I don't know. Maybe you can point to me where did they say they will revise the rate if there's changes in opr?

This post has been edited by ohcipala: Oct 19 2015, 11:15 AM

I don't know. That's why I am asking whether they change according to opr or it will be fix regardless of opr.

Went for Ambank 3.15% Am Genius account, below 12 years old only.

I think there are banks which offer better rates for kids account than ambank.

my ambank account have some problem it said



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but after that it said pls call the call center but the customer service do have the bank account number i dont have it

Ah SiAnGYup just check. It's RM9,999,999.99 = unlimited in my books as I don't even have 5 figure to transfer within my own account.

For most people, I guess is considered as unlimited too as who is foolish enough to put >rm1m into a normal SA?

Hi guys,

After reading all the reviews here, I decided to open an account with them today.
However, I was later told that the debit card costs RM 12 p.a (first year waived) when the website clearly states that it is free.

Did they revise the fees & charges already?

Really? I better called up customer service and ask.

Wanted to do IBFT from my TrueSaver account, but apparently only IBG is available, or did I miss it?

No IBFT available for ambank.

Have you already opened your account at KL Sentral? I just brought my IC when I opened it.

Guys,

AmBank got many branches with WEEKEND BANKING. Go check out their website for the list of such branches

Hi, Can anyone answer me this. Is it possible to open an account with joint name?


I think I got my answer already.

This post has been edited by knight: Dec 27 2015, 12:57 AM

I did withdraw acct Transact through MEPS last month 3x so kena charged 1.06 x3
They refund me with 5.30 (1.06x5)

Lol free bug

Banks making mistake? Wow. I must try and see withdraw 1z and see if they refund me 5.30 or not.

I guess it is about time for me to open a True Savers account, been delaying and forgetting about this. Since there is an AmBank branch in KL Sentral where I work, I think I will drop by soon.

So, I saw it online is RM 20 minimum will be required to open this account right? I guess I will just open one account and transfer my fund via GIRO from M2U. It is not like Maybank's Saver account which requires minimum 2k to enjoy the interest right? If that's the case, I will transfer most of my fund in Maybank to this AmBank.

I will also get them to set RM 0 for my debit card transaction which I do for my other cards as well, I always feel insecure using Debit Card here.

This post has been edited by fruitie: Jan 10 2016, 04:18 PM

That's true. Any amount will be given interest unlike M2Savers

Anyway you will be given a True Transect account too. You can keep RM0 inside. No interest is given for True Transect. Only True Savers will give you 2.8%. True Transect will give you free IBGs (you don't need to pay RM0.11).
Ambank now have IBFT which is not free

There's no RM8+/year for debit/atm card

To transfer money out,
True Savers > True Transect > Transfer

To prevent getting charge by Ambank, keep in mind that there's a 3x/month on withdrawal/transfer (1 transfer = 1 withdrawal). This is not applicable for withdrawing over the counter (there's a news here that someone made their 4th withdrawal via counter and didn't get charged for it. )

Sounds excellent. No worries about the transaction fees as I will keep it within 3x if I really want to, initial plan now is I try not to take out any money from there unless emergency.

OK, if tomorrow's lunch time I have time to spare, I will just walk in there.

When I applied for my AmBank credit card there, the officer tried to "sell" me this account but I rejected her offer.

How's the interest calculated by the way? Daily like Maybank Savers? I supposed the interest will be credited on the early of next month?

This post has been edited by fruitie: Jan 10 2016, 07:33 PM

If you are using CC, should not be a problem to keep the limit to <= 3x/month. I am using cash and I still can keep the withdrawal to <=3x/month.

Another good thing about Ambank is you can put rm1k into their Ambank Islamic eFD for 1 month unlike most banks which require rm5k for 1 month eFD. Very good for CC users I have utilise that a few times already.

Interest is calculated daily. You will still get interest for weekends, public holidays. Interest will be given after 12AM of the last day of the month.

Wonder why doesn't Gen-x promote Ambank for saving money with CC (their 1 month Islamic eFD)/or for savings account? Perhaps he owns a lot of maybank shares?

This post has been edited by Ramjade: Jan 10 2016, 07:40 PM

Alright, thanks for the information and heads up on AmBank Islamic eFD. Not sure if the branch I will go supports Islamic banking or all AmBank branches combine both Conventional and Islamic banking together?

Anyway, it's OK I will check it out everything with the officer.