i get it on july.. no sure for what event.. just use normal then suddenly came out on my statement.

do I need to notify HSBC bank once I spend rm2000 upon card activation. I want to get the lazada rm500 as soon as possible.

I don't think it will speed up the process.
Likely they will ask you to be patience.

No harm trying to inform HSBC. If lucky, you get it faster. If not, back to default waiting time.

I'm also getting the 0.2% cash back. It's as good as normal points, only you don't need to accumulate them.

i got whacked 600 AF for the VSig.

Wonders if call to waive what's the chances ?
Spend every month since last year except for this year 1 month missed.

High chances I supposed since you only missed one month, no harm trying.

I think higher chance if you have at least 12x in past year. If 11, you're at their mercy. And find out if annual fee is for previous year or next year. Meaning that, if not too late to cut, then cut the card loh.

just called CS.

CS says he will process the waiver. Hopefully its gets thru. I did not register with HSBC online as got e-statement. IF it gets waived the next few days, will I see it in the HSBC online access ? and thus not needing to pay the charged AF in the e-statement date ?

Next time must remind myself to charge RM1 monthly to BP, BS or PT. Do you use any s/w or e-mail reminder to remind oneself for repetitive tasks ?

I will charge RM 1 every month to my Digi bill, somehow I will remember.

Why not register for the HSBC online? Easier to see transactions via app.

I use Google Calendar with a Firefix plugin to automagically check mail whenever I open Firefix. I'm sure there are other smartphone warez can set monthly reminder.

I think waive also you have to pay first. Have to reconfirm with HSBC. After that you'll have to spend away the $600.

May I know what exam and which website u buy?

Those IT certification from Pearson Vue. If I don't have a memory leak, they are quite lenient with cards. Probably you can't run away with a stolen card because the cert will be under your name.

Guys I got hsbc amanah purely for their 0% cash advance . Do I qualify for the Lazada voucher, since I'll be paying 1 k every month for the cash advance?

For HSBC Visa Signature Card, will first year annual fee of RM600 be waived if I apply now?

First year af was waived when I applied in jan, not sure about now

This post has been edited by coolguy99: Oct 14 2018, 08:03 AM

It's always waived for first year.

First year is waived, for subsequent years AF is waives if use at least 1x per month (min 12x per year)

Yeaah, the first time swipe of cb just enter to the cc..

i would to ask about misuse / fraudulent HSBC charges, if anyone knows about it.
my HSBC credit card was used by scammers / hackers to buy some ITUNES stuff which i definitely did not allow and it was not done from my ITUNES account either.

the hackers manage to do 9 transactions x RM349 before i manage to block and cancel the card.

so in this scenario, when i called to cancel the card (minutes later after i received the SMS about the transactions), HSBC just advised to wait for the transactions to pass through, then only start the claim back process.
Is this normal procedure ?

then later on when after the transaction passed through and i called them, they said its a problem from ITUNES side and ask me to personally contact ITUNES to claim my money back because HSBC assumed it was my ITUNES account that was doing the purchases when i told them i actually have an ITUNES account linked to the credit card.

But then when i check my ITUNES account billing, there were no transactions from the accounts, thus the 9 transactions were done by another unknown ITUNES account which was not linked to my credit card.

then again i called HSBC, who informed me to fill in dispute form to claim back the money.
my question is, are these procedures normal ?
and can i get back my money ?

In my opinion, it's not normal. From their SOP, it's probably normal. When you file a dispute, include this in.

Then it's a mistake on their end isn't it? Even stronger case for you.

Pay first and file dispute form is normal. You have a strong case, and even stronger if you have a voice recording that they instructed you to allow the transaction through.

No. You're only entitled for only 1 promo.