Looking to see if there are any new credit or charge cards that gives good offers and benefits compared to my existing ones.

Premier credit cards are be preferred, no problem even if it is required to open a Priority/Premier/Preferred accounts with the bank first

1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: A Must (or can be waived with conditions)

3. Card required for: Everything except golf

4. Existing credit cards if any: HSBC, Citibank, American Express, OCBC

5. Looking at CC from: Every bank also can

Look forward to your recommendations