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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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wil-i-am
post Jul 26 2015, 03:53 PM

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QUOTE(yygo @ Jul 26 2015, 03:51 PM)
what is dfia? hmm.gif
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Development Financial Institution Act 2002
Lord_Penguin
post Jul 26 2015, 04:11 PM

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QUOTE(wil-i-am @ Jul 26 2015, 03:25 PM)
MBSB @ 4.30% up to 31/7
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I believe you are referring to this http://www.mbsb.com.my/misc/Flyer%20-%20Sp...%20Deals_OL.pdf... but I couldn't find the T&C, any idea where? Care to explain the "profit sharing ratio: 66:34"? Don't tell me after mature I will not entitle to get 100% of the 4.3%??? rclxub.gif

yygo
post Jul 26 2015, 05:00 PM

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QUOTE(wil-i-am @ Jul 26 2015, 03:53 PM)
Development Financial Institution Act 2002
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notworthy.gif bro suka guna short form. rclxms.gif

but why the other fellow aeiou want to place bsn dan kwsp, sspn together in page 1? we onli talk about banks fd. doh.gif

This post has been edited by yygo: Jul 26 2015, 05:15 PM
aeiou228
post Jul 26 2015, 08:16 PM

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QUOTE(yygo @ Jul 26 2015, 05:00 PM)
notworthy.gif bro suka guna short form.  rclxms.gif

but why the other fellow aeiou want to place bsn dan kwsp, sspn together in page 1? we onli talk about banks fd. doh.gif
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yygo, I never thought by merely ignoring a troll question from you could have inflict such emotional distress to you.
Your question in post#854 to me was absurd and foolish thus I chose to ignore you in order to avoid unnecessary exchanges in this thread but unfortunately it made you even more agitated.
If you care to read all the past FD threads, we discussed about deposit placements in KWSP, BSN, SSPN at length.

Please behave maturely and stop making an up·roar out of small petty thing like what is to be listed in page 1.
Frankly, it doesn't really matter whether it get listed or not. It's entirely up to TS and I doubt TS has time for it.

BTW, I hardly see any valuable post from you pertaining to FD discussion since you active in this thread.
Looking forward to see more meaningful and constructive post from you.



yygo
post Jul 26 2015, 09:17 PM

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QUOTE(aeiou228 @ Jul 26 2015, 08:16 PM)
yygo, I never thought by merely ignoring a troll question from you could have inflict such emotional distress to you.
Your question in post#854 to me was absurd and foolish thus I chose to ignore you in order to avoid unnecessary exchanges in this thread but unfortunately it made you even more agitated.   
If you care to read all the past FD threads, we discussed about deposit placements in KWSP, BSN, SSPN at length.

Please behave maturely and stop making an up·roar out of small petty thing like what is to be listed in page 1.
Frankly, it doesn't really matter whether it get listed or not. It's entirely up to TS and I doubt TS has time for it.

BTW, I hardly see any valuable post from you pertaining to FD discussion since you active in this thread.
Looking forward to see more meaningful and constructive post from you.
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laugh.gif laugh.gif kwsp can understand.sspn?tetapi kwsp dan sspn bukan bank.sini talk about fd. laugh.gif
noobgy
post Jul 26 2015, 10:42 PM

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Hi everyone, which bank is offering the highest interest rate now if i wanna place 10k?
wil-i-am
post Jul 26 2015, 10:47 PM

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QUOTE(noobgy @ Jul 26 2015, 10:42 PM)
Hi everyone, which bank is offering the highest interest rate now if i wanna place 10k?
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Read page 1
BoomChaCha
post Jul 27 2015, 02:35 AM

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UOB - Enjoy Interest Up to 5.45% -- Valid from 12 May until 31 July 2015
This FD promo (bundle with Unit Trust) looks very complicated to me... rclxub.gif

Attached Image

Link:
http://www1.uob.com.my/personal/promotions...vwb_160615.html

T & C:
http://www1.uob.com.my/assets/pdf/tnc/pvwb...sign_up_tnc.pdf


Free UOB Umbrella When Register for Personal Internet Banking
Valid from 6 July until 31 August 2015

Attached Image

Link:
http://www1.uob.com.my/personal/promotions...oks_060715.html

T & C:
http://www1.uob.com.my/assets/pdf/tnc/cybercrooks_tnceng.pdf

This post has been edited by BoomChaCha: Jul 27 2015, 02:50 AM
gsc
post Jul 27 2015, 02:50 AM

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QUOTE(yygo @ Jul 26 2015, 03:41 PM)
my fren put 200k++ also no need to fill up any form in uob., few times alredy. 20k too low to fill up the form? hmm.gif
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Good...may I know which UOB branch?

This post has been edited by gsc: Jul 27 2015, 02:52 AM
BoomChaCha
post Jul 27 2015, 02:56 AM

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QUOTE(gsc @ Jul 27 2015, 02:50 AM)
Good...may I know UOB branch?
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If banks are suspicious (for example if the depositor is not leng chai enough biggrin.gif ), then banks have the right
to ask for the source of money if:
(1) Deposit cash more than RM 50K
(2) Deposit check more than RM 100K
aeiou228
post Jul 27 2015, 08:18 AM

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QUOTE(yygo @ Jul 26 2015, 09:17 PM)
laugh.gif  laugh.gif kwsp can understand.sspn?tetapi kwsp dan sspn bukan bank.sini talk about fd. laugh.gif
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QUOTE(yygo @ Jul 26 2015, 09:17 PM)
laugh.gif  laugh.gif kwsp can understand.sspn?tetapi kwsp dan sspn bukan bank.sini talk about fd. laugh.gif
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Such trivial and petty, is that what you want to argue about ?
You are spamming this thread unnecessarily with foolish reply. I didn't see any post here claiming KWSP n SSPN are banks.
This thread existed long before you joined LYN. We discussed all things about savings and deposit placement and the interest rates. Savings n Deposit placements do not confine only to commercial banks only, non bank DFIs such as BR and BSN are deposit taking FI as well. KWSP n SSPN also taking contribution and deposit that yields returns, thus it is relevant to discuss and compare. Occasionally, we also discussed FD related matters such as priority banking, CASA, fund transfer, etc as and when we touched on these issues. This thread even discussed about bank's red packets designs during CNY season.

