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 True by AmBank

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Ramjade
post Jul 2 2015, 05:12 PM

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Opening can be done online right without the need to visit a ambank branch? Don't have any ambank account at the moment?

Ramjade
post Jul 3 2015, 09:55 AM

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Any specific terms to get the cash back of 3%? Eg minimum spending, only weekend transcation.

Does the 3% CB apply to foreign online store like amazon, eBay or only for local store?
Ramjade
post Jul 3 2015, 10:06 AM

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QUOTE(marscoco @ Jul 3 2015, 09:58 AM)
Hi @Ramjade, you can apply for the TRUE Accounts via truebyambank.com under 'Apply Now'. It will lead you to an online application form which you will need to fill out and submit. You will receive an acknowledgement email with details of when you should pick up your card. Since you are a new customer to AmBank, you will still need to visit the nearest AmBank branch to submit your biometrics and pick up your TRUE Debit MasterCard.

Hope that helps.
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But I can use that account first without a true debit card right?
Eg, like transfering to money into the account and start earning interest.
Ramjade
post Jul 11 2015, 03:17 PM

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QUOTE(marscoco @ Jul 3 2015, 09:58 AM)
Hi @Ramjade, you can apply for the TRUE Accounts via truebyambank.com under 'Apply Now'. It will lead you to an online application form which you will need to fill out and submit. You will receive an acknowledgement email with details of when you should pick up your card. Since you are a new customer to AmBank, you will still need to visit the nearest AmBank branch to submit your biometrics and pick up your TRUE Debit MasterCard.

Hope that helps.
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Hi,

1. So I can visit any branch?
2. Do I need to bring along any proof that I applied for a True savers account?
3. How long will it take to process my application? Can it be ready by this Thursday?
Ramjade
post Jul 27 2015, 12:10 AM

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marscoco I would like to ask the following about this True credit card.

1. Is the 3% rebate applicable for online utilities payment (TNB, TM, Water, Telco)?


This post has been edited by Ramjade: Jul 27 2015, 12:21 AM
Ramjade
post Jul 27 2015, 09:32 AM

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QUOTE(marscoco @ Jul 27 2015, 09:26 AM)
Hi @Ramjade,

Please refer to our FAQ for the TRUE Visa MasterCard. The 3% does not apply to online bill payments for utilites including TNB, telco, and TM, etc.
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Even if you pay from uob payonline /cimb clicks/m2u?
Ramjade
post Aug 12 2015, 06:14 PM

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Hi, I have some more question

Does transfering from Truesavers to another bank counted in the 3x/month transfer?
Ramjade
post Aug 15 2015, 10:18 AM

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QUOTE(knight @ Aug 15 2015, 09:40 AM)
Hi, Like to ask.

5 free MEPS withdrawals per month*

Does this means we can only withdraw 5times only using our ATM cards from our Transact Account?
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No. What it meant is you can withdraw for free from any atm in Malaysia without charge.
The 6th one will be charged. How much will it be charged, I don't know. Unless it's from ambank atm then moat likely is free.
Ramjade
post Aug 19 2015, 02:24 PM

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QUOTE(kelvinlzy @ Aug 19 2015, 02:21 PM)
Anyone cant sign in their AmOnline at all?
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You cannot sign in straight away. Need to wait 24hours of activating your card.

Ramjade
post Sep 28 2015, 07:25 AM

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QUOTE(MGM @ Sep 28 2015, 07:00 AM)
Does the 3% rebate applies to TRUE Mastercard Debit card as well? Or it is only for CREDIT CARD.
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Only credit card. If I am not mistaken there is a cap of RM30/month
Ramjade
post Oct 1 2015, 05:39 PM

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QUOTE(kEITh_22b @ Oct 1 2015, 05:30 PM)
Unsuccessful attempt in trying to register for this AmBank's True Savers account via their link: http://www.truebyambank.com/trueproducts/Pages/index.aspx
Seems like AmBank's online portal is full of errors of some kind (eg. error message from their website when I tried clicking on the online registration form to register for True Savers account for example; tried doing it during office hours also no difference...)

