I have PMed you the good bankers I use now. I won't tell the bad ones 

I also think it won't be better for RM. I will buy if it dips below 4.30 now. I expect RM to fall at least to 4.50 by the end of the year

i stopped putting a number to it.

like i said many times, as long as commodities prices stay low, usual gomen carefree spending, more bijan chronicles, putrajaya/bnm do nothing about int rates, it will just keep going in same direction. yes, for me, it's that simple.

Thanks, as mentioned I think private advice will probably be more accurate than public predictions by these institutions.

While the professionals like IBs with much higher reputation is not afraid to do that in the open

I guess this is all about personal ego as big as a watermelon 

Fair enough. How do you make a decision when to invest. Curious to know...

no, i don't do fx trading.

i just hold whatever fx i hav, do sgreits, some small time crude trading.
i smell major fall in dow before year end.

It is Hong Leong Investment Bank. A big organisation. They put their reputation on the line in the open. At least they make a complete prediction which we can judge them within a time frame.

I do care IBs or stock brokers are right or wrong. Their opinions affect my decision. And yes, I will form an opinion on who is good at prediction as times go. At least I can judge them if they give a time frame.

For those who refuse to give a time frame while still love to give their prediction with rhetorics, I can't tell whether they are right or wrong ever. They could be right after all. But they have not balls or intention to prove themselves. That makes a debate very difficult and with no ending

BTW, what do you think of RM by this year end ? Just curious to know

Of course. There is no prediction which is static. In fact, things could change in the next hour. Like a terrorist nukes New York. US$ will tumble. RM back to 3.30. Gold will soar

What I am saying is without a time frame, no prediction is meaningful. That is what I am saying to the pessimist and negative people here who avoided to make a meaningful prediction. They are just afraid to be wrong. While the professionals like IBs with much higher reputation is not afraid to do that in the open

I guess this is all about personal ego as big as a watermelon 

Those who hold SDG or SGD denominated investments, there might be a risk coming that MAS might do further monetary easing

http://www.theedgemarkets.com/my/article/s...ary-easing-risk

I look at it as a chance to convert more MYR into the SGD, since I am taking a longterm bet that Msia will still lose out to Sgp. I hoped they eased, just like in January this yr if my memory serves me correctly.

In the long term yes, but the thing is, will it lose out to opportunity cost?

Personally I think you should buy the RM when he finally gets it and steps down. So there's a prediction and a time frame

Then what is your prediction of RM by year end?

I look at it as a chance to convert more MYR into the SGD, since I am taking a longterm bet that Msia will still lose out to Sgp. I hoped they eased, just like in January this yr if my memory serves me correctly.

In the long term yes, but the thing is, will it lose out to opportunity cost?

Tks,... I don't think the weakening of the SGD will remain for long. Certainly the longer that it is down, the more opportunity cost incurred. But then again, I don't have any other better places or instruments to invest into, or that I am confident of sufficiently.

Having said that, I think SGD will still be better than RM even for short term.

Read the above. I already gave the specific numbers and time frame twice

I will post for the 3rd time for you specifically --> I buy my bankers' advice - buy when it is <4.30. TP is 4.50. Before year end. It has already touched 4.40 today. I bought last Friday at 4.22xx. Not far away from 4.50 

I hope those pessimist and negative people will be very specific. It adds perspective to our debate. The sky will not fall down when your prediction is wrong. Why afraid to be wrong ? Your ego is so big even you are wrong in cyber world, you cannot take it ? 

one possibility...

sgd will take over old usd rate... 3.30, then 4.00, 4.40.

ok, give it 5 years.

At least you give a time frame like a man with balls