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Recommendation for Credit Cards V3, Please post according to Format stated.
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air_mood
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Sep 5 2016, 05:05 PM
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1. Annual Income: RM47K (still got OT)
2. Free Lifetime Annual Fee: A Must or can be waived with fair bit of spending
3. Card required for: Cashback, AirMiles, Overseas Transactions, Points, Free LCCT Lounge Access, Utilities, Groceries.
4. Existing credit cards if any: Maybank Gold 2 Cards, RHB Smart Value Card, HSBC Platinum
5. Looking at CC from: no specific preferences
6. Others: Trying to maximize cashback and get airmiles. Currenlty using all of my points from all 3 cards to convert to Enrich points. Also trying to get a card with better benefits to replace the HSBC/RHB card that I have. HSBC has been upgraded twice from Classic to Gold to Platinum. RHb has never been upgraded, just changed by RHB from the normal classic card that I used as my first card back in 2009. Never been offered by RHB. HSBC was automatically upgraded twice.
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air_mood
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Sep 9 2016, 06:32 PM
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1. Annual Income: RM47K (still got OT)
2. Free Lifetime Annual Fee: A Must or can be waived with fair bit of spending
3. Card required for: Cashback, AirMiles, Overseas Transactions, Points, Free LCCT Lounge Access, Utilities, Groceries.
4. Existing credit cards if any: Maybank Gold 2 Cards, RHB Smart Value Card, HSBC Platinum
5. Looking at CC from: no specific preferences
6. Others: Trying to maximize cashback and get airmiles. Currenlty using all of my points from all 3 cards to convert to Enrich points. Also trying to get a card with better benefits to replace the HSBC/RHB card that I have. HSBC has been upgraded twice from Classic to Gold to Platinum. RHb has never been upgraded, just changed by RHB from the normal classic card that I used as my first card back in 2009. Never been offered by RHB. HSBC was automatically upgraded twice.
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air_mood
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Dec 22 2016, 04:33 PM
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1. Annual Income: RM46k
2. Free Lifetime Annual Fee: Must
3. Card required for: bills payment, online shopping,petrol
4. Existing credit cards if any: Maybank Dual Card Gold, RHB Gold Card, HSBC Visa Platinum
5. Looking at CC from: Any bank
6. Others: - Looking to cancel current RHB - Looking for card with best miles conversion(mostly enrich) and cashback
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air_mood
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Dec 23 2016, 11:32 AM
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QUOTE(fly126 @ Dec 22 2016, 11:03 PM) This card also good for air miles redemption?
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air_mood
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Dec 23 2016, 12:09 PM
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QUOTE(fly126 @ Dec 23 2016, 11:48 AM) Nope, this Card is a PURE Cash back Card.Since you got M2C U can use their Tp on Air miles Redemption. Thank you. Will have a look at that.
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