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 Recommendation for Credit Cards V3, Please post according to Format stated.

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55665566
post Dec 22 2016, 01:06 PM

Avengers Assemble!
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Senior Member
833 posts

Joined: Sep 2012
From: Earth
Need help

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: Better to have

3. Card required for: Petrol, Online Transactions, Cash Back/Rebate, Bill Payment, Free LCCT Lounge Access (Not a must).

4. Existing credit cards if any: UOB One Visa, UOB VOX, RHB Visa SmartValue.

5. Looking at CC from: Maybank? (I interested in the GTR by GenXYZ). Any advice?
https://genxgenygenz.com/2015/12/29/maybank...isa-mastercard/

6. Others:
- Want the best CC for fresh graduate.
- Can cancel all current cards when found the most suitable one.
- Monthly expenses of 1-2K on UOB One currently.
- Loyal Customer of Maybank.
55665566
post Dec 22 2016, 01:39 PM

Avengers Assemble!
*****
Senior Member
833 posts

Joined: Sep 2012
From: Earth
QUOTE(fruitie @ Dec 22 2016, 01:36 PM)
Income below 36k per annum, you can only have two issuing banks' cards. In your case, you will need to cancel either RHB or UOB first before applying new card.

UOB VOX no longer gives cash back, convert it to UOB YOLO for online transactions and bill payments.
*
Lets say I cancel all my current credit cards.
Yes I knew about YOLO, just waiting for chance to change.
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