Any specific T&C?

I think it is the same as the Merdeka FD promotion. I actually went there aiming for the 4.1% at 8 months FD but the officer asked me whether I want to put longer (i.e. 4.18% at 12 months). I said yes and she processed it. Didn't asked much.....

I actually requested whether I can add in my existing fund and the officer said she will try to ask. I actually only had about 10k truly-fresh-from-the oven fund . Turns out that they can only accept funds that was banked in for this month and not older than that. Was surprised that they can consider funds banked in that particular month as "fresh" funds. So I managed to put in a bit more not-so-fresh fund....

This post has been edited by kmarc: Jul 27 2015, 01:42 PM

Good to know that UOB has the 12 mth 4.18%, though lower than their previous 12 mth 4.2% promo.

For UOB, I was told can add in 10k to existing "busuh" fund, then can go for the promo. It makes sense as most of their promo require 10k or above.

This post has been edited by bbgoat: Jul 27 2015, 01:48 PM

That's what I tried. My online FD (1-month) matured today so I requested to uplift that FD and add-in the 10k fresh. Turns out I can't.... the 1-month fund too smelly....

This post has been edited by kmarc: Jul 27 2015, 01:59 PM

Haha, interesting. Last time I wanted to RENTAS out matured FD, then issue cheque to place FD. The staff suggested I just add 10k and then can place FD with the matured fund (1 day still not that busuh). I did that. Maybe diff UOB branch practice differently.

Is this for eFD only or normal FD is able to be uplifted thru internet banking too?

Would be great news if normal FD can be uplifted online as FD upliftment for OCBC here is terribly slow.

This post has been edited by Human Nature: Jul 27 2015, 03:26 PM

Ya, I learned from you guys. That's why I thought it was possible just to add in 10k. Dunno why cannot......

Actually can. Like one of the bank told me. I think was affin. Withdraw (no need to leave to the bank), add in like rm10k. Counted as fresh already. Another way is withdraw in cash, bring to another branch, counted as fresh funds.

Ai, bank branches sometimes operate based on some different SOP. Have experienced that with MBB and heard so much here with BR (almighty Magician getting free RENTAS )etc.

Oh well, next time try again......

Got " HUGO BOSS Pen" promo like OCBC?

So other than OCBC, which banks are giving freebies for 50k FD placement?

br. tetapi no pidm.

interesting, what do they give?

parker pen,lap top bag,umbrella,mug etc.can ask for 2/3 items jika deposit big sum.

50k can ask higher rate.

Nope. Nothing.....

50k ask for higher rate on top of parker? wow

Wow, another BR kaki.

Hard to say. BR at times say 50k, at times only 100k as the limit for so called nego rate. But can always try your luck. Just ask.

Hey guys, I am a newbie in this section. Let's say I got around 400k, and I want to put in FD, which bank you all recommend should I put ?? Or I should split it into half and put 2 separate bank ?? TQ for your opinion and suggestion.

for me, i'd split since pidm covers up to 250k for each bank if im not mistaken