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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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Darren
post Apr 6 2017, 10:26 AM

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QUOTE(CKyoon @ Apr 6 2017, 09:27 AM)
Any terms and conditions using the RM500 voucher?
*
My voucher will expired on 31july
So I guess they give 3month expiry date

As usual
Discount is applicable until 31 July 2017.
Discount is not valid in conjunction with any other vouchers, offer or promotions.
Discount is applicable for one (1) time redemption only.
No minimum purchase is required to redeem this Discount.
Create or Log on to your Lazada account to redeem the discount.
Discount is applicable on Lazada website, mobile website and mobile app.
No cash alternatives or refund will be offered in lieu of Promotion entitlement. Discount cannot be combined and accumulated.
Human Nature
post Apr 6 2017, 10:51 AM

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I applied a card for the lazada campaign and was subsequently contacted to submit the documents through a link (sms and email) which I duly completed. The next day, I received another email about submitting the document. Is this normal?
laymank
post Apr 6 2017, 10:58 AM

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QUOTE(Human Nature @ Apr 6 2017, 10:51 AM)
I applied a card for the lazada campaign and was subsequently contacted to submit the documents through a link (sms and email) which I duly completed. The next day, I received another email about submitting the document. Is this normal?
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Yes. it's normal.
But better call to make sure the documents are received. My last experience, although uploaded successfully, the bank claims that it's not received and application canceled due to no response (like it's my fault).
atah
post Apr 6 2017, 05:43 PM

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QUOTE(Human Nature @ Apr 6 2017, 10:51 AM)
I applied a card for the lazada campaign and was subsequently contacted to submit the documents through a link (sms and email) which I duly completed. The next day, I received another email about submitting the document. Is this normal?
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Yes you can just ignore the email if the online submission is successful.

Human Nature
post Apr 6 2017, 05:52 PM

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Got it thanks, I called and it is already under processing smile.gif
atjm88
post Apr 6 2017, 07:23 PM

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QUOTE(chiahau @ Apr 5 2017, 12:36 AM)
It's subjective.

If you hold 5 CC and you only got 1 remark for late while others are spotless, basically you're still in the clear.
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How if I only have HSBC card?
kian811210
post Apr 6 2017, 07:40 PM

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if i have convenience VS card, then i go apply with Islamic Amanah card, not considering as new customer , right?
Darren
post Apr 6 2017, 07:40 PM

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QUOTE(Human Nature @ Apr 6 2017, 05:52 PM)
Got it thanks, I called and it is already under processing smile.gif
*
HSBC will send an email to u once ur card is approved
the so call "welcome email" lolxxxx
no worry.....
as usual, applying process are easier.....
but the thing that come afterward then hard to say(claim voucher/termination)...haha
standard bank pattern....
gastacopz
post Apr 7 2017, 09:45 PM

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QUOTE(Darren @ Apr 6 2017, 08:37 AM)
i swipe more than rm1k+ within my first month......
but i apply the card during rm300 campaign....
so i jz happily accept their rm500 voucher(new campaign stated rm1k within 60days)...lolx

for ur case,i not very sure la
because last time when i apply,my bro told me must swipe min rm1k to get lazada rm300 voucher
then i see online for the t & c....they put only need single swipe....so i have no idea....
so i jz go n swipe rm1k for precautious.....at least can get rm300 from my rm1k spent...not bad la....

u can try call n ask see how they reply....
for my case,i fullfill every requirement before i call...i direct shoot them after i call the 3rd time....
keep explaining the reason to call kinda piss me off....

if i not wrong,there are forumer here get rm300 in single swipe...mayb u can try ask him....
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from those 3 cards, which is waivable for AF?

was thinking to apply for rm500 voucher biggrin.gif
Darren
post Apr 8 2017, 07:45 AM

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QUOTE(gastacopz @ Apr 7 2017, 09:45 PM)
from those 3 cards, which is waivable for AF?

was thinking to apply for rm500 voucher  biggrin.gif
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HSBC amanah mpower require min 12swipe for af waiver
But I plan to cancel the card after 6month. Lolx
Clear my card on hand n apply other card for special event like this.
codyauyong
post Apr 8 2017, 02:17 PM

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Received a sms from HSBC my credit card annual is waived without requesting. Whereas UOB, l had to cancel the card and then the retention dept called me to waive annual fee for another 2 years.
sj0217
post Apr 8 2017, 05:41 PM

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QUOTE(codyauyong @ Apr 8 2017, 02:17 PM)
Received a sms from HSBC my credit card annual is waived without requesting. Whereas UOB, l had to cancel the card and then the retention dept called me to waive annual fee for another 2 years.
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Received such SMS too.

Before this, I called to request for cancellation of the card, CS then offer RM50 as a loyalty rebate I think

RM50 rebate has received and going to cancel too even the AF is already waived
kharizmisg
post Apr 8 2017, 05:55 PM

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SO the waived fee for second year still need to pay ?? ... even use more than 10 times ( how much swap they need)
hurtedheart
post Apr 8 2017, 06:33 PM

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I am new customer & applied the 0% BT for 12 months. The approved BT amount is RM8,100. The minimum payable is RM 405 in the statement instead of Rm675 (Rm 8100/12). During application I was told as long as I pay the minimum payable @ not outstanding amount of the statement cycle, then I wouldn't be charged interest, can somebody confirm. Many thanks. ☺️

This post has been edited by hurtedheart: Apr 8 2017, 06:34 PM
loongzai2
post Apr 8 2017, 07:53 PM

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QUOTE(hurtedheart @ Apr 8 2017, 06:33 PM)
I am new customer & applied the 0% BT for 12 months. The approved BT amount is RM8,100. The minimum payable is RM 405 in the statement instead of Rm675 (Rm 8100/12). During application I was told as long as I pay the minimum payable @ not outstanding amount of the statement cycle, then I wouldn't be charged interest, can somebody confirm. Many thanks. ☺️
*
Hi bro how long it takes to.approve ur card? I applied on march 12 till now till pending
hurtedheart
post Apr 8 2017, 09:56 PM

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QUOTE(loongzai2 @ Apr 8 2017, 07:53 PM)
Hi bro how long it takes to.approve ur card? I applied on march 12 till now till pending
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I applied on 21/2 & was my application approved on 2/3/17.
drakulaed
post Apr 8 2017, 10:55 PM

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Hi everyone - anybody got experience applying for HSBC cards with SG salary? A telemarketer called me last week, she applied for me - but no news til now.
sj0217
post Apr 9 2017, 02:49 PM

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RM0.00 HSBC Amanah Credit Card-i: Stand to get RM8 CASHBACK with min RM50/swipe by 31/5/17. Reply P4 to join now. T&C@ www.hsbcamanah.com.my/gm
pepper_mint2
post Apr 9 2017, 03:57 PM

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QUOTE(loongzai2 @ Apr 8 2017, 07:53 PM)
Hi bro how long it takes to.approve ur card? I applied on march 12 till now till pending
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i applied on 1/3 and approved on 24/3 ...
babienn
post Apr 9 2017, 05:33 PM

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Had anybody tried to reduce credit limit via online/email? Found a lot of increase credit limit application but none for reducing.

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