QUOTE(wil-i-am @ Oct 30 2015, 10:13 AM) I know long time ago but just share with newbies in short, Ah SiAnG to update Post 1 or 2 with MBSB's promo  MBSB Mega Splendid Deals Flyer | T&Cs  |
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Oct 30 2015, 10:27 AM
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Junior Member
74 posts Joined: Apr 2014
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QUOTE(familyfirst @ Oct 29 2015, 12:07 PM) I just walked into CIMB to ask abt this. She said dont have. 12-mths is only 4.2%. So I asked her to check again with HQ and call me if got 4.3% pure FD. Hopefully ada. QUOTE(sandkoh @ Oct 29 2015, 05:20 PM) asked cimb, they said 12 month 4.0%, no 4.2 or 4.3%! panggil cimb, tak ada 4.3, 4.2 fd. hanya 4% 1 tahun.  |
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Oct 30 2015, 10:38 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(gsc @ Oct 29 2015, 07:44 PM) I only go to the one at Kelawai rd because the one in town is practically impossible to find the car park UOB Kelawai Rd PB centre is upstairs. I went to this one most of the time also. PB centre is old. You found leng lui there ? Have FD maturing there. May have to pull out FD there. 10k top up also does not work. Even ask how much you can top up ? The FD amount already big. Anyway put in AmBank, MBB, MBSB may be better option with higher rates.  |
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Oct 30 2015, 11:37 AM
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Junior Member
99 posts Joined: Oct 2007 From: Penang
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QUOTE(cybpsych @ Oct 29 2015, 09:08 PM) After placement, you can save the PDF [Receipt] as reference. You can also retrieve the copy inside SA > M2U History. It's weird that mine doesnt show the rate. Only state "Rate as declared on maturity date".This receipt will tell you exactly the % rate and profit. It's now classified as "Islamic FD" (f.k.a "Term Deposit-i") whereby the profit rate is fixed upfront during placement and the profit is guaranteed. Nom-el nicely explained the definitions here.  I wonder if it's the same FD product. |
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Oct 30 2015, 11:43 AM
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All Stars
65,272 posts Joined: Jan 2003
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QUOTE(haur @ Oct 30 2015, 11:37 AM) It's weird that mine doesnt show the rate. Only state "Rate as declared on maturity date". on the screen? or on the receipt (PDF)?I wonder if it's the same FD product. |
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Oct 30 2015, 12:01 PM
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Senior Member
1,021 posts Joined: Mar 2010
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bank rakyat told me they will hv 12mth promo rate 4.3% beginning nov & ending 31/12, mthly interest payment
also heard on bfm this morning, US looking at rate hike in dec. anyone got opinion on this? |
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Oct 30 2015, 12:04 PM
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Senior Member
1,311 posts Joined: Oct 2012
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QUOTE(mohdyusof @ Oct 30 2015, 10:27 AM) panggil cimb, tak ada 4.3, 4.2 fd. hanya 4% 1 tahun. CIMB called me back saying they will give me the 4.3% for 12 mths pure FD. Let me go over this afternoon and see really can get it or not. |
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Oct 30 2015, 12:12 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(familyfirst @ Oct 30 2015, 12:04 PM) CIMB called me back saying they will give me the 4.3% for 12 mths pure FD. Let me go over this afternoon and see really can get it or not. The 4.3% 12 mth is a good rate vs 4.2% in UOB/OCBC. Do let us know and get any leaflet to show us. |
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Oct 30 2015, 12:28 PM
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Senior Member
2,548 posts Joined: May 2005
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QUOTE(okuribito @ Oct 30 2015, 12:01 PM) bank rakyat told me they will hv 12mth promo rate 4.3% beginning nov & ending 31/12, mthly interest payment Analysts are saying US rate hike unlikely in Dec. Data from US showing no improvement in top lines of businesses.also heard on bfm this morning, US looking at rate hike in dec. anyone got opinion on this? China has also kind of preempted US rate hike with their RMB devaluation |
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Oct 30 2015, 01:18 PM
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Junior Member
99 posts Joined: Oct 2007 From: Penang
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QUOTE(cybpsych @ Oct 30 2015, 11:43 AM) on the screen? or on the receipt (PDF)? I did the same method as what you showed. Both screen and receipt do not list down the return rate. |
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Oct 30 2015, 02:07 PM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld 
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QUOTE(wil-i-am @ Oct 30 2015, 09:22 AM) Saw 1/2 page of advertisement by MBSB in The Sun today title: wow.. finally 4.5% came out faster that i expected..Mega Splendid Deals 4.50% pa Min RM1k for 18 mths 18 months, means 1.5 years.. not bad.. next year will 4.5% 1 year soon |
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Oct 30 2015, 02:15 PM
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All Stars
65,272 posts Joined: Jan 2003
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QUOTE(haur @ Oct 30 2015, 01:18 PM) I did the same method as what you showed. Both screen and receipt do not list down the return rate. this? |
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