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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ysc
post Dec 31 2015, 12:43 AM

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QUOTE(cybpsych @ Dec 30 2015, 08:40 PM)

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THanks so much


Any idea if the 4mil cap for entire cashback program is being hit?
Chinus
post Dec 31 2015, 01:47 AM

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QUOTE(cybpsych @ Dec 30 2015, 08:40 PM)

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Petrol + Grocery around 2.5% only woh.........
Can Frozen M-Power Plat
MGM
post Dec 31 2015, 08:22 AM

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CB based on calendar month or statement month?
after reading the T&C, it is calendar month and based on transaction date n not posting date.


This post has been edited by MGM: Dec 31 2015, 08:26 AM
Davidtcf
post Jan 1 2016, 09:11 AM

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latest update for Visa Platinum:

QUOTE
Terms and Conditions for HSBC Reward Points Programme 2016 Valid from 1 January 2016 – 31 December 2016. The 5X Reward Points/8X Reward Points are only awarded on spend by HSBC Visa Platinum Credit Cardholders, HSBC Visa Reward Credit Cardholders and HSBC Gold MasterCard Credit Cardholders up to a maximum spend amount of RM3, 000 per Participating Month cumulatively at Participating Shopping Malls. There is a maximum of 700 million Reward Points to be given out throughout the Programme Period based on first come, first served basis.
Based on spend made at the following merchant category codes: Fashion, Electrical, Furniture, Gadgets, Jewellery, Entertainment, Groceries and Dining, including those made on 0% instalment plans.

Terms and conditions apply.
SOS: https://www.hsbc.com.my/1/2//personal-banki...#_visa_platinum

same with 2015 one.. i dont see any changes:

QUOTE
Terms and Conditions for HSBC Reward Points Programme 2015 Phase 2. Valid from 1 January 2015 – 31 December 2015. The 5X Reward Points/8X Reward Points are only awarded on spend by HSBC cardholders of HSBC Visa Platinum Credit Card, HSBC Visa Reward Credit Card and HSBC Gold MasterCard Credit Card up to a maximum spend amount of RM3,000 per Participating Month cumulatively at Participating Shopping Malls. There is a maximum of 700 million Reward Points to be given out throughout the Programme Period based on 'first come, first served' basis.
Based on spend made at the following merchant category codes: Fashion, Electrical, Furniture, Gadgets, Jewellery, Entertainment, Groceries and Dining, including those made on 0% instalment plans.

Terms and conditions apply."
This post has been edited by Davidtcf: Jan 1 2016, 09:14 AM
Chinus
post Jan 1 2016, 12:13 PM

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[quote=Davidtcf,Jan 1 2016, 09:11 AM]
latest update for Visa Platinum:
SOS: https://www.hsbc.com.my/1/2//personal-banki...#_visa_platinum


Lucky this one didn't change. haha
athlon
post Jan 4 2016, 04:56 PM

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anyone having any idea where to convert the points into Enrich Miles in HSBC internet banking? it used to have a link to convert on the main page of the internet banking but right now no more already
dvrsmmc
post Jan 5 2016, 07:59 AM

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Hello , want to apply hsbc Visa Platinum, but just worry can be waive next year ? or have to pay ?
dasecret
post Jan 5 2016, 09:50 AM

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QUOTE(athlon @ Jan 4 2016, 04:56 PM)
anyone having any idea where to convert the points into Enrich Miles in HSBC internet banking? it used to have a link to convert on the main page of the internet banking but right now no more already
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I would like to know too! Please call CS and share the answer here notworthy.gif
kyoushi
post Jan 5 2016, 11:40 AM

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QUOTE(athlon @ Jan 4 2016, 04:56 PM)
anyone having any idea where to convert the points into Enrich Miles in HSBC internet banking? it used to have a link to convert on the main page of the internet banking but right now no more already
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QUOTE(dasecret @ Jan 5 2016, 09:50 AM)
I would like to know too! Please call CS and share the answer here  notworthy.gif
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Hi All,
I just get informed by CS that this promotion is ended by 2015 until further notice.
He asked me to check by next month again.
Sigh...this bank really sneaky, always need to follow up on the promotion period and tnc carefully.
It is really useless card if this promo is ended.
dasecret
post Jan 5 2016, 01:44 PM

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QUOTE(kyoushi @ Jan 5 2016, 11:40 AM)
Hi All,
I just get informed by CS that this promotion is ended by 2015 until further notice.
He asked me to check by next month again.
Sigh...this bank really sneaky, always need to follow up on the promotion period and tnc carefully.
It is really useless card if this promo is ended.
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That's not true. The new programme is up and running
https://www.hsbc.com.my/1/PA_ES_Content_Mgm...ogramme_tnc.pdf

