OK, thanks.  AmBank also not in the list. No wonder I was not able to do IBFT from AmBank yesterday. 

That's the downside. 3x IBG/ATM withdrawal per month. That's why plan in advance! DO NOT GIVE BANKS FREE LUNCH! Be like captain. Plan your move. I started planning since using Truesavers and haven't paid them a single sen. Neither am I planning to give them any.

Here's how you do it.Calculate how much you need /month. Calculate when you want to IBG out your money. Transfer the total you need to truetransact and withdraw+ ibg to another bank. That way you can withdraw and ibg out but it counts as 1 only instead of 2! You will still have 2 transcation left to use for emergency. Hope that helps.

U shld goes out n social instead of keyboard warrior

No rebate. Just not charged rm8 for it like most banks. If you want rebate, go for their true cc. 3% CB for online transactions cap at rm30/month without charges of administration fees for overseas online transactions. Some exclusions apply. Refer to their T&C. No annual fees. If you are going for local online shopping, uob vox would be a better choice. Other than that, no special rebates. Refer to cc thread.

Already free IBG, no rm8 charge, high interest, still want to ask for rebate? Ish...

if he is a student, should study more. insterad of studying fd, asnb in forums

Thinking of eFD/eTD @ CIMB 3 months@4.0%

I do not have CIMB a/c which means I have to walk-in to open a savings account first and then apply CIMB clicks online account before I can start applying for eFD/eTD 3mths@4.0%?

Assuming TD/FD amt is 10k, after 3 mths I get 10,100 correct?

It's the highest eTD/eFD among all the banks and I like the convenience of uplift online!

Back to the topic,
Bank Muamalat is having 3 month and 6 months Fixed Term Account-I (FTA-i) promo at 3.95% and 4.1% p.a respectively, minimum Fresh Fund: RM 5,000,000 (not kidding)

If you have no RM5,000,000, you can take their 6 month step up promo at effective rate of 3.95%p.a

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T/C
http://www.muamalat.com.my/downloads/Wang_...r_2_English.pdf

PIDM register
http://www.muamalat.com.my/downloads/consu...10-july2015.pdf

not really, asx sales charge 5%, means that u immediately loss 5% after buying, while fd u loss nothing even if you withdraw the next day after placement

Depends on how long you want to lock it up for and your age. If you are above 50, some banks will give you monthly interest which you can further put somewhere else to boost your effective rates (the returns you are suppose to get)

Since you have rm10k, DO NOT OPT for bank's board rates. Go for their promo rates. You stand to gain min 0.5% compare to if you put at board rates. For what you want to give the bank free 0.5%?

Hey this time I give correct info ok.

I tot AmBank offers 1m FD @ 3.75%?

the problem is, I am not bumi, i can only buy variable priced funds which charges me 5% upfront

Good deals with alliance and uob . Where is their branch ?

Min. 10k?

i place already get 3 mth 4.1% on cert...
no said up or down is fd

i tot they only issue interest after 12 months?

what are the 2 kinds?

for 3 month, rhb 4.2% is better.  or put 1 month ? or put in ambank true saver??