Anyone know what is the promotion having for Visa Signature? I applied it last month and only got it this month. When I apply, they are giving the Mini USB Speaker. Not sure what I'm entitled for now.

It took HSBC almost 1 month time to get my application approved. This is not a good first experience for me.

When I called for card activation, waited for about 10 minutes. Second bad experience before actually using the card.