Global equities is still not out of the woods yet. More turmoil to come after some recovery. Sell on rallies.
#USequities
- L3 Economics
Public Mutual Funds, version 0.0
Public Mutual Funds, version 0.0
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Aug 29 2015, 05:14 PM
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#1
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
Global equities is still not out of the woods yet. More turmoil to come after some recovery. Sell on rallies.
#USequities - L3 Economics |
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Apr 24 2017, 11:12 PM
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#2
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(Yapmy @ Apr 24 2017, 07:41 PM) Hello all. Would it be a good time to invest in Public Mutual at this point in time? Was recommended to put in PSSCF and PSTEF fund. Their benchmark are:PSSCF = 100% Small Cap MY PSTEF = 70% Mid, 20% Small, 10% KLIBOR PSSCF is under-performing. You may consider PEMOF/PIEMOF which has 60% Mid, 30% Small and 10% KLIBOR benchmark for MY market for your said investment horizon (15-20 years). For diversification purpose, you may consider invest into funds that cover other regions: 1. Asia Pacific 2. US/Global |
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May 5 2017, 01:11 AM
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#3
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(rhodon @ May 4 2017, 09:36 PM) Sorry, new to public mutual PRS, i just get invest in this PRS and i get the letter on today. did you mean that you want to check your PRS account through online?can i register this PRS on PBe? i tried search but only saw PUblic mutual unit trust so is it wrong? then i found this one, but i dont know the ID and Password? https://www.publicmutualonline.com.my/ try this: https://www.publicmutualonline.com.my/General/online_app.htm |
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May 8 2017, 11:31 PM
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#4
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3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(screwedpeep @ May 8 2017, 05:02 PM) Invested in PB Islamic Smallcap fund during its initial offering period. launched on 28/03/17, initial issuance price ended on 17/04/17. the price standstill since 18/04 till today. only after the offer period the fund manager can deploy the fund to the market. since market has been in bullish run since Jan/Feb, the FM may not be able to position into better entry price of the market. it is not even 1 month, take some times and sit down and relax. in relation to local small cap which are on bullish run, shouldn't the price fluctuate? anyone can share the possibilities that could lead to standstill NAV during a fund's initial launch and early stage? give yourself 2-3 years time to monitor its performance if not satisfy just consider to switch. offtopic: today my PSTEF fly |
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May 10 2017, 10:38 AM
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#5
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3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(acmilan01 @ May 9 2017, 01:10 PM) Hi, any PRS fund recommend, just want to take advantage of gov rm 1000. the agent is recommend me Public bank PRS Strategic Equity Fund PRS-EQF only focus in Malaysia market. (risk 4)You may consider PRS-SEQF because of its diversification to Malaysia + East Asia market. (risk 5) |
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Jul 28 2017, 04:55 PM
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#6
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(andres_hcs @ Jul 28 2017, 03:54 PM) sorry folks. newbies here... my friend recommended me to get into Public Mutual Funds using my EPF. any comments? is that worth it? if you need consultant to serve and manage for you (submitting 9N forms and etc) then yes. if you can do it yourself, then DIY. and if you choose to have your friend to serve you, see what funds he recommends you. |
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Aug 27 2017, 11:35 AM
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#7
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(Khizamaro88 @ Aug 27 2017, 12:29 AM) Sifu xuzen Since you had already paid the service charge i would suggest you to do switching to another fund instead of repurchase/withdraw it.Should I change fund house or change another fund? Any recommendations fund? Which investment fund should I go Rhb or cimb?better then public bank? I noob on investment fund..thank you... Most of the Public Mutual's local large cap funds are under-performing, i would suggest you to take a look into their new funds within these 1-2 years: for Malaysia local small/mid cap fund 1. PSTEF 2. PEMOF 3. PIEMOF Malaysia large cap fund 1. PAVGEF 2. POEF (50% foreign) 3. PIOEF (50% foreign) 4. PSTGF Foreign fund 1. PAIF 2. PTAF 3. PFA30F 4. PFES 5. PNVGF 6. PGSF and for those who claimed that other platform and fund house can provide 'easily' 7-10% PA is irresponsible. if u know how to DIY, go for DIY platform like fundsupermart etc. if u don't know how to DIY and wish to have person to serve you, Public mutual is one the way. if your consultant is not that qualified for doing it for you, go find another one, OR go an learn how to do it and manage yourself. disclaimer: i'm not a public mutual unit trust consultant. This post has been edited by basSist: Aug 27 2017, 11:35 AM |
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Aug 28 2017, 02:15 PM
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#8
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3,567 posts Joined: Jan 2003 From: Paradise |
A sales charge is there doesn't mean guaranteed superior return compare with others. it is one time charge for the consultant to serve the client. serve, doesn't mean it must be better return in short term.
i believe the company's goal is to provide financial planning services to mass market aka normal investors with money saving objectives. some consultants do provide and educate the mass clients with correct mindset in investment world. obviously, if you think u can manage yourself. go ahead with DIY method to hit the highest annualized return your own. if you need someone to guide you on to save and invest for the purpose of long term goals, to handle the transactions, to setup the trust nomination, the provide will writing knowledge that you need. then you may need the services from the consultant. not everyone is IT savvy enough to keep scrolling and refreshing the forum. if you think you can help the people around you who invested in PMB, go and educate them one by one and show them how to invest in other platform, for free. |
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Aug 28 2017, 03:25 PM
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#9
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3,567 posts Joined: Jan 2003 From: Paradise |
Like I said, if you think you can manage it. Go ahead I have no obligation to stop ya.
I hope that this thread is to assist the existing or new investors about the company and product and services. |
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Aug 28 2017, 05:36 PM
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#10
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3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(dasecret @ Aug 28 2017, 04:32 PM) Aiya, ppl made it very clear that cannot say negative things here... even if it's backed by facts In my recently first post already mentioned that the local large cap fund is underperforming ma, compare with peers.Actually we help new/existing investors here to see how they are in a sinking ship and what are their options to keep afloat or better still, move faster For existing Investors I recommended they do switching into few funds under my radar. There are like 100+ funds. Not all are good, nor all are bad. And I make it very clear, 2 options for readers in this thread that. DIY or Consultant Service. If you think I'm pro PMB then I got no comment. Edit: oh ya 3rd option, DIY with managed funds aka robo platform. So many options out there.. right? 😂 So for those who follow this thread or other UT thread, study and do homework before start investing. Good luck. This post has been edited by basSist: Aug 28 2017, 05:43 PM |
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Oct 19 2017, 07:22 PM
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#11
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
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Oct 21 2017, 11:25 PM
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#12
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(apathen @ Oct 21 2017, 11:06 PM) http://www.publicmutual.com.my/FPServices/Insurance.aspxConventional Public Far-East Balanced Fund Public Tactical Allocation Fund Public Balanced Fund PB Balanced Fund PB Balanced Sequel Fund PB Asia Real Estate Income Fund Public e-Cash Deposit Fund Syariah-based Public Islamic Mixed Asset Fund Public Islamic Asia Tactical Allocation Fund Public Ittikal Fund Public Ittikal Sequel Fund Public e-Islamic Cash Deposit Fund |
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Nov 6 2017, 07:47 PM
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#13
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(guanteik @ Nov 6 2017, 01:04 PM) Hello - any agents can advise my scenario? You can't switch between Public Series and Public Bank series.I've a fund PIEBF invested with EPF. I wanted to switch to PB series fund, e.g. to PBSUKUK. Is there a way I can do it? It seems like I cannot switch out this fund through PMO, can I walk in to switch? You may want to consider Public Sukuk Fund (PSKF). QUOTE(frankzane @ Nov 6 2017, 02:52 PM) Hi, PGCF has the option to invest up to 25% in other permitted markets beside China. and PGCF will be focusing more on technology sector.Anyone knows what's the difference between Public China Select Fund and the newly launched Public Greater China Fund? This post has been edited by basSist: Nov 6 2017, 07:48 PM |
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Nov 12 2017, 09:28 PM
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#14
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3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(Drian @ Nov 12 2017, 09:22 PM) But if the consultant already make mistakes in recommending public mutual funds that are underperforming why make the same mistake using public mutual funds again. And why pay more for public mutual consultants when so many of them are not very competent in investment and their technical knowledge is even lower than some of the DIY folks here. Consultant is not trader. The whole portfolio is underperforming may due to several factors like only focusing in local funds, unbalance asset allocation and so on. You may consider another consultant for servicing you or you manage portfolio yourself. Ppl recommended that to stick back in the public mutual funds coz you had paid for the service charge you can leverage on it by switching into another fund. |
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Nov 13 2017, 01:22 AM
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#15
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Senior Member
3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(OptimusStar @ Nov 12 2017, 11:45 PM) I have invested in PSF and PRSF via EPF investment scheme for past 4 years and the returns are slightly below EPF. I reached out to my consultant and instead he advice that this is UT a long term market , we need to wait further. He didn't advice me to do any switching. PM online platform is not as user friendly as FSM i feel for me the have a look and judge myself which funds i should change them to. yes UT is indeed for long term investment. BUT it needs strategy. one strategy is that you should diversify your investment across different regional market and allocate them accordingly. Long term doesn't mean invest and wait. yes you can invest and wait but it really needs patience and most of the time, the investors can't wait. investors rather do something instead of do nothing. so as a consultant, you should know your clients' needs and work on it together.for me, i wouldn't invest in PSF and PRSF together. there are alot more EPF approved funds there. You need to review them every year at least. pick the one that stands out in the category. This post has been edited by basSist: Nov 13 2017, 01:25 AM |
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Nov 13 2017, 12:09 PM
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#16
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3,567 posts Joined: Jan 2003 From: Paradise |
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Nov 16 2017, 11:23 PM
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#17
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3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(j.passing.by @ Nov 16 2017, 08:34 PM) Back to Basics Thank you for sharing. why not PGCF Was recently looking into these funds, and below are some of the info that was gathered. ------------- 5 mixed asset allocated and balanced funds: 1. Public Tactical Allocation Fund 2. Public Islamic Asia Tactical Allocation Fund 3. PB Dynamic Allocation Fund 4. Public Far-East Balanced Fund 5. Public Navigator Growth Fund These mixed asset funds can vary their equity holdings. The permissible range the fund can hold is 30% to 98% in the first 3 funds, 40% to 60% in the 4th fund, and in the last fund, 2% to 98%. Date Launched (respectively): 23/01/2007, 21/08/2007, 19/05/2012, 23/01/2007, & 03/01/2017. Current Fund Size, RM million, as at 31 Oct 2017, respectively: 279.41, 166.91, 149.50, 167.71, & 385.14 Performance % (Annualised), respectively:: 1-year: 29.22%, 23.62%, 29.74%, 18.52%, 3-year 17.08%, 13.45%, 12.21%, 10.10% 5-year: 14.14% 11.12%, 10.33%, 8.02%. (The 5th fund was just launched this year.) Asset Allocation as at 31-10-2017: Equities & Related Securities – Domestic: 2.75%, 6.25%, 1.03%, 1.33%, 0%. Equities & Related Securities – Foreign: 85.78%, 78.39%, 90.82%, 56.59%, 69.45%. Money Market Instruments & Others: 11.47%, 15.36%, 8.15%, 11.83%, 30.55%. Fixed Income Securities: 0%, 0%, 0%, 30.25%, 0%. Asset allocation in Top 5 Foreign Countries, as at 31 Oct 2017: PTAF: China 32.07%, Taiwan 16.91%, USA 14.10%, Korea 11.80%, Thailand 4.31%. PIATAF: China 26.83%, Taiwan 25.96%, Korea 16.45%, Hong Kong 5.01%. PBDYNAF: China 34.30%, Taiwan 18.12%, USA 9.19%, Korea 13.92%, Hong Kong 6.90%. PFEBF: China 24.39%, Singapore 12.27%, Korea 9.84%, Hong Kong 5.67%, Thailand 1.78%. PNVGF: China 29.64%, Taiwan 14.21%, USA 10.98%, Korea 6.06%, Hong Kong 5.06%. ============== Comments/Remarks: PFEBF is the sole and truly balanced fund, with assets in fixed income securities. PNVGF, though recently launched this year, proves to be popular with the highest NAV asset of RM385 million. Its benchmark is pretty straight-forward, it is a straight-line 8% growth. Flexible mixed asset funds can be considered for selection when there is volatility in the markets, and when the investor is unsure how the market outlook will be in the near future, and unsure where and how to allocated his funds. Cheers. --------------- PS. The info was taken from the montly reviews, dated 31-Oct-2017 published within PMO. ========= Edit: typo corrected in one of the figures. PPS. Had selected and swithced into 2 of them. Will be switching into another 2, maybe in January or February. The one fund not selected is the balanced fund. Preferred to have a permisable wider range that the fund manager is allowed to work with. |
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Dec 26 2017, 05:31 PM
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#18
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3,567 posts Joined: Jan 2003 From: Paradise |
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Dec 27 2017, 03:48 PM
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#19
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3,567 posts Joined: Jan 2003 From: Paradise |
QUOTE(Kaka23 @ Dec 27 2017, 02:31 PM) unable to do so since the price list is not a table anymore on the web.. last time still can, now they changed the way to show up in the site. not sure why they do so. takut ppl extracting from their web causing high traffic? now have to key in manually in my excel to do the tracking. This post has been edited by basSist: Dec 27 2017, 03:48 PM |
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Dec 27 2017, 04:24 PM
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#20
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3,567 posts Joined: Jan 2003 From: Paradise |
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