True by AmBank
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 Jul 2 2015, 03:13 PM
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#1
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Senior Member
1,842 posts Joined: Jan 2003   
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Is this a card or an saving account? How to apply? I already have AMBank saving account. Can I open this account and close my saving account? Will I still can access my FD account there?
There's two account here. So meaning one account have 2.8% and another don't have? |
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Jul 2 2015, 05:05 PM
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#2
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Senior Member
1,842 posts Joined: Jan 2003
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QUOTE(marscoco @ Jul 2 2015, 03:59 PM) Hi @knight, thanks. Very kind of you.The TRUE Debit MasterCard is linked to two accounts: TRUE Transact (which acts as your current account) + TRUE Savers (savings account) The 2.8% interest rate applies to the TRUE Savers, not the TRUE Transact. Think of your TRUE Transact Account as the account where you do your daily transactions (ATM withdrawals, bill payments, etc). Do you already have AmOnline? You can apply for the TRUE Debit MasterCard through AmOnline under 'Self Service', 'Online Application Forms'. You can also apply via truebyambank.com. As for your third and last question, if you decide to close your current savings account and if the FD is linked to your current savings acccount, the FD will auto-renew. You can always change the FD profit payment instruction on AmOnline and select the account where you want to the profit to go into (TRUE Transact or TRUE Savers). Hope that helps!  By the way, is it possible to have True acount without the ATM/DEbit card? If need then I have two ATM Card? Kind of confused. So looks like I still have to go to the bank at least to cancel one of the card. But before I do so, can I ask u if there's any annual fee for the cards? Or any other hidden charges? I can't really find the information on the websites. |
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Aug 15 2015, 09:40 AM
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#3
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Senior Member
1,842 posts Joined: Jan 2003
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QUOTE(MilesAndMore @ May 28 2015, 10:41 PM) High interest rate of 2.80% + 3-withdrawal limit per month Hi, Like to ask.+ Free unlimited online IBG + 5 free MEPS ATM withdrawals per month [attachmentid=4464691] For more information, please click HERE 5 free MEPS withdrawals per month* Does this means we can only withdraw 5times only using our ATM cards from our Transact Account? |
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Dec 27 2015, 12:53 AM
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#4
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Senior Member
1,842 posts Joined: Jan 2003
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Hi, Can anyone answer me this. Is it possible to open an account with joint name?
I think I got my answer already.  This post has been edited by knight: Dec 27 2015, 12:57 AM |
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Oct 26 2016, 10:39 PM
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#5
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Senior Member
1,842 posts Joined: Jan 2003
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I already raised this issue and as a case for them to look into. Now they are considering and deciding to charge or not charge.
I tell them, I use it as an ATM only. In this case, you want to charge me annual fee for the functionality of the Debit. Can I cancel it? Well, canot. So why I get charge for this. Talking quite long on the phone, wasted quite alot of my time talking to a noob operator. Well, as for now, you guys just wait la. If still charging I will close the account. I use to for transaction only. |
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Oct 26 2016, 11:25 PM
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#6
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Senior Member
1,842 posts Joined: Jan 2003
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QUOTE(Ramjade @ Oct 26 2016, 10:46 PM) Bro already black and white. Of course they will charge. Better I close it before they change their mind some more. After all I never use true any more. Yes, It's black and white after I saw in their page. But we are forced to use their debit card which I never use it also.Do you know you can make your monthly payment FOC using the transact account? I put some big amount in there and pay my bills and credit cards from other bank. Anyway, 10sen is money also. |
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