Sell and buy on fundsupermart at 0% sales charge, read few pages back on this thread, there's clear instructions on what to do

Go big or go home.

Every so often, I would looked into other funds, and one of the webpage I often glanced at is this list of top performers in eUnittrust, which also list the worst performers too. https://www.eunittrust.com.my/fundInfo/5top_worst_funds.asp

The top funds can gain up to 5% or more in a mattter of a week. which is 5 business days... among the more agressive funds in Public Mutual would be Public China Select and Public Indonesia Select Fund, where they could at best gain up to 2% in a week,

Taking a look into this list of top (& worst) performers tonight, 2 balanced funds in the 10-years period caught my attention, and both funds belong to the same company.

I think it must be a mistake somewhere since the disparity between them is too wide. Or maybe it is not a typo, but by design in their investment policy.

Kenanga Balanced Fund + 242.22%
Kenanga Shariah Balanced Fund - 13.45%

The 1st fund is almost like a growth or small-cap fund. A 242% growth in 10 years is annualised to 13%.

Which reminded me of the phrase: go big or go home.

Boycott Public Mutual. High charges, low or negative returns. We are not stupid lah ok

Public who? Never heard before... is it a new guy?

Anyone here still holding Public Bank Small Cap Growth Fund? I invested since January 2016 and also got RM 200++ profit. Should I sell it now?

how much have you invested in Public Bank Small Cap Growth Fund since January 2016 to get this RM 200++ profit?.

10K, the return seems little doesn't it?

Bcos the sales charges is already costed you RM 500

Can someone please tell me what fees are these? Saw in the fund annual report:

With effect from 1 Jan 2018, .......:

1) Administration fee of up to RM50 will be charged for each transfer transaction.
2) Switching fee of up to RM50 will be imposed for switching transactions out of the fund.

1. Transfer is moving your fund to another person.

2. Switching is selling a fund (all of it or part of it) and at the same time, buys another fund. We call it switching from one fund to another as we don't normally pay a further service charge on the new fund, but instead a switching fee.

Ok thanks!

Things are looking bright this year, most of the equity funds are giving good YTD returns so far... and as usual when things are going well, a new fund is being launched by Public Mutual.

Capitalise on Public e-Flexi Allocation Fund for higher potential growth:

- Only RM100 to start the investment.
- Up to 98% in equity or fixed income securities.
- Up to 30% in foreign markets.
- Up to 3.75% sales charge.
- Initial Issue Price: RM0.25 per unit during Offer Period (14 July to 3 August 2017).
- Invest via Public Mutual Online

Comments:
- This is a active allocation fund which can swings from totally from equity to fixed income securities... the other permanent 2% of the fund is in liquid assets.

- This is the only fund in Public Mutual that has redemption charges. If it is redeem within 2 years, there is a 2% charge.

- It is mainly a local fund investing into the local Bursa, and it is allowed to invest up to 30% into foreign equities.

- As stated above (in blue), it has a lower sales charge than usual as it is via its online service.

=================

Far East and China funds were going great last week, and they are still maintaining their tempo this week. Most of you UT investors would be having portfolios at all time high.

PB Asia Emerging Growth Fund yesterday's daily increase was 2.40%, which is quite unbelievable and it could maybe a typo or a mistake! Let's see whether the price will be re-adjusted tomorrow...

Cheers.

I use epf to invest PDSF for 3 and half years, profit as of today is 3.6% only, annualized not even 1.5%, wtf.

How does it compares with benchmark?
why do you choose this fund?

you count yourself lucky to have made 3.6% in 3 1/2 years ago
those that had bought it just 1/2 a year later than you would just had made 2.02% if - 5.5% SC..... (-3.48%)
even less than BM and BM got no SC factor....

This post has been edited by MUM: Jul 27 2017, 10:25 AM


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sorry folks. newbies here... my friend recommended me to get into Public Mutual Funds using my EPF. any comments? is that worth it?

No.

if you need consultant to serve and manage for you (submitting 9N forms and etc) then yes.

if you can do it yourself, then DIY.

and if you choose to have your friend to serve you, see what funds he recommends you.

Wah.. What is this. Another way to suck some blood..

There's nothing wrong if you do that but of course, you have to study the market and study the trend first before applying for public mutual funds. If you trust the fund managers it is worth the risk. You just need to do background research of the company before you entrust your EPF investment.