Yes, you can. But it you are at the branch office, might as well do also the PMO registrationl; unless of course you are dumping PM for good...
AFAIK, the income is already taxed at source; and so far, I have not bothered to include them into my income tax, since the distributions are 'reinvested' and I don't touch or received any income from the funds. Futhermore, I supposed the tax declaration is for those who had actually received the distributions and are seeking a tax rebate on the difference between the 'taxed at souce' and personal incotme-tax.

Or maybe I am mistaken, and the tax man will be knocking on my door soon.

The main benefit of having a jointholder account that I knew of is that the secondary holder will take over the account after the demise of the primary 1st account holder. I'm not too sure a nominee can take over the account or not and continue on having the account, as all the info I got points to the nominee getting the monies with ease.

For more info, see this link http://www.publicmutual.com.my/LinkClick.a...e78%3D&tabid=69 on Trust Nomination. It explains the differences between trust nomination and a will.

The other benefit of being a jointholder is the free PA insurance if you are a gold or elite member. Say the 1st holder met accident and suceesfully claimed, and the 2nd holder took over the account upon demise of 1st holder, the free PA insurance continue to cover the 2nd holder.

For more info on the free PA coverage, see this link http://www.publicmutual.com.my/LinkClick.a...8v0%3D&tabid=69

So I guess it is best to have both. Thank you for this question, as my thoughts were only on the 'transfer' option all this while.

Cheers.