So what is your problem actually ?

Please help keep this thread clean from unconstructive spam postings.

yygo
post Jul 27 2015, 08:58 AM

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QUOTE(gsc @ Jul 27 2015, 02:50 AM)
Good...may I know which UOB branch?
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the one in ipoh

QUOTE(aeiou228 @ Jul 27 2015, 08:18 AM)
Such trivial and petty, is that what you want to argue about ?
You are spamming this thread unnecessarily with foolish reply. I didn't see any post here claiming KWSP n SSPN are banks.
This thread existed long before you joined LYN. We discussed all things about savings and deposit placement and the interest rates. Savings n Deposit placements do not confine only to commercial banks only, non bank DFIs such as BR and BSN are deposit taking FI as well. KWSP n SSPN also taking contribution and deposit that yields returns, thus it is relevant to discuss and compare. Occasionally, we also discussed FD related matters such as priority banking, CASA, fund transfer, etc as and when we touched on these issues. This thread even discussed about bank's red packets designs during CNY season.

So what is your problem actually ?

Please help keep this thread clean from unconstructive spam postings.
*
laugh.gif i did not see much contribution from u either. icon_rolleyes.gif
bbgoat
post Jul 27 2015, 09:09 AM

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QUOTE(BoomChaCha @ Jul 27 2015, 02:35 AM)
UOB - Enjoy Interest Up to 5.45% -- Valid from 12 May until 31 July 2015
This FD promo (bundle with Unit Trust) looks very complicated to me...  rclxub.gif

Attached Image

Link:
http://www1.uob.com.my/personal/promotions...vwb_160615.html

T & C:
http://www1.uob.com.my/assets/pdf/tnc/pvwb...sign_up_tnc.pdf
Free UOB Umbrella When Register for Personal Internet Banking
Valid from 6 July until 31 August 2015
Ah Boom, disappeared for a while, welcome back ! rclxms.gif

Edit: Re-looked at it and it seems complicated with PB and wealth banking membership requirement. Need to read carefully again. biggrin.gif

This post has been edited by bbgoat: Jul 27 2015, 09:18 AM
aeiou228
post Jul 27 2015, 10:10 AM

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QUOTE(yygo @ Jul 27 2015, 08:58 AM)
laugh.gif i did not see much contribution from u either. icon_rolleyes.gif
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Please go to /k, we don't debate in such manner in Finance, Business and Investemnt forum.
bbgoat
post Jul 27 2015, 10:35 AM

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QUOTE(yygo @ Jul 27 2015, 08:58 AM)

laugh.gif i did not see much contribution from u either. icon_rolleyes.gif
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QUOTE(aeiou228 @ Jul 27 2015, 10:10 AM)
Please go to /k, we don't debate in such manner in Finance, Business and Investemnt forum.
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You guys should stop all these. There are better things in life to debate about. thumbup.gif

Lets find better FD offers and promo ! biggrin.gif
TSOM
post Jul 27 2015, 10:37 AM

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anyone using bank rakyat??

can the FD deposits be done via online banking?
bbgoat
post Jul 27 2015, 10:39 AM

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QUOTE(TSOM @ Jul 27 2015, 10:37 AM)
anyone using bank rakyat??

can the FD deposits be done via online banking?
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Not at the moment. In last high tea in Penang, their corporate VP said they are working on it and maybe next year will be done. biggrin.gif
TSOM
post Jul 27 2015, 10:44 AM

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QUOTE(bbgoat @ Jul 27 2015, 10:39 AM)
Not at the moment. In last high tea in Penang, their corporate VP said they are working on it and maybe next year will be done.  biggrin.gif
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I see. Thanks for the info.
kmarc
post Jul 27 2015, 12:15 PM

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UOB has promotion of 4.18% interest rate for one year. Only until 31st July.
MichelleLin
post Jul 27 2015, 12:20 PM

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QUOTE(Nom-el @ Jul 25 2015, 04:24 PM)
Who knows? hmm.gif Maybe they treat it as cash. In the end, they got to charge me extra RM8.10 (RM5.98+2.12) for it. 
Affin does not have true eFD. Affin has online FD placement only, the branch will process the request on the next working day. It is similar to Public Bank's online FD placement but Affin will send you the cert instead of asking you to collect it at the branch. You cannot withdraw the FD online.
This link might be useful to those looking for current FD board rates
http://www.abm.org.my//_repository/uploade...0JAN%202015.pdf
Btw, anyone knows how FD upliftment works in OCBC? Besides uplifting over the counter, are there any other options? Can uplift online or over the phone? Does OCBC offer eFD? If yes, does it work like Public Bank or Maybank? Meaning can uplift online or need to go to branch to do it?
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Yes you can do FD upliftment via online through the OCBC Internet Banking.

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