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 True by AmBank

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marscoco
post Aug 4 2015, 02:20 PM

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QUOTE(cybpsych @ Jul 27 2015, 11:13 AM)
if the exclusion is MCC-based...

a) Mobile Bill Payment (MCC 4813, 4814)
b) Utilities (MCC 4900)
c) Insurance (MCC 5960, 6300)

... how do you define "online transactions"?
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Hi @cybpsych,

Online transactions shall include purchases you make online (excluding telco payments, utilities and insurance) such as booking flights online, ordering from shopping websites such as Lazada/Zalora/ebay, etc.

cybpsych
post Aug 4 2015, 03:38 PM

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QUOTE(marscoco @ Aug 4 2015, 02:20 PM)
Hi @cybpsych,

Online transactions shall include purchases you make online (excluding telco payments, utilities and insurance) such as booking flights online, ordering from  shopping websites such as Lazada/Zalora/ebay, etc.
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any other checking?

e.g. POSMODE code, description must have EC/ECOM/MART/etc?

other questions:

1) TM bills (tmnet, streamyx, unifi, landline, etc) are under telco or Utilities?

2) if I use other payment gateways, e.g. posonline or uobpayonline, is it under online transactions?

3) how about PayPal?
Ramjade
post Aug 12 2015, 06:14 PM

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Hi, I have some more question

Does transfering from Truesavers to another bank counted in the 3x/month transfer?
cklimm
post Aug 12 2015, 08:26 PM

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QUOTE(Ramjade @ Aug 12 2015, 06:14 PM)
Hi, I have some more question

Does transfering from Truesavers to another bank counted in the 3x/month transfer?
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yes, even own to own counts
knight
post Aug 15 2015, 09:40 AM

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QUOTE(MilesAndMore @ May 28 2015, 10:41 PM)
High interest rate of 2.80% + 3-withdrawal limit per month
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Free unlimited online IBG + 5 free MEPS ATM withdrawals per month

[attachmentid=4464691]

For more information, please click HERE
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Hi, Like to ask.

5 free MEPS withdrawals per month*

Does this means we can only withdraw 5times only using our ATM cards from our Transact Account?
Ramjade
post Aug 15 2015, 10:18 AM

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QUOTE(knight @ Aug 15 2015, 09:40 AM)
Hi, Like to ask.

5 free MEPS withdrawals per month*

Does this means we can only withdraw 5times only using our ATM cards from our Transact Account?
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No. What it meant is you can withdraw for free from any atm in Malaysia without charge.
The 6th one will be charged. How much will it be charged, I don't know. Unless it's from ambank atm then moat likely is free.
Ah SiAnG
post Aug 15 2015, 07:51 PM

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Will we be receiving any paper statement or can we retrieve the account statement through amonline?
SUSjudehow
post Aug 16 2015, 10:50 PM

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I have am bank account but can't manage to open the true application at the online application form , how do I do it?
kelvinlzy
post Aug 19 2015, 02:21 PM

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Anyone cant sign in their AmOnline at all?
Ramjade
post Aug 19 2015, 02:24 PM

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QUOTE(kelvinlzy @ Aug 19 2015, 02:21 PM)
Anyone cant sign in their AmOnline at all?
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You cannot sign in straight away. Need to wait 24hours of activating your card.

kelvinlzy
post Aug 19 2015, 02:44 PM

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QUOTE(Ramjade @ Aug 19 2015, 02:24 PM)
You cannot sign in straight away. Need to wait 24hours of activating your card.
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I already got my card last month. More like 24 days cant sign in already. LOL. Calledl CS and they said still checking.

This post has been edited by kelvinlzy: Aug 19 2015, 02:45 PM
Nom-el
post Aug 26 2015, 01:20 PM

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Anyone knows whether online payment for Astro bill is eligible for 3% rebate?

I know the following categories are excluded: -

a) Mobile Bill Payment (MCC 4813, 4814)
b) Utilities (MCC 4900)
c) Insurance (MCC 5960, 6300)

Which category does Astro belongs to?
MGM
post Sep 28 2015, 07:00 AM

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QUOTE(Nom-el @ Aug 26 2015, 01:20 PM)
Anyone knows whether online payment for Astro bill is eligible for 3% rebate?

I know the following categories are excluded: -

a) Mobile Bill Payment (MCC 4813, 4814)
b) Utilities (MCC 4900)
c) Insurance (MCC 5960, 6300)

Which category does Astro belongs to?
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Does the 3% rebate applies to TRUE Mastercard Debit card as well? Or it is only for CREDIT CARD.

This post has been edited by MGM: Sep 28 2015, 07:01 AM
Ramjade
post Sep 28 2015, 07:25 AM

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QUOTE(MGM @ Sep 28 2015, 07:00 AM)
Does the 3% rebate applies to TRUE Mastercard Debit card as well? Or it is only for CREDIT CARD.
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Only credit card. If I am not mistaken there is a cap of RM30/month
kEITh_22b
post Oct 1 2015, 05:30 PM

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Unsuccessful attempt in trying to register for this AmBank's True Savers account via their link: http://www.truebyambank.com/trueproducts/Pages/index.aspx
Seems like AmBank's online portal is full of errors of some kind (eg. error message from their website when I tried clicking on the online registration form to register for True Savers account for example; tried doing it during office hours also no difference...)

