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cklimm
post May 30 2015, 10:27 PM

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2.8% p.a, quite good for a savings acc biggrin.gif
cklimm
post Jun 2 2015, 06:40 PM

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guys, 2.8%, FLAT RATE, confirmed on FB


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cklimm
post Jun 3 2015, 08:45 PM

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QUOTE(RO Player @ Jun 3 2015, 04:47 PM)
There is a catch. When open the acc, u given two acc. ie current and saving acc. Saving acc will give u 2.80% int rate, while current acc. won't. 

In order to withdraw money, u need to do it online, to transfer money from saving to current, then u can withdraw but 3 transaction only. Anything above, will be charge RM5 + gst

Quite troublesome.
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i will treat it like a money market fund, plus PIDM protected
cklimm
post Jun 4 2015, 07:20 PM

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i applied this, yesterday, it showed up in my AM online page,
the card is on the way rclxms.gif
cklimm
post Jun 7 2015, 09:00 PM

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QUOTE(marscoco @ Jun 7 2015, 11:55 AM)
Hi fellow Lowyat members!

Marscoco from the TRUE team here! wave.gif

A big thank you to all of you who have expressed your interest in the TRUE products. And a special thank you to the moderator, MilesandMore for featuring our product on its own thread!  notworthy.gif

We’ve acknowledged your feedback regarding the definitions of our products and will be working on making the banking kit easier to understand. If you need more information or knowledge about our products, please feel free to PM me, or call our dedicated contact centre at (03) 2178-8999.
Thanks again!  biggrin.gif  biggrin.gif
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Welcome to Lowyat!
cklimm
post Jul 1 2015, 07:43 PM

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Received True interest today, worth couple of Starbucks Frappes rclxms.gif
cklimm
post Jul 4 2015, 02:47 PM

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QUOTE(Pink Spider @ Jul 3 2015, 05:17 PM)
I currently have an AmBank Basic Savings account

If I apply for TRUE Debit MasterCard (TRUE Transact Account & TRUE Savers Account)...

Means I will end up with 3 AmBank accounts? rclxub.gif
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Yes, 3 wonderful accounts brows.gif
cklimm
post Jul 4 2015, 02:54 PM

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QUOTE(cybpsych @ Jul 3 2015, 03:09 PM)
interested to know the relationship between other banks vs TRUE Transact vs TRUE Savers

since majority of my fund is from other banks (e.g. Maybank)...

1) MBB IBG -> TRUE Savers, to immediately enjoy the flat interest rate of 2.8% p.a., right?
2) TRUE Savers to pay bills/IBG to other banks, got fee?
3) TRUE Transact to pay bills/IBG to other banks, free.
4) TRUE Savers -> TRUE Transact is free?
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1.yes
2. 11sen per ibg, rm5.30 for 3rd withdrawal onwards
3.free
4.1st-3rd time free, 4th onwards. RM 5.30
cklimm
post Jul 6 2015, 04:19 PM

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QUOTE(sunnie11 @ Jul 6 2015, 02:51 PM)
Hi all~my husband went and applied for TRUE debit card yesterday, well they exactly gave 2 account number one was SA another one was CA . But I would like to ask what if make transfer 5k into saving account,how much in interest paid will i get in the last day of the month?  counter as daily basis right? so somebody can show me how to calculate the interest paid? thanks alot
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you will get around 11-12 ringgit, worth a cup of frappe
cklimm
post Aug 12 2015, 08:26 PM

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QUOTE(Ramjade @ Aug 12 2015, 06:14 PM)
Hi, I have some more question

Does transfering from Truesavers to another bank counted in the 3x/month transfer?
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yes, even own to own counts
cklimm
post Apr 13 2016, 06:32 PM

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QUOTE(CalvinCLK @ Apr 11 2016, 06:14 PM)
Ahh, i missed the previous message by sunnie11.

For existing customers, 2.8% p.a. till 31 May 2016.
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seems like its time to move, Ramjade any good recommendations?
cklimm
post Apr 15 2016, 09:02 AM

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QUOTE(Ramjade @ Apr 14 2016, 01:26 PM)
I know that's why I am thinking is it worth doing it to get a SA which gives 2.65%p.a at the cost of losing substantial interest?
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What if RHB revised the rate to 1.65%pa when you reach 12nd month? bangwall.gif
cklimm
post Apr 22 2016, 07:31 PM

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QUOTE(Ramjade @ Apr 22 2016, 07:06 PM)
Time to close account and categorise true savers as a rubbish SA with their T&C.
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shall we go back to the good old money market fund?
cklimm
post May 29 2016, 12:37 PM

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Received a letter asking me to change the True Debit card,
pleasantly suprised that the True banking counts as "mass affluent"
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cklimm
post Jun 23 2016, 09:16 AM

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QUOTE(MilesAndMore @ Jun 22 2016, 10:54 PM)
OCBC Bank is also having fee-free MEPS Instant Transfer via Mobile Banking now.
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OCBC is too kiasi, transfer limit is only 10k, and calls a lot over minor transfers like 5k
cklimm
post Jul 14 2016, 11:27 AM

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QUOTE(kelvinlzy @ Jul 14 2016, 11:04 AM)
Congrats, you also won RM20 Starbucks card thumbup.gif Anyone else here won too?

https://community.truebyambank.com/t5/TRUE-...nners/ba-p/3336
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looks like me, sounds like me
cklimm
post Jul 14 2016, 04:19 PM

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QUOTE(Ramjade @ Jul 14 2016, 11:29 AM)
You forgot but it's not me. tongue.gif
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and that was me tongue.gif
cklimm
post Jul 16 2016, 08:16 PM

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wow, they charged RM8.48 annual fee without permission onto my true transact account which has 0.00 balance, now I am owing them RM8.48, will they sue me for bankruptcy?


This post has been edited by cklimm: Jul 16 2016, 08:19 PM


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cklimm
post Jul 17 2016, 08:28 PM

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QUOTE(MilesAndMore @ Jul 16 2016, 09:21 PM)
Very likely it is a system error. Give them a call and they will reverse it. Or it will just magically disappear in a few days time, just like what i faced last month but that was about them charging me RM5.30 when i transferred some money out from my True Transact account on the first day of June.
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QUOTE(Ramjade @ Jul 17 2016, 07:30 PM)
I just checked. There's no charge in my account.

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Just called them minutes ago, the dude over the phone informed me that in order to keep the account active, the fee is charge 1st, refund later ,
I was told to transfer some money into transact acc, let em charge it, so that it can be reversed.

Should I trust him?
cklimm
post Jul 21 2016, 05:41 PM

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QUOTE(Ramjade @ Jul 17 2016, 08:42 PM)
No need. Just keep your account rm0. Same thing happen to me. Ambank worker told me cannot leave true transect empty. Need to put like rm20. I said all this while kosong je, nothing happen also.

Going close truesavers and hop over to SCB for the free IBFT.
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QUOTE(MilesAndMore @ Jul 17 2016, 10:59 PM)
That's weird. Perhaps you can call again and see if the next CS will tell you the same thing.
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Their "investigation" is still on on going till now, but i feel slightly better as the RM20 starbucks voucher arrived

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