You are right, 12 months FD.

The CASA account got term and condition apply ? Like need to deposit a certain minimum amount into the account ? Or just need to open a CASA account that's all  to eligible for the 4.21% 15 month step out FD?

Dear Sifus,

Do you think it's wise to invest in FD not covered by PIDN especially when suddenly our economy state goes west?

dude, ambank ibg 10 sen add gst, ibft 50 sen add gst.ibft best as it is instant.

in fact, most banks ibg/ibft charges now as above.

Is it true that for 1 month fd for ambank, cimb bank and maybank, minimum funds is rm5000?

The min of 1 month FD is same across almost all banks, aka RM5k.

What is the best Foreign Currency FD rate in Malaysia currently?

Do you know what it means by board rate + 4%? The board rate is normal FD rate? For example 3.20% for 3 months normal FD rate?

The min of 1 month FD is same across almost all banks, aka RM5k.

It is true that most banks' min deposit requirement for 1 month FD is 5k. However, there are some banks which only require 1k for 1 month FD. They are: -

i) AmBank Islamic
ii) RHB Islamic
iii) BSN
iv) Bank Islam
v) Al-Rajhi Bank

Can the ambank Islamic be placed online? Looking for online FD.

yes you can, and minimum is 1k, thats new to me

Thanks. This will help my plan in the future. By the way, any option to move to account upon maturity?

Must check and see if maybank also can

for maybank efd, yes you can transfer the fund back to savings account upon maturity.

even the interest also can do that: transfer to saving account, or accumulate back to principal fund upon renewal.

Nice. Thanks. Cause with ambank, they don't allow me to do that.Ambank only autorew.

yes you can, and minimum is 1k, thats new to me

for example, SGD 3 months board rate is 0.06%pa, during promotion you can have 4.06% pa, but for 3 months only.

Can I know what's their rate for 1m eFD?
Thanks.

Put shorter term la boom, any winter melon & tohu in the market, can straight away pack up.
I think Affin only pay interest upon completion of 15 months for this 4.33% promo. So if you discount the half yearly compound interest, the annualize EIR should be less than 4.33%.