430 Mil / 100K = 4300 successful new applicants of VS in whole of Malaysia.

Does the HSBC VS Reward Points expire after 3 years or doesn't expire ?

MBB Ikhwan only offer petrol+groceries 5% for weekends only. (or Fri & Sat)

Amanah M Power CC can be used for petrol+groceries any day of the week provided combines spending > 2000.
So effective CB rate : 50/2000 = actually 2.5% provided you achieve min spending of 625 on petrol+groceries.

So, lets say petrol+groceries = 500, then u top-up to BigPay 1500 (this action won't earn CB, but just to fill up combined spending criteria)

I want to ask if spending is tracked by calendar month or date of bill statement ?

This post has been edited by Morning_Star: Jul 14 2018, 08:53 AM

For the Visa Sig, when there's no good monthly CB/discount deals, I charge RM1 a month into BP.

Is there a thread for Alliance Bank cc?
Why aren't more ppl interested in their non-expiry TBP - Timeless Bonus Points ?

Your friend loyal to which petrol brand ?
For Amanah card, no limitations like weekdays or weekends, but limited to :
petrol : Caltex, Petronas, Shell only
groceries : Giant, Tesco, AEON BiG and Mydin only

I think your friend better get HLB Wise Gold.

This post has been edited by Morning_Star: Aug 16 2018, 01:22 PM

i got whacked 600 AF for the VSig.

Wonders if call to waive what's the chances ?
Spend every month since last year except for this year 1 month missed.

just called CS.

CS says he will process the waiver. Hopefully its gets thru. I did not register with HSBC online as got e-statement. IF it gets waived the next few days, will I see it in the HSBC online access ? and thus not needing to pay the charged AF in the e-statement date ?

Next time must remind myself to charge RM1 monthly to BP, BS or PT. Do you use any s/w or e-mail reminder to remind oneself for repetitive tasks ?