Finally, I drove over to the AmBank's branch & request to open True Savers account (already filled up & signed the required form)..., but I was then notified that I "may not be eligible" to open True Savers account when/if I am not working/have a full-time job with a company, or a student studying in college for example... (Yes, I am not employed & already graduated from uni, but I am doing some kind of freelance, some part time direct sales like, & some passive-income things online, so how...) (So they told me that they would have to see how..., about whether the manager can approve my registration or not... Have to wait & see...)

I wonder is it normal for the procedure to be like that...? rclxub.gif

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This post has been edited by kEITh_22b: Oct 1 2015, 05:34 PM
Ramjade
post Oct 1 2015, 05:39 PM

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QUOTE(kEITh_22b @ Oct 1 2015, 05:30 PM)
Unsuccessful attempt in trying to register for this AmBank's True Savers account via their link: http://www.truebyambank.com/trueproducts/Pages/index.aspx
Seems like AmBank's online portal is full of errors of some kind (eg. error message from their website when I tried clicking on the online registration form to register for True Savers account for example; tried doing it during office hours also no difference...)

Finally, I drove over to the AmBank's branch & request to open True Savers account (already filled up & signed the required form)..., but I was then notified that I "may not be eligible" to open True Savers account when/if I am not working/have a full-time job with a company, or a student studying in college for example... (Yes, I am not employed & already graduated from uni, but I am doing some kind of freelance, some part time direct sales like, & some passive-income things online, so how...) (So they told me that they would have to see how..., about whether the manager can approve my registration or not... Have to wait & see...)

I wonder is it normal for the procedure to be like that...? rclxub.gif

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Since when? There's nothing in their term and conditions. I am a student and I managed to open. Go to ambank, take opening account no. When you are called, tell them you want to open Truesavers, fill up the form, sign and wait. You do not need to go back and forth to ambank. Just wait there until they process finished.
kEITh_22b
post Oct 1 2015, 06:21 PM

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QUOTE(Ramjade @ Oct 1 2015, 05:39 PM)
Since when? There's nothing in their term and conditions. I am a student and I managed to open. Go to ambank, take opening account no. When you are called, tell them you want to open Truesavers, fill up the form, sign and wait. You do not need to go back and forth to ambank. Just wait there until they process finished.
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I just told them that I am a student attending some part time classes , so they then told me to produce a letter (from the institution that I'm studying at) to indicate that I am a student...

(But actually my classes haven't even commence yet, & then I may also decide NOT to register/attend this classes at all... So I won't be able to provide any letter indicating that I am a student... Unless I just provide them with my past university's student ID card & see whether they can accept it or not...)

But anyway they-Ambank took my True Savers registration form & told me to wait for their manager's approval...

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This post has been edited by kEITh_22b: Oct 1 2015, 06:23 PM
kEITh_22b
post Oct 2 2015, 05:43 PM

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I drove over to AmBank's branch to inquire about my True Savers account application once again, but the bank officer told me that seeking approval needs time (!)... shakehead.gif

I successfully opened a Maybank2u savings account (with almost 2.5% interest credited monthly) online, & it took me less than 10 minutes for the process to be completed. thumbup.gif (Now I already transferred most of my savings into M2u savers.)

Recently I also went over to Hong Leong's bank branch to open a savings account there as well, & the whole process only took less than 10 minutes.

BTW, I would be taking a look at OCBC's Premier Savings Account (3.0% interest).

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This post has been edited by kEITh_22b: Oct 2 2015, 05:49 PM
Ramjade
post Oct 2 2015, 06:23 PM

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QUOTE(kEITh_22b @ Oct 2 2015, 05:43 PM)
I drove over to AmBank's branch to inquire about my True Savers account application once again, but the bank officer told me that seeking approval needs time (!)... shakehead.gif

I successfully opened a Maybank2u savings account (with almost 2.5% interest credited monthly) online, & it took me less than 10 minutes for the process to be completed. thumbup.gif (Now I already transferred most of my savings into M2u savers.)

Recently I also went over to Hong Leong's bank branch to open a savings account there as well, & the whole process only took less than 10 minutes.

BTW, I would be taking a look at OCBC's Premier Savings Account (3.0% interest).

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Ocbc not worth. To get 3%, you need to topup min rm1k/month. Any withdrawal will cause the interest to drop to 0.5% for that month. Better you put 1 month maybank Islamic efd at 3.25% if like that.

Go to another ambank branch. Don't talk anything. Just fill up the form ans sign.
kEITh_22b
post Oct 2 2015, 06:35 PM

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QUOTE(Ramjade @ Oct 2 2015, 06:23 PM)
Ocbc not worth. To get 3%, you need to topup min rm1k/month.  Any withdrawal will cause the interest to drop to 0.5% for that month. Better you put 1 month maybank Islamic efd at 3.25% if like that.

Go to another ambank branch. Don't talk anything. Just fill up the form ans sign.
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Thanks for the advice. I'll look into it.

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