hi, want to ask

lets say 500k as required by UOB to have the PB status..  if the joined name fd have 500k+ in it,  will the principal name get the PB status or both?? worst still both tak dapat and considered one person  holding 250k?

I registered both promos but unfortunately OCBC Puchong asked me to choose either one promo only.
Got such tnc?

maybe they keep one for themselves. lol

Just received this via SMS:

RM0.00 HLB: Enjoy up to 4.80% pa on 12-month Step Up FD with a minimum of RM10,000 fresh funds (Effective Rate 4.05% pa) from 01/07/2015 - 14/08/2015. T&Cs apply.

I think it is the same as the Merdeka FD promotion. I actually went there aiming for the 4.1% at 8 months FD but the officer asked me whether I want to put longer (i.e. 4.18% at 12 months). I said yes and she processed it. Didn't asked much..... 

I actually requested whether I can add in my existing fund and the officer said she will try to ask. I actually only had about 10k truly-fresh-from-the oven fund  . Turns out that they can only accept funds that was banked in for this month and not older than that. Was surprised that they can consider funds banked in that particular month as "fresh" funds.  So I managed to put in a bit more not-so-fresh fund.... 

OCBC Air Purifier/ Trolley bag Giveaway Campaign T&C

Link
Btw, anyone knows the T&C for the Premier Save Gold Deal?

What you got are board rates.

These are the promo rates:
[attachmentid=4973010]

Ambank FD
3.7% for 2 months
4.0% for 5 months
4.2% for 12 months

Fresh Fund RM10k, until 30 Nov or hit quota as advised by the branch manager.

What you got are board rates.

These are the promo rates:
[attachmentid=4973010]

I was informed that the Hugo Boss Pen will be distributed Oct, just wait and see lor

HLB 15 mths 4.26% step up.

Uplift at 9 mths 4.10%
Uplift at 12 mths 4.15%
Uplfit at 15 mths 4.26%

Suitable for those who do not wish to tie up fund for a fixed tenure of 15 mths.

Not sure if anyone posted this...[attachmentid=5027782]

saw someone mentioned avoid HLB for some reason,

i am pretty sure there is a better deal than HLB 15m @ 4.26% effective.

Not sure if anyone posted this...[attachmentid=5027782]

Maybank have extended their FD promo 5+5 from 30/9 to 6/10/2015 with existing T&C:-
Min sum - RM10k
1st 5 mths - 4.00%
2nd 5 mths - 4.30%
Effective - 4.15%

Part 2: 

Went to PBB to withdraw the FD. Bankers cheque RM0.68 each. But has to be from the FD. So that causes the BC's amount to be RM0.32 at the back and some 999 number in front !    If I want to keep the nice principal intact, then have to pay RM6 for the BC.

Anyway, decided to save money and pay RM0.68 for the BC.

PBB has changed the second 6 mth step up to 4.28% (from earlier 4.08%). They honour'ed this one. Respect them on that.  So received more from this FD. PBB paid interest direct to the SA. 

Placed FD in AmBank for the 12 mth 4.2% promo. Received an umbrella and a mug. 

Then placed FD in HL for the 15 mth step up with eff rate of 4.26%. HL branch claimed they just received the brochure TODAY while in the brochure it said start Sept 1st !    Weighted heavily on HL vs AmBank as the extra 0.06% is enough for a good dinner for 10. 

I think so far for PIDM coverage, the HL 15 mth 4.26% is the best.  Monthly interest payment some more. 

OCBC 13 mth 4.2% still running but no more gift (called them to confirm).

Yes, HL Connect was down just now. At 4.50pm it was OK already. 
Yesterday was thinking of putting some into UOB but thinking of the extra dinner for 10 people for the 0.06% extra that I can obtain from HL. Anyway Monday still have some fund that I can place in either UOB, OCBC or others, not sure yet. 

Actually fund available tomorrow from RHB 7.8% FD.    Lose out for 2 days interest ! 

Why you wanted to ask this even with MBB step-up ? 

I did not ask as no intention of doing so. PBB wise for their step-up, no issue. But for HL case, cannot find any detailed T & C. Seems to say refer to std banking rules. So I am not sure likely like normal FD rules if you terminate before end of step-up terms. 
Yes, the one that RHB was offering with ASNB. End of the 6 mths 7.8% FD.