Outline ·
[ Standard ] ·
Linear+
Public Mutual Funds, version 0.0
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effectz
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Sep 10 2016, 09:49 PM
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If switch back to EPF, you lose the average unit price. UT is you buying units, it gives return in form of distribution and CG, can't compare apple with EPF.
1k in UT gives you 4000 units (assume unit price is 0.25) 1k in EPF is 1k or less, inflation counts
Peace
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effectz
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Dec 7 2016, 10:34 PM
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PISSF no distribution this year, Morningstar only 2 star. Gonna switch.
Alpha 40 distribution so low. Thinking of switching too.
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effectz
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Jan 18 2017, 10:53 PM
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QUOTE(frankzane @ Jan 18 2017, 01:32 PM) But what I heard from the officer in PM HQ is first we need to identify our new agent first, then write in stating why we want to change. Never mentioned on the signature though.... I had done this. don't forget account number and fund name. 1 letter for each old agents. I got two.
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effectz
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Jan 18 2017, 11:10 PM
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QUOTE(contestchris @ Jan 18 2017, 10:55 PM) Why need agent? You can't buy/sell yourself online (via Public online or whatever they have)? If so, that's disappointing. I thought PB will allow only self-management. Cash yes. Epf no.
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effectz
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Jan 19 2017, 10:26 PM
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QUOTE(frankzane @ Jan 19 2017, 01:36 PM) Your new agent ok? Can consider to change to yours if he's good. I am my own agent now 😉
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effectz
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Jan 20 2017, 11:40 PM
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QUOTE(frankzane @ Jan 20 2017, 12:55 PM) Haha... I seldom see PM doing roadshow nowadays...perhaps people are shying away from PM these days with the bloom of DIY platform? You can go nearest branch. See notice board the best performing UTC.
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effectz
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Jan 26 2017, 11:18 PM
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QUOTE(Rasheed.JF @ Jan 26 2017, 06:43 PM) I have been a Public Mutual agent for years, then I Quit. There is a point where it is sucks to sell something that you can't control . One of the fund PISSF, didnt declare dividend in 2016. That is a sign for me to shy away. Exactly why I switched to other fund. QUOTE(AIYH @ Jan 26 2017, 07:49 PM) You should focus on the fund performance instead of distribution, Distribution is one indicator for performance
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effectz
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Feb 9 2017, 10:38 PM
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QUOTE(OptimusStar @ Feb 9 2017, 07:20 PM) I was referring to the history of my own transaction not the fund performance. Agent with CAMS2 software can view that
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effectz
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Mar 10 2017, 03:01 PM
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QUOTE(wongmunkeong @ Dec 28 2016, 01:49 PM) 1. Get agreement OK from FSM (just email them with details, they'll respond how to) 2. Redeem - online Public Mutual --> print to PDF, email FSM 3. Do FSM investment --> Print to PDF --> email FSM for the negation of service charges Just sent initial request email. Hope for positive response from fsm.
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effectz
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Mar 11 2017, 12:38 AM
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Granted. Will redeem then switch to eastspring in fsm
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effectz
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Apr 9 2017, 10:00 PM
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QUOTE(MakNok @ Apr 9 2017, 06:44 PM) nice.i use to have 160k+++ but all switch back to EPF liao this year January Can just choose performing PM fund using morningstar or lipper then switch wor
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effectz
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May 5 2017, 11:26 PM
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QUOTE(rhodon @ May 5 2017, 02:10 PM) It said the password and id will send to my mailing address. Is it mean home address? Yes it is. Their term is docket mail.
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effectz
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May 9 2017, 12:19 PM
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QUOTE(jojoe @ May 9 2017, 09:11 AM) anyone know the commission fee different on investment thru PMO and agents. 1) thru agents = 5% 2) thru PMO online = ??? btw epf thru agent = 3% Still charged. Don't expect 0% charge. In pmo, agent name is selectable, if you select 'management' from list, they still charge you.
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effectz
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Jul 27 2017, 09:50 AM
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QUOTE(gsan @ Jul 26 2017, 08:39 PM) I use epf to invest PDSF for 3 and half years, profit as of today is 3.6% only, annualized not even 1.5%, wtf. How does it compares with benchmark? why do you choose this fund?
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effectz
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Aug 22 2017, 09:22 PM
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QUOTE(im_not_stupid @ Aug 22 2017, 05:56 PM) Not sure if I'm asking in correct place My agent hasn't layan me for years n I admit I forgotten about my PM investment Can I change my PM agent if I initially signed up with another agent? yes. ask your new agent to write change of servicing agent letter so that you can view all your investment.
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effectz
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Aug 24 2017, 05:10 PM
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QUOTE(frankzane @ Aug 23 2017, 01:54 PM) Is your new agent good and active? I want to change my agent as well. PM me if he's good!  Let me be your agent la lol. We could do portfolio rebalancing by time.
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effectz
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Oct 19 2017, 01:41 PM
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PITGF PIOF mid/smallcap fund all closed for now (Islamic). can't put into my portfolio yet.
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effectz
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Oct 21 2017, 11:18 PM
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PITSEQ, PIMXAF
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effectz
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Nov 6 2017, 10:54 PM
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QUOTE(MUM @ Nov 6 2017, 10:05 PM)  already waited 4 yrs, still must wait for how many more?  after 4 yrs the returns is 3.5%,. how many % must "that" fund make from now on so that the annualised return is better than EPF? Read the objective of the fund lor
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effectz
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Dec 27 2017, 02:58 PM
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You can monitor in Morningstar
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