But it is not possible to redeem because there is no link to allow us to do so..... Really sneaky
They also cap the amount of points you can redeem per month. So by the time they reopen the link to redeem, you might have lost out on a month to redeem and therefore cannot clear all your points

https://www.hsbc.com.my/1/PA_ES_Content_Mgm...mption_2016.pdf

Teruk betul

kyoushi
post Jan 5 2016, 02:24 PM

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QUOTE(dasecret @ Jan 5 2016, 01:44 PM)
That's not true. The new programme is up and running
https://www.hsbc.com.my/1/PA_ES_Content_Mgm...ogramme_tnc.pdf

But it is not possible to redeem because there is no link to allow us to do so..... Really sneaky
They also cap the amount of points you can redeem per month. So by the time they reopen the link to redeem, you might have lost out on a month to redeem and therefore cannot clear all your points

https://www.hsbc.com.my/1/PA_ES_Content_Mgm...mption_2016.pdf

Teruk betul
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Yes, i read the 2016 tnc before CS told me.
What I meant is the promo is ended, where redeem option in personal banking page is not available until further notice.
Their marketing department still planning what to do next, so maybe try login next month.
Anyway, need to wait and see...as they always changing
13aby
post Jan 5 2016, 05:22 PM

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i applying for Visa platinum . Is this card ok? Waive annual fees got problem?
athlon
post Jan 5 2016, 05:25 PM

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QUOTE(kyoushi @ Jan 5 2016, 02:24 PM)
Yes, i read the 2016 tnc before CS told me.
What I meant is the promo is ended, where redeem option in personal banking page is not available until further notice.
Their marketing department still planning what to do next, so maybe try login next month.
Anyway, need to wait and see...as they always changing
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i have checked with my RM... she said can redeem via CS call... i told her some members can't get it and being informed to wait next month for further updates... anyway, she is doing that for me and hopefully can convert all the points to EM
karcity
post Jan 5 2016, 07:06 PM

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QUOTE(13aby @ Jan 5 2016, 05:22 PM)
i applying for Visa platinum . Is this card ok? Waive annual fees got problem?
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12 swipe per year
Like a Bause
post Jan 6 2016, 07:27 PM

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QUOTE(karcity @ Jan 5 2016, 07:06 PM)
12 swipe per year
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still the same ? no longer written in the website it seems like..
karcity
post Jan 6 2016, 08:05 PM

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QUOTE(Like a Bause @ Jan 6 2016, 07:27 PM)
still the same ? no longer written in the website it seems like..
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I always get auto waiver without requesting for few years. The same to my brother and my good friend. But not sure on visa signature card as some reported that they can't get waiver. Other card should be ok
TSGen-X
post Jan 7 2016, 07:10 PM

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If any of you are considering of signing up for the HSBC Amanah MPower Platinum -i and thinks you're going to get 8% cash back for Petrol and Groceries.. best you click here and read my Introduction To Credit Cards - CC 101 where I showed that max cash back for petrol or groceries with the HSBC MPower is 2.35%
fruitie
post Jan 7 2016, 08:12 PM

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After ding dong for so long and finally a CS picked up my call today, I checked my application and it was declined for the reason of incomplete documents! I said I sent in probably 8 times for this. Then the CS apologised and passed me to credit card department.

Luckily the guy attended to me was helpful and honest to me. Long story short, the spend RM 1.5k and get RM 250 cash back is based on first come first serve basis. I challenged because this is not mentioned in the TnC. Anyway, knowing how bad HSBC is, I thanked the guy for being honest to me. I didn't pursue further.
CP88
post Jan 7 2016, 08:20 PM

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QUOTE(fruitie @ Jan 7 2016, 08:12 PM)
After ding dong for so long and finally a CS picked up my call today, I checked my application and it was declined for the reason of incomplete documents! I said I sent in probably 8 times for this. Then the CS apologised and passed me to credit card department.

Luckily the guy attended to me was helpful and honest to me. Long story short, the spend RM 1.5k and get RM 250 cash back is based on first come first serve basis. I challenged because this is not mentioned in the TnC. Anyway, knowing how bad HSBC is, I thanked the guy for being honest to me. I didn't pursue further.
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So after all the ding dong ding don, you're not going for the cc? tongue.gif
fruitie
post Jan 7 2016, 08:33 PM

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QUOTE(CP88 @ Jan 7 2016, 08:20 PM)
So after all the ding dong ding don, you're not going for the cc?  tongue.gif
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Yeah, save my energy for cancellation later.

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