Deposit RM220k to Current or Savings acc for 6 months. Then you get the Note 5, but its not worth it.

OCBC 13 mth 4.2% (free 20" trolley bag with min 40k)

MBSB promo is indicative profit rate. In reality how, e.g. track record?

I can't find 3.25% IFD via eFD.

Anyway, I setup a i-Yippie account, so can park (maybank2U transfer) up to 50k to get 3.25%, calculated daily i think.

Question: How many i-Yippies can i create with the same branch or other branches?

Yippie-i Savings Account (not Yippie)

I can share my experience with OCBC. I saw Ringgitplus promo for OCBC FD giving free trolley bag. I signed up via Ringgit plus, and they sent me SMS to be shown to OCBC.

I went to OCBC, opened FD with RM, showed her sms, but she said no need, as long as i registered with ringgitplus, system will take care of it. Exactly how, she wouldn't know.

So I trusted her. Next day I wrote to Ringgit plus, notifying them I had opened FD but OCBC didn't want to see my SMS. They responded vaguely, with scipted reply, I can't remember. So I actually gave up.

After some time, a week or two, can't recall, Ringgitplus sent me email asking for delivery address. So I was happy that they honored what they had advertised. After a few days, I got the bag.

Now that I got the bag, I have at least 2-3 new bags unopened, still in box.

Hope this helps.

Actually i had a cimb preferred card for many years with 150k fd, until about 1.5 years back when they changed the card.