May I know UOB one card & HSBC Amanah which is better ?

hi guys, i m looking for credit card to pay my Great Eastern premium about rm2.5k per month

Currently holding
-Public bank VS signature
-Maybank 2 cards, Ikhwann card
-CIMB cash rebate
-UOB Yolo card
-Aeon big visa card

either cash back(prefer) or points.
thanks in advance

SCB JustOne Platinum





https://www.sc.com/global/av/my-jop-website...ment-300816.pdf

This post has been edited by fly126: Dec 19 2016, 08:29 PM

Looking to see if there are any new credit or charge cards that gives good offers and benefits compared to my existing ones.

Premier credit cards are be preferred, no problem even if it is required to open a Priority/Premier/Preferred accounts with the bank first

1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: A Must (or can be waived with conditions)

3. Card required for: Everything except golf

4. Existing credit cards if any: HSBC, Citibank, American Express, OCBC

5. Looking at CC from: Every bank also can

Look forward to your recommendations

Public Bank Visa Signature (AF waiver with 12x, good for grocery, online and dining cashback)
Maybank Visa Signature (AF waiver with 30K, good for petrol, grocery cashback)
Ambank Worldmastercard (free for life, good for unlimited Plaza Premier Lounge access)

1. Annual Income: 23,000 SGD

2. Free Lifetime Annual Fee: Must

3. Card required for: oversea transaction and easy installment plan

4. Existing credit cards if any: Citibank Clear Card

5. Looking at CC from: open for suggestion

6. Others: As i working in SG, oversea transaction will be more even i seldom use cc to paid (foreign exchange rate..... only use to buy games, transportation and some dining


thanks in advance

1. Annual Income: RM111k

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, movies, online shopping, grocery

looking for cashback

4. Existing credit cards if any: cimb platinum mastercard and rhb gold mastercard

5. Looking at CC from: Any bank

Thankss.

I can only recommend OCBC Blue/Pink Titanium Mastercard, Cashback 0.1% (Lol...) Because you're looking for 0 Annual fee

or you could try Citibank, go apply for 2 cards with that fancy income of yours, apply for both Citibank Cash Back Platinum (for Cashback) and Clear Card (for entertainment, Buy 1 free 1 movie tickets every Friday, Coffee Bean buy 1 free 1). Cause my friends always had their annual fee waived generously by Citibank, you can try to waive if charged.

Also, why are you still looking for another Cashback card if you already own a CIMB Platinum Mastercard which already has cashback benefits and waived annual fee?

[UPDATE] Public Bank Visa Infinite Credit Card

PB Visa Infinite Credit Card
Citibank Clear Card
Citibank Cashback Card

This post has been edited by moonsatelite: Dec 21 2016, 12:43 PM

CIMB Cash Rebate (not sure if it's the same as your platinum)
Public Bank Visa Signature
Maybank Ikhwan Master

Sorry actually i'm looking alternative for the rhb card. might wanna close that card. Kind of interested on public bank visa infinite/signature. Thanks bro.

My platinum just plain silver card only. Originaly from southern bank direct access for degree holder students that time (2001). Not very high limit also. I might wanna try the public bank. Thanks bro.

Pbb vs and mbb vs. These 2 covers alot of necessary expenses.

1. Annual Income: RM24K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Dining, groceries

4. Existing credit cards if any: Nil.

5. Looking at CC from: UOB or Cimb

6. Others: cash back

Have a look at this card, might suit all of your requirements.

CIMB Cash Rebate Platinum MasterCard

Need help

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: Better to have

3. Card required for: Petrol, Online Transactions, Cash Back/Rebate, Bill Payment, Free LCCT Lounge Access (Not a must).

4. Existing credit cards if any: UOB One Visa, UOB VOX, RHB Visa SmartValue.

5. Looking at CC from: Maybank? (I interested in the GTR by GenXYZ). Any advice?
https://genxgenygenz.com/2015/12/29/maybank...isa-mastercard/

6. Others:
- Want the best CC for fresh graduate.
- Can cancel all current cards when found the most suitable one.
- Monthly expenses of 1-2K on UOB One currently.
- Loyal Customer of Maybank.

Income below 36k per annum, you can only have two issuing banks' cards. In your case, you will need to cancel either RHB or UOB first before applying new card.

UOB VOX no longer gives cash back, convert it to UOB YOLO for online transactions and bill payments.

Lets say I cancel all my current credit cards.
Yes I knew about YOLO, just waiting for chance to change.

How about OCBC 365 credit card? will it be better than CIMB?

Petrol - Maybank Ikhwan MasterCard and Visa. - Minimum salary requirement is 30k per annum.
Online transactions already advised you to change to YOLO.

PPL - Gotta wait till your salary upgraded to 36k p.a. for AEON cards.

No, that card is with AF and not as good as CIMB CR.

1. Annual Income: RM46k

2. Free Lifetime Annual Fee: Must

3. Card required for: bills payment, online shopping,petrol

4. Existing credit cards if any: Maybank Dual Card Gold, RHB Gold Card, HSBC Visa Platinum

5. Looking at CC from: Any bank

6. Others:
- Looking to cancel current RHB
- Looking for card with best miles conversion(mostly enrich) and cashback

1. Annual Income: >RM27000

2. Free Lifetime Annual Fee: Must

3. Card required for: bills payment, online shopping,petrol

4. Existing credit cards if any: None

5. Looking at CC from: Any bank

6. Others:
- Looking for cash back and annual fee waiver, fresh grads can easily be approved!
- Tried a few from starting till 6months epf still kena rejected...
- CCRIS GUARANTEED nice record and PTPTN all cleared..

This post has been edited by MrLoo: Dec 22 2016, 09:29 PM