Boycott Public Mutual. High charges, low or negative returns. We are not stupid lah ok

I was "lucky" ...I got the same fund too but transferred all back to EPF in Apr 2015

Aiyaa.. Can transfer back online.
I did mine Jan this Year delaying because of Ah Jib factor thus incurring 10K losses.... Cissss

If you have Public Mutual Online.

already waited 4 yrs, still must wait for how many more?
after 4 yrs the returns is 3.5%,. how many % must "that" fund make from now on so that the annualised return is better than EPF?

I have invested in PSF and PRSF via EPF investment scheme for past 4 years and the returns are slightly below EPF. I reached out to my consultant and instead he advice that this is UT a long term market , we need to wait further. He didn't advice me to do any switching. PM online platform is not as user friendly as FSM i feel for me the have a look and judge myself which funds i should change them to.

Which public fund UT did you invest in? This year equities except the US equities are down so may not truly reflect this.

Small caps fund not doing well in Malaysia atm. Hang in there, time will come for small caps to shine

If your portfolio still losing money after 5 incredible year..
Better move back to EPF lo...imagine losing average 5 to 6% interest which you could have get from EPF.

Oh dear....cash service charge 5.5% right?
But 5 year should be making or break even by now.

Whoever is your agent....should wallop him/her.

whoever recommend you that fund should be shot to death..

May I know what funds you buying? 5 years impossible still loss, all my funds more than 5 years also got profit. U cash out dividend or repurchase?

Then should be your agent problem

DDI with due diligence and choose funds that are not so volatile. else ur moving average will haywire