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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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HoNgZ
post Sep 5 2015, 10:01 PM

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QUOTE(mamamia @ Sep 5 2015, 09:10 PM)
Just follow website benefits
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QUOTE(Human Nature @ Sep 5 2015, 09:24 PM)
tell him to give you black and white
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Guess what, I've signed up due to he says like macam yes, and im lack of experience, after i signed, go back and googled only realised im being fooled
No black and white given, he said, the brochure outdated la, the website outdated la, bla bla...

I decided to cut this card if i got approved. Anyway, does anyone know, if i receive the card by mail, can i just not to activate it until it automatic cut ?
or i should activate it, then call the CS for cutting the card?
Human Nature
post Sep 5 2015, 10:05 PM

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QUOTE(HoNgZ @ Sep 5 2015, 10:01 PM)
Guess what, I've signed up due to he says like macam yes, and im lack of experience, after i signed, go back and googled only realised im being fooled
No black and white given, he said, the brochure outdated la, the website outdated la, bla bla...

I decided to cut this card if i got approved. Anyway, does anyone know, if i receive the card by mail, can i just not to activate it until it automatic cut ?
or i should activate it, then call the CS for cutting the card?
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why don't you file a complain? get the bank to retract your application. easier and less headache.
HoNgZ
post Sep 5 2015, 10:49 PM

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QUOTE(Human Nature @ Sep 5 2015, 10:05 PM)
why don't you file a complain? get the bank to retract your application. easier and less headache.
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As i said, im lack of experience, so i should just call them to make an complain about it?
Human Nature
post Sep 5 2015, 10:58 PM

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QUOTE(HoNgZ @ Sep 5 2015, 10:49 PM)
As i said, im lack of experience, so i should just call them to make an complain about it?
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yes, retract your application. preferably, write an email for black and white.
mamamia
post Sep 6 2015, 11:40 AM

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QUOTE(HoNgZ @ Sep 5 2015, 10:49 PM)
As i said, im lack of experience, so i should just call them to make an complain about it?
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Last time I got the same experience as u.. Not sure which bank d.. Agent tell me 1 thing, I called to cs to check n was told differently. I tell them I want to retract my application n follow up with a email to them. I think the cs insist they can't retract but I can call to cancel after approved.
zero721
post Sep 6 2015, 02:46 PM

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Just got my hsbc amanah mpower visa platinum credit card, applied via ringgitplus. Still not activate yet. Coz I saw their product sheet brochure saying that there is monthly management fee? Can I know what is that? I've searched the previous discussion on this thread but seems like no clear answer? Some said it was like interest which apply only if you not pay full amount on every month statement? Is that true? Anyone can share?
kyle_kl
post Sep 6 2015, 02:57 PM

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QUOTE(zero721 @ Sep 6 2015, 02:46 PM)
Just got my hsbc amanah mpower visa platinum credit card, applied via ringgitplus. Still not activate yet. Coz I saw their product sheet brochure saying that there is monthly management fee? Can I know what is that? I've searched the previous discussion on this thread but seems like no clear answer? Some said it was like interest which apply only if you not pay full amount on every month statement? Is that true? Anyone can share?
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Something like late payment charges/interest
Sam Ho
post Sep 6 2015, 05:54 PM

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Hi guys,

I am considering to apply for HSBC Premier Credit Card.

May I confirm I can access KLIA 2 lounge services for free?

I am applying one for my GF, is she entitled to access?

Regards,
Sam
zero721
post Sep 6 2015, 07:28 PM

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QUOTE(kyle_kl @ Sep 6 2015, 02:57 PM)
Something like late payment charges/interest
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Meaning that as long as I pay full amount everytime, I no need to bother that?
Human Nature
post Sep 6 2015, 07:29 PM

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QUOTE(zero721 @ Sep 6 2015, 07:28 PM)
Meaning that as long as I pay full amount everytime, I no need to bother that?
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correct
zero721
post Sep 6 2015, 09:10 PM

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QUOTE(Human Nature @ Sep 6 2015, 07:29 PM)
correct
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Thx a lot.

Btw, anyone applied HSBC credit card from ringgitplus for their free gift?
Human Nature
post Sep 6 2015, 09:11 PM

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QUOTE(zero721 @ Sep 6 2015, 09:10 PM)
Thx a lot.

Btw, anyone applied HSBC credit card from ringgitplus for their free gift?
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Me. Any question?
onlinepaycheck
post Sep 6 2015, 09:57 PM

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QUOTE(zero721 @ Sep 6 2015, 09:10 PM)
Thx a lot.

Btw, anyone applied HSBC credit card from ringgitplus for their free gift?
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Yes. Twice.
zero721
post Sep 7 2015, 09:27 AM

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QUOTE(onlinepaycheck @ Sep 6 2015, 09:57 PM)
Yes. Twice.
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Which free gift? You got it already?
zero721
post Sep 7 2015, 09:27 AM

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QUOTE(Human Nature @ Sep 6 2015, 09:11 PM)
Me. Any question?
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What free gift? Got it already?
Human Nature
post Sep 7 2015, 10:02 AM

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QUOTE(zero721 @ Sep 7 2015, 09:27 AM)
What free gift? Got it already?
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blackberry, got it dy
CAFE21
post Sep 7 2015, 05:13 PM

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Currently is the robot vacuum cleaner for ringgit plus? if apply thru branch can get the RM200 cash back if swipe RM1600, which one is more worth it? If apply thru ringgit plus will still get to enjoy the RM200 cash back?
alvis5913
post Sep 9 2015, 09:21 PM

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hey guys, may i know how to calculate the cash back? the 3% will cash back to us in the same month?

i found in my statement there is cashback credit and cashback weekend. What's the different between both?

I am suspecting HSBC not giving the correct cash back, if it is true then they are cheating customer sad.gif
fly126
post Sep 9 2015, 09:45 PM

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QUOTE(alvis5913 @ Sep 9 2015, 09:21 PM)
hey guys, may i know how to calculate the cash back? the 3% will cash back to us in the same month?

i found in my statement there is cashback credit and cashback weekend. What's the different between both?

I am suspecting HSBC not giving the correct cash back, if it is true then they are cheating customer sad.gif
*
You will get normal cash back (0.2%) on your Statement Due date... As for 5/8% Weekends Cash rebates on dining, petrol and groceries will Credit to Your account 4-6 weeks later... nod.gif
onlinepaycheck
post Sep 9 2015, 09:56 PM

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QUOTE(zero721 @ Sep 7 2015, 09:27 AM)
Which free gift? You got it already?
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Huawei Tablet and Blackberry Phone. Got both already.

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