Finally, I drove over to the AmBank's branch & request to open True Savers account (already filled up & signed the required form)..., but I was then notified that I "may not be eligible" to open True Savers account when/if I am not working/have a full-time job with a company, or a student studying in college for example... (Yes, I am not employed & already graduated from uni, but I am doing some kind of freelance, some part time direct sales like, & some passive-income things online, so how...) (So they told me that they would have to see how..., about whether the manager can approve my registration or not... Have to wait & see...)

I wonder is it normal for the procedure to be like that...? rclxub.gif

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Since when? There's nothing in their term and conditions. I am a student and I managed to open. Go to ambank, take opening account no. When you are called, tell them you want to open Truesavers, fill up the form, sign and wait. You do not need to go back and forth to ambank. Just wait there until they process finished.
Ramjade
post Oct 2 2015, 06:23 PM

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QUOTE(kEITh_22b @ Oct 2 2015, 05:43 PM)
I drove over to AmBank's branch to inquire about my True Savers account application once again, but the bank officer told me that seeking approval needs time (!)... shakehead.gif

I successfully opened a Maybank2u savings account (with almost 2.5% interest credited monthly) online, & it took me less than 10 minutes for the process to be completed. thumbup.gif (Now I already transferred most of my savings into M2u savers.)

Recently I also went over to Hong Leong's bank branch to open a savings account there as well, & the whole process only took less than 10 minutes.

BTW, I would be taking a look at OCBC's Premier Savings Account (3.0% interest).

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Ocbc not worth. To get 3%, you need to topup min rm1k/month. Any withdrawal will cause the interest to drop to 0.5% for that month. Better you put 1 month maybank Islamic efd at 3.25% if like that.

Go to another ambank branch. Don't talk anything. Just fill up the form ans sign.
Ramjade
post Oct 15 2015, 07:55 PM

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kEITh_22b

Congrats. rclxms.gif now you have 2 account = 6x free transaction /month. tongue.gif on to serious matter better call up customer service to rectify it. Cause if the first account cannot work and you deposit money inside, you might not be able to withdraw out.
Ramjade
post Oct 18 2015, 11:32 AM

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QUOTE(MGM @ Oct 18 2015, 11:20 AM)
Any limit to  transfer from TrueTransact to TrueSavers?
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Nope. You can transfer all and leave truetransact with rm0 like what I am doing. brows.gif Then again, the max I ever transfer is rm6k like that. Never transfered more than rm10k from TrueTransact > Truesavers before. smile.gif
Ramjade
post Oct 18 2015, 11:54 AM

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QUOTE(Ah SiAnG @ Oct 18 2015, 11:39 AM)
For your information, there is a transfer limit for own fund transfer. You may view it using the method I stated above.
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I thought it only stated interbank, intrabank only? hmm.gif
Ramjade
post Oct 19 2015, 09:00 AM

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QUOTE(ohcipala @ Oct 19 2015, 08:56 AM)
It's fixed at 2.8%
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Even with changes in opr? hmm.gif
Ramjade
post Oct 19 2015, 11:20 AM

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QUOTE(ohcipala @ Oct 19 2015, 11:14 AM)
I don't know. Maybe you can point to me where did they say they will revise the rate if there's changes in opr?
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I don't know. That's why I am asking whether they change according to opr or it will be fix regardless of opr.
Ramjade
post Oct 19 2015, 05:50 PM

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QUOTE(lowya @ Oct 19 2015, 04:57 PM)
Went for Ambank 3.15% Am Genius account, below 12 years old only.
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I think there are banks which offer better rates for kids account than ambank. hmm.gif
Ramjade
post Oct 23 2015, 05:52 PM

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Ah SiAnGYup just check. It's RM9,999,999.99 = unlimited in my books as I don't even have 5 figure to transfer within my own account. tongue.gif

For most people, I guess is considered as unlimited too as who is foolish enough to put >rm1m into a normal SA?
Ramjade
post Oct 23 2015, 10:20 PM

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QUOTE(applesmiley @ Oct 23 2015, 10:14 PM)
Hi guys,

After reading all the reviews here, I decided to open an account with them today.
However, I was later told that the debit card costs RM 12 p.a (first year waived) when the website clearly states that it is free.

Did they revise the fees & charges already?  blink.gif
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Really? I better called up customer service and ask.

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