Credits cards are generally based on the user's requirements.

If I am planning to use the card for retail expenses or etc, this card won't be good for me as it only gets me 0.2% CB

However, if I am using it for Lazada, then it's a good card as I get 5% CB on the purchases?

Hope you understand what I am trying to convey.

Cheers!

Fully understandable . Thanks for your time

1. Annual Income: RM90-95K

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, movies, online shopping, grocery,

4. Existing credit cards if any: Mainly use Maybank 2 card Platinum and OCBC Titanium

5. Looking at CC from: Any bank

6. Others: Thinking of signing up for the GSC Hong Leong for movies solely but thinking of a card that covers more, maybe Mach by HL?

Thanks.

Any other option for Streamyx payment using PBVS other than via uobpayonline or the TM portal?

Why not? Free of charge and useful. PosOnline has TM too if I'm not mistaken but has 2.12% service charge.

Instead of singing up for the HL GSC card, suggest that you can look for HL Mach card for movie 10%

Currently holding both cards, seldom use HL GSC card already since I have already add on for movie category in my HL Mach card

Well noted and thanks!

1. Annual Income: RM36-60k

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, movies, online shopping, grocery, electrical appliances (for the next 2 months), Bills

looking for cashback

4. Existing credit cards if any: Mainly use Maybank 2 cards

5. Looking at CC from: Any bank

Thankss.

Can anyone tell me what is the easiest credit card to apply?? got fed up with rejection.

Sorry, I think there are no such things as 'easy approved' credit cards as that kind of needs luck, trust and credit history to get approved. I could recommend you to use plan B which is that you use Fixed Deposit to vouch for a card, but they only work on 2 banks 'Public Bank' and 'Citibank'.

eg: RM 5000 worth of Fixed Deposit in the bank, then RM 5000 credit limit. 1:1 ratio

If you need the fixed deposit money back then your credit card will terminate together with the fixed deposit though.

This post has been edited by moonsatelite: Dec 17 2016, 09:45 PM

Have you checked your CCRIS?

What's the best way to check?

Anyone?

Is public bank visa signature the best card for me?

The requirement for annual Income is higher.

Yes, empty and clean. Because I have no loan and no debt.

You can consider HLB MACH card.

I usually just walk in to BNM and print from kiosk.

Obviously no. PBB VS needs at least income of 100k per annum.

With loan, doesn't mean your CCRIS is no good. Only if you are not a good paymaster. Sometimes no loans or any credit history is not a good thing too because banks do not know your credibility.
Well, for a start maybe you can try with your salary crediting bank?

Thanks. Will look into this. =D

1. Annual Income: RM30-36k

2. Free Lifetime Annual Fee: Must

3. Card required for: bills payment, online shopping,petrol

looking for cashback

4. Existing credit cards if any: no

5. Looking at CC from: Any bank

please advice me...tq.

CIMB Cash Rebate
AEON Big (AF waiver with 12x swipes)