I thought somebody has just opened one thread:

https://forum.lowyat.net/index.php?showtopi...61423&hl=mutual

Therefore, I closed the old running one.

Chance needs to give to others too.

dear forummers
if you have 100k to invest into a mutual fund
would you 1) purchase in 1 lump sum or 2) DCA over 12 months? and why?

this is a hypothetical question -answers will be provided after the exercise

Hi. I have been invested in public regular savings fund for years. Now I think it has around RM31k on value. Is there any way to withdraw the fund for my new business use? Thank you.

If EPF investment then need to wait till age 55? Thank you.

wil-i-am
Roughly what is the time? 9 am, 3 pm or any other time?

I hope your EPF funds does not performance as badly as you had thought...
does the charts show an almost similar return as per the statement that where sent to you?

from the chart, my PDSF got only 1.5% returns since DEC 2012 till now.....if added in the 3% SC....
would be -1.5%....
I hope just hope that it could just get a return of 1.5% in Sept till Dec 2015, so that my data would be 0% instead of MINUS % (most unlikely can get 1.5% in next 3 mths thou)
then my opportunity cost (EPF dividend) would be 6.35% (2013) + 6.75% (2014) + 6.0% (Est 2015) = 19.1%
with a deficit of 19%,......(> 20% if compounded?)

btw,...not just PDSF had this performance...but the performance of my total portfolio of UTs fund (since 2013) is just abt 2.0% IRR

Public Mutual has expanded its network nationwide with the opening of its 29th branch in Bandar Puteri Puchong, Selangor on Monday.

It said this branch, which is at 39 & 41, Jalan Puteri 1/4, Bandar Puteri Puchong, would enhance its facilities to meet the changing needs of its investors and unit trust consultants.

The Puchong branch is open Mondays to Fridays from 8.30am to 5.30pm and can be reached via phone at 03-8065 7888 or fax at 03-8065 3010.

lost about 2k...macam mana tak rage...
penat penat save 20k the lost 2 k...wtf

Ermm..... I never said it will be next year. I have been waiting for market crash past fews years actually. Based on the cyclical nature of stock market, crashes are bound to happen but comes when nobody expects them. So, as I don't depend much on these instruments as my main source of income, I think I better sell off and wait for the right opportunity. There are some people who thinks that the big one will come soon though....

http://www.publicmutual.com.my/CampaignsPr...onCampaign.aspx

Trust Nomination Campaign: 1 November 2015 - 31 January 2016

Benefits of Trust Nomination

    - Beneficiaries receive investment proceeds within 21 working days*.
    - Swift Distribution without Court Order
    - Name up to 10 beneficiaries per Trust Nomination

Set Up a Trust Nomination Today!

    - Only RM60 (inclusive of GST) to set up your Trust Nomination during Campaign Period
 
Hurry! Act Now! Distribute your investment to your loved ones with peace of mind.

Note: Trust Nomination for Mutual Gold / Mutual Gold Elite Investors is free of charge.

* Terms & Conditions apply

If you meant jointholder, then the jointholder will become the rightful owner of the units of the account in the event of first holder's demise.

If you meant the fund's insurance coverage (applicable to certain funds), then this only means that the names you appointed is the beneficiary of the insurance coverage (for eg. 50k coverage), he/she will be the beneficiary of the 50k, but not the owner of the fund account.

This trust nomination applies to those accounts which you do not have jointholder (for eg. EPF investments), or cash accounts (which you do not have jointholder for the particular fund acc). So in the vent of the first holder's demise, the trust nomination will deliver the proceeds of the fund account to the beneficiary according to this trust nomination. It can be revoked by re-submitting this trust nomination again, even if you have submitted before. In case if you wish to change the % or the beneficiaries.

Actually Public Mutual (together with Public Bank) have a while bunch of Malaysia only equity funds....

Public Aggressive Growth
Public Dividend Select
Public Equity
Public Focus Select
Public Growth
Public Index
Public Industry
Public Optiamal Growth
Public Regular Savings
Public Savings
Public Sector Select
Public Select Alpha 30
Public SmallCap
Public Strategic SmallCap Fund
PB Growth
PB Growth Sequel
etc... etc ...

Just buy, price up sell, price down buy some more
Buying UT must have a die hard gambler's mindset, you lose rm10, you put in rm20 more.

Another round of market selloff... all following the selloff this morning in Wallstreet. And wallstreet was selling due to data from China, and Shanghai closed market after just after opening for 29 minutes...

How should you react if holding China funds like China Select? It lost 2.18% on Monday, -0.29% on Tuesday, and gained 0.17% Wednesday. How much would it lose today?

But before you react, take a note that it gained 17% in 2015. And also the reason why you were buying into this fund.

If you are among the young investors accumulating equity funds for the longer term, maybe continue on with the accumulation, whether via DCA or VA method.

If you are among the more senior investors with a balanced portfolio of money-market funds, bond funds, some conservative dividend and income funds, and some high risk agressive funds, maybe do nothing as the portfolio was set-up to expect turmoils in the market.

If you are among the 'restless' investors who are neither here nor there, maybe do what you think you should do. Hopefully, there was an investment strategy in place. If so, don't panik and abandon the strategy...

Cheers. Have confidence and follow your own advice.

Discover the hidden growth potential of small-cap stocks to achieve higher returns over a long-term period with PB SmallCap Growth Fund.
- Invests 70% to 98% in equities, with focus on small-cap stocks.
- Up to 25% invested in foreign markets.
- Initial issues price of RM0.25 per unit during Offer Period (13 January - 2 February 2016).

===============

Name of Fund: PB SmallCap Growth Fund
Category of Fund: Equity
Type of Fund: Capital growth
Distribution Policy: Incidental
Launch Date: 13 Jan 2016.
Financial Year End: 30 September

Fund Objective: To achieve capital growth over the medium to long term period through investments in companies with small market capitalisation.

Investment Strategy:
PBSCGF invests in stocks of companies with small market capitalisation listed on the domestic market and selected foreign markets at the point of purchase. The Fund maintains equity exposures within a range of 70% to 98% against its NAV. The balance of the Fund’s NAV will be invested in fixed income securities and liquid assets which include money market instruments and deposits.

Benchmark:
90% FTSE Bursa Malaysia Small Cap Index; and 10% 3-Month Kuala Lumpur Interbank Offered Rate (KLIBOR).
Note: The risk profile of the Fund is not the same as the risk profile of the benchmark.

===============

  The 1st and only small-cap fund in the PB series.

very very expensive indeed.