I applied for the True credit card a week ago through their website and there was no problem for me.

keith_22b, which branch did you go to? And how long did you have to wait?

They told me they would give me a call, but until now nothing... It is the branch in Cheras... (Technically still waiting until now... )

Very good for you managed to get it done online. (Maybe I screwed-up the registration by leaving the page for too long until the session expired, then it was no longer possible for me to attempt anymore; because of repeating error message after...)

---

Um...that's too long!

I think you should try the online registration again or choose another branch. Luckily I don't live near that branch or I may face the same problem as you when I collect the card.

(After driving over to the branch in Cheras again for the 3rd time to inquire about my account's approval, I was told that the person in charged was not present & will only come back next Monday; so they told me to wait again).

So I decided to drive over to the main Ambank's HQ in KL... I went there today to register for this True Savings account (said that I'm a student + doing freelance), & then guess what...; they did not asked me for a written letter from my institution of study nor to produce my student ID card...; instead they immediately proceed to open the True Savers account for me without any further delays & then finally hand me my MasterCard in less than 30 minutes - activated!

But I won't have any interest benefits for this month or so from True account because of taking the wrong turn on the highway today & had to pay RM2.50 for toll + forced to buy a useless T&G card (which I don't need/use) for RM20.60 because I basically drove into the T&G only lane without knowing & then I couldn't reverse back out because a super long queue was already developed behind me lol... So basically just driving over to Ambank today to open this True account has cost me more than what the 2.8% interest can give me for this month & perhaps even the next...

BTW interestingly, I also have 2 online AmBank accounts right now (because due to an error occurred when I was in the process of registering for the first one, I proceeded to register for another account with a different user nickname but still using same IC number & guess what, it was approved... I tried logging in back to that first account & it was suddenly working perfectly; so I now have two working online accounts in AmBank... ) I tried to create a 3rd account with another different nickname with my IC No. (just to try again see how) but it wouldn't be approved anymore lol...

---

This post has been edited by kEITh_22b: Oct 15 2015, 07:46 PM

kEITh_22b

Congrats. now you have 2 account = 6x free transaction /month. on to serious matter better call up customer service to rectify it. Cause if the first account cannot work and you deposit money inside, you might not be able to withdraw out.

Wow, thanks for informing me. I'll definitely look into it. (I do not want things to turn out serious & problematic next time...)

---

im new here and i hv some questions.

Currently, i hv only a public bank account, i used it for my basic daily transaction(main).

And i plab to apply TRUE debit mastercard (trueSaver and trueTransact).

so i will transfer most of my money from my pb account to TRUEsaver account through IBG, how much will it cost per transaction?
and how much will it cost if i transfer from TRUEsaver to my pb account?

I know it doesnt require u to save a fixed amount into TRUEsaver every month, what if i leave it thr without transfer a single sen into it, will i get 2.8% for my balance?

please help, i knew its lengthy. Haha

It will cost you RM0.11 (inclusive of 6% GST) for transfer of your funds from Public Bank account to TrueSavers via IBG.

It will cost you RM0.11 as well for transfer of your funds from TrueSavers to Public Bank account via IBG.

However do note that each IBG will constitute as a withdrawal for TrueSavers. If you withdraw more than 3 times per month for TrueSavers subsequently you will be charged RM5.30 (inclusive of 6% GST).

It will be prudent if you transfer your funds from TrueSavers to TrueTransact (remember not to exceed 3 times per month) to enjoy unlimited free IBG for transfer of funds from TrueTransact to other bank's accounts.

For TrueSavers even if you do not deposit a single sen into it every month you will still be entitled to 2.8%p.a. interest on your balance, credited monthly.

Any limit to transfer from TrueTransact to TrueSavers?

It will be deemed as Own Fund Transfer, you can view/set your own limit in AmOnline under My Profile --> Change My Limits.

Nope. You can transfer all and leave truetransact with rm0 like what I am doing. Then again, the max I ever transfer is rm6k like that. Never transfered more than rm10k from TrueTransact > Truesavers before.

For your information, there is a transfer limit for own fund transfer. You may view it using the method I stated above.

I thought it only stated interbank, intrabank only?

Are you logging in to AmOnline? You can view it under My Profile --> Change My Limits

There are few limits stated there, transfer within ambank, IBG, bill payment, own account transfer etc

so can i open trueSaver account at Ambank KL sentral thr? i not sure whether thr hv this kind of service or only for self-service banking only.
what i need to bring if i wan to open the account, latest bill? latest epf statement?

the reason i choose KL sentral is tat i will pass by thr every morning by LRT.

Own Fund Transfer max is RM9,999,999.99

is the true saver 2.8% follows the 1 month fd rate and could change every time the rate changes?

Yup correct, at least you logged in to see

It's fixed at 2.8%

Even with changes in opr?