Hi. The maximum cash back not 2.49%? If one spend RM 635 on petrol and RM 1366 on others, and get RM 50 cash rebate, then isn't it 2.498%? Correct me if I am wrong.

Bro you may be right, but I am saying no way one can get 8% for petrol AND groceries but 2.35% for petrol or groceries.

Yes. You are right bro.

I have HSBC credit card which I apply to get freebies but never use before. Meaning the cars is not activated right? Do I still need to cancel the card?

If want to cancel can I do it by phone or need to go the branch?

Their cash back campaigns may be quite deceiving and difficult to qualify but I think HSBC cards have the best benefits in terms of shopping and dining discounts? I recently just looked at their HSBC Smart Privileges on their website and I am truly amazed.

I will be applying for their VS soon via RinggitPlus!

Can cancel via phone.

Bro, need your expertise to comment on the RHB World MasterCard and Visa Signature where RHB claims one can get 6% cash back for this and that with their World MasterCard and Visa Signature. I worked out max cash back 3.49% with exactly RM3500 local spending. See if you come out with a higher figure or even correct my calculations.

RHB Bank World MasterCard, Visa Infinite, Visa Signature and Paltinum Credit Card Review 2016

This post has been edited by Gen-X: Jan 8 2016, 11:03 AM

Hi bro,

I assume your reward points are accumulated before year 2016.
I just have new information from CS again, she said to be eligible to convert EM using 3000 points, the points must be accumulated from 1 Jan 2016. The rest of the points which accumulated before year 2016 can be redeem using normal rate only!

Please update if you get to redeem all your points successfully.
Thank you.

Have a HSBC Premier World MasterCard and trying to sign up for this SPG promo

http://www.worldcard.mastercard.com/conten...rred-guest.html

Anyone knows what's HSBC's unique enrollment code ? Tried calling HSBC CS, was asked to contact MasterCard TravelServices and who in turn gave another number which was SPG helpline. Ended up being asked to email : corkspg@starwoodhotels.com , which replied asking me to contact HSBC directly

Anyone got their unique code for redemption from HSBC for Ringgitplus promotion?

It's clearly stated: "To receive your code, please contact your bank". Maybe you wanna try calling and ask a different CS....

the HSBC has called me on last week and they would like to offer me to apply their credit card with spend 1.5k or do BT 0% to get rm350 cashback within 60days.

anybody get the same offer from HSBC?

I have applied their card and hoping to get the cash back!

They also told me the RM 350 cash back and apparently after checking I'm not qualified for it.

that is weird. they should already confirmed that you are qualified then only call and told the offer to you.

No la, it was due to my application problem. Long story short, I wasn't qualified.

sometime they called u because their system can key in meaning 'first stage approval'..

final approval might get rejection

same like my case

so this bank is strict to give out their cc?

This post has been edited by intrepidity85: Jan 14 2016, 10:46 PM

call hsbc yesterday to cancel card.. she say will cancel now.. i confirm back with her, she say my card will longer use in 5 min

question: so i can cut my card now?

you will soon receive call from the cancellation department to persuade you to keep the card...

I cancel the card few months ago. Anyone tried to reinstate the card with just a call to CS?

Anyone know what is the promotion having for Visa Signature? I applied it last month and only got it this month. When I apply, they are giving the Mini USB Speaker. Not sure what I'm entitled for now.

It took HSBC almost 1 month time to get my application approved. This is not a good first experience for me.

When I called for card activation, waited for about 10 minutes. Second bad experience before actually using the card.