Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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 Jul 29 2015, 04:25 PM
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Senior Member
10,001 posts Joined: May 2013 
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QUOTE(pearl_white @ Jul 29 2015, 02:28 PM) Unknown to many, Bank rakyat board rates can be negotiated. U got xtra 0.185% 1 year can be had for 4.285% just by asking OTC and there is no minimum amount to get that %. You just have to wait 3 working days, usually lah, for HQ approval.   |
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Jul 29 2015, 04:26 PM
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Junior Member
232 posts Joined: Jul 2015
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BR Jalan Pinang Branch gave me 4.285% for 1 year.
I am too lazy to watch newspapers and see all this 6%, 4.8% and what not promo rates and effective rate is so so only! and time spend to run to this and to that bank, petrol and time wasted... BR give less admin headache. |
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Jul 29 2015, 04:50 PM
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Senior Member
895 posts Joined: Dec 2013
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QUOTE(pearl_white @ Jul 29 2015, 04:26 PM) BR Jalan Pinang Branch gave me 4.285% for 1 year. amount >50k or lower?I am too lazy to watch newspapers and see all this 6%, 4.8% and what not promo rates and effective rate is so so only! and time spend to run to this and to that bank, petrol and time wasted... BR give less admin headache. |
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Jul 29 2015, 04:53 PM
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Junior Member
232 posts Joined: Jul 2015
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you can get it with the minimum amount required for 1 year FD
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Jul 29 2015, 05:03 PM
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Senior Member
895 posts Joined: Dec 2013
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QUOTE(pearl_white @ Jul 29 2015, 04:53 PM) you can get it with the minimum amount required for 1 year FD really? their min is rm500. |
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Jul 29 2015, 07:12 PM
Show posts by this member only | IPv6 | Post
#946
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(bbgoat @ Jul 29 2015, 04:19 PM) BR called about Raya open house in the branch. Last year was held in Penang Pesta, a bigger venue. They are good in this type of public relations. Just few months back a high tea in a hotel. Chinese new year get hampers for selected customers. After few years no news, I received an invitation for the hari raya open house too...thru the manager's whatsapp  |
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Jul 29 2015, 09:53 PM
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Senior Member
5,867 posts Joined: Sep 2009 
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QUOTE(bbgoat @ Jul 29 2015, 04:19 PM) BR called about Raya open house in the branch. Last year was held in Penang Pesta, a bigger venue. They are good in this type of public relations. Just few months back a high tea in a hotel. Chinese new year get hampers for selected customers. none from my branch so far. no budget liao or what? today only send me this card, what a tardy branch, people got them long ago. |
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Jul 29 2015, 09:56 PM
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Senior Member
2,337 posts Joined: Oct 2014
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QUOTE(guy3288 @ Jul 29 2015, 09:53 PM) none from my branch so far. no budget liao or what? wow, how much is the min AUM to qualify?today only send me this card, what a tardy branch, people got them long ago. |
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Jul 29 2015, 10:32 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(guy3288 @ Jul 29 2015, 09:53 PM) none from my branch so far. no budget liao or what? Ya, that is kind of late. Late last year few of us mentioned receiving the card (including myself). But did not use them as of now. today only send me this card, what a tardy branch, people got them long ago.  |
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Jul 29 2015, 10:41 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cklimm @ Jul 29 2015, 09:56 PM) wow, how much is the min AUM to qualify? I remember it is 250k even higher than CB's 200k. |
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Jul 30 2015, 07:19 AM
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Senior Member
2,337 posts Joined: Oct 2014
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QUOTE(bbgoat @ Jul 29 2015, 10:41 PM) I remember it is 250k even higher than CB's 200k. dude, i better off take HSBC Premier |
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Jul 30 2015, 08:26 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(cklimm @ Jul 30 2015, 07:19 AM) dude, i better off take HSBC Premier HSBC Premier won't get you a good, competitive interest rate. HSBC Premier is only worth it if you need access the the global banking HSBC offers. |
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Jul 30 2015, 08:59 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cklimm @ Jul 30 2015, 07:19 AM) dude, i better off take HSBC Premier Dude, BR gave off the "PB membership" without people applying. Also I did not put eggs in just to get the PB, some may do that. For me mainly for high FD rate, PB secondary. I shun off some of the PB membership although I qualified for it as do not find too much use for it. May just get more calls from RM on UT products.  |
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Jul 30 2015, 09:00 AM
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya 
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QUOTE(MilesAndMore @ Jul 30 2015, 08:26 AM) HSBC Premier won't get you a good, competitive interest rate. HSBC Premier is only worth it if you need access the the global banking HSBC offers. Because of previous scandal even that global banking is difficult. HSBC Premier account but still not able to use the services in UK as HSBC UK keep denying, supposedly because Malaysia known to have lots of rich people laundering money. |
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Jul 30 2015, 12:12 PM
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Junior Member
376 posts Joined: Dec 2013
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FYI...
MBSB-Muamalat merger, full-fledged Islamic bank on the cards? "Sources said if the plan for the merger takes off, EPF’s stake in the merged entity would be down to 40%, while Khazanah and DRB-Hicom’s interest was likely to be trimmed to 20% respectively." http://www.thestar.com.my/Business/Busines...rger/?style=biz This post has been edited by giko: Jul 30 2015, 12:12 PM |
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Jul 30 2015, 04:10 PM
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Junior Member
340 posts Joined: Jun 2011
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UOB, 5 months FD @ 4% until August 30th
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Jul 30 2015, 05:29 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(Nauts @ Jul 30 2015, 04:10 PM) UOB, 5 months FD @ 4% until August 30th Received SMS on this from UOB. Min. 10k as usual. |
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Jul 30 2015, 07:39 PM
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Senior Member
743 posts Joined: May 2014
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QUOTE(bbgoat @ Jul 30 2015, 05:29 PM) Received SMS on this from UOB. Min. 10k as usual. Need to open CASA? |
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Jul 31 2015, 08:42 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cappuccino vs latte @ Jul 30 2015, 07:39 PM) Need to open CASA? For this promo, do not know, not mentioned in the SMS received. This post has been edited by bbgoat: Jul 31 2015, 08:49 AM |
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Jul 31 2015, 03:29 PM
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Senior Member
4,724 posts Joined: Jul 2013 
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QUOTE(cappuccino vs latte @ Jul 30 2015, 07:39 PM) Need to open CASA? based on usual UOB style, Nope. Straight FD.which is why i prefer UOB